Jonathan Malcolm is a financial advisor with Raymond James Financial, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Raymond James, he held roles at firms including Daly Seven, Inc. and Vincent Valuations, and was involved with the YMCA of the Triangle. He is also associated with Elmore Financial Group, Inc., a support company based in Denver, NC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals through risk profiling and analytical tools, supporting a large network of advisors and affiliated firms.

Erin Waters is a financial advisor at Ameriprise in Charlotte, NC, holding a Series 66 designation with four years of industry experience. Prior to joining Ameriprise in 2022, she held roles at Advantage Solutions, LLC, Red Moon Marketing, Brown Forman, and the University of Kentucky. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides specialized retirement planning advice through a collaborative, non-discretionary process. The firm emphasizes tax-aware withdrawal strategies and employs proprietary research and algorithmic tools to support its recommendations.

Jared Mcvey is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked across several Fidelity entities since 2007, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its formal advisory role to multiple registered investment companies and its use of systematic methodologies and AI-driven research.

Keith Smithers is a financial advisor at Morgan Stanley with 40 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves as a board member of Patrick's Purchase POA, a community organization. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct individual plans and corporate financial planning agreements.

Christopher Todd is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. His prior work includes roles at Summit Financial Group and Summit Brokerage Services Inc. since 2015, as well as a recent engagement with Upwork. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Andrew Howard is a CFP® professional with 15 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he also owns and manages a rental property in Stanley, NC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 financial advisors.

Jaren Webster is a Financial Advisor with Merrill Lynch Wealth Management. He holds a Bachelor's Degree from The Ohio State University and a Juris Doctorate Degree from The University of Akron School of Law. His educational background combines law and finance, supporting his advisory role within wealth management.

Joseph Rhyne III is a CFP® professional with 32 years of experience, currently serving at MassMutual Investors Services since 1996. He has worked with MassMutual Life Insurance Company for 30 years. In addition to his advisory role, he owns an LLC that manages pass-through compensation. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers additional programs, including estate settlement and employer-sponsored planning.

Corey Hedges is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and 10 years of industry experience. His prior work includes positions at Sagepoint Financial, Inc. and Axa Advisors, LLC. Outside of advising, he coaches youth and high school swimming. OSAIC Wealth, Inc. serves both retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and a variety of portfolio management options across stocks, bonds, mutual funds, ETFs, and alternative investments.

Jake Gusler is a financial advisor at Merrill with a Series 66 designation and has one year of industry experience. Prior to joining Merrill, he held various positions including roles at Brew Movers, Winthrop University, and Carolina TIKI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Frye is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in areas including college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, sports and entertainment, tax minimization, and retirement income. He holds a Bachelor's Degree from the University of North Carolina System and maintains several professional designations and certifications, including Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise centers on providing tailored financial planning to help clients achieve their personal and family goals with transparency and simplicity. Outside of his professional work, Robert enjoys spending time with his family and engaging in activities such as baseball, basketball, boating, football, golfing, music, scuba diving, softball, and volleyball.

William Parker is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prudential Investment Management Services LLC and Quantitative Management Associates. He is currently based in Charlotte, NC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Thomas Aronson is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with individuals and families to provide clarity, organization, and confidence in managing their financial lives as circumstances evolve over time. His expertise includes education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Thomas applies a philosophy centered on organizing, simplifying, and optimizing clients' financial situations to help them make informed decisions and navigate life’s transitions effectively. Thomas holds a Bachelor's Degree from Clemson University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, he enjoys billiards, golfing, pickleball, and spending time with his family.

Richard Moll is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to develop personalized financial strategies tailored to their specific goals, including wealth building, retirement planning, and legacy creation. Richard's approach centers on understanding clients' priorities and providing ongoing guidance to navigate financial complexities. Richard holds a Bachelor's degree in Finance from the University of North Carolina at Charlotte and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His expertise covers areas such as college education planning, family wealth management, retirement income, and tax minimization. Outside of his professional work, Richard enjoys cooking, football, golfing, soccer, spending time with his family, and watching movies.

Rodney Steve is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. He previously worked at The Vanguard Group for 18 years and spent two years at Drexel University. Outside of his advisory role, he serves as a board member for Caterpillar Ministries, contributing to strategic planning and organizational governance. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Wagner is a financial advisor at Osaic Wealth Inc. based in Charlotte, NC, holding a Series 66 designation with 23 years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services, Bank of America, and Merrill. Wagner serves as president of the Myers Park High School Mustang Club and provides financial education to college athletes and their families through his company, Elite Edge Athlete Solutions. OSAIC Wealth Inc. serves a diverse client base, including individual and high-net-worth investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs various tools and third-party solutions to build and manage portfolios across a range of asset classes.

Anthony Morea is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 registrations and 29 years of industry experience. He has worked at Wells Fargo Advisors Financial Network since 2026 and previously held roles at Wells Fargo Clearing Services, The Vanguard Group, Inc., and Scottrade, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients through a network of financial advisors. The firm offers a broad range of planning services and integrates advisory services with other financial product sales and referral channels.

Michael Martinez is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior roles include positions at Morgan Stanley and Bank of America. He has been with Merrill since 2016, including his current tenure starting in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gary Samuelson is a financial advisor at Thrivent Investment Management with 15 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial for Lutherans since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs, while maintaining separate planning and investment services.

Isabella Xenakis is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and has previously worked at GCG Wealth Management, Inc. and Shop SXC. Outside of advising, she serves as a business manager for GCG Wealth Management, LLC. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management.