Matthew Wang is a financial advisor with Equitable Advisors in San Francisco, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Axa Advisors and the Statefarm Maria Wang Agency, as well as operating involvement in the hospitality sector. He also has an ancillary activity related to health insurance with Kaiser. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, and institutions, providing financial planning, brokerage, insurance distribution, and access to third-party asset management programs through a dual-registered model.

David Abril O'Brien is a financial advisor with Morgan Stanley based in San Francisco, CA. He holds Series 63 and Series 66 designations and has 15 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Extract Capital Advisors for three years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Shaojun Fu is a financial advisor at Morgan Stanley with two years of industry experience. Prior to joining Morgan Stanley in 2023, Fu worked for seven years at Ding, Sun & Huang Law Office. Fu holds the Series 66 designation and is based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning through its Financial Advisors and Estate Planning Strategies Group.

Steven Rocha is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career spanning over 40 years, all spent within the firm. He serves clients by developing comprehensive financial strategies to manage their individual, business, and personal portfolios. His expertise encompasses areas such as investing, wealth transfer, planning, retirement analysis, and philanthropy, with a focus on helping clients navigate significant milestones in their financial lives and legacies. Mr. Rocha holds a Bachelor's degree in Economics from the University of California, Berkeley, and maintains the designation of Personal Investment Advisor (PIA). He joined the Merrill Lynch Wealth Management San Francisco office in 1980 and continues to draw on his extensive experience to provide tailored financial advisory services. Beyond his professional role, Steven participates in community organizations including the Alameda Boys and Girls Club and Women’s Dress for Success in San Francisco. He is also involved with several professional organizations such as the Guardmens of San Francisco, San Francisco Opera, San Francisco Symphony, and the Olympic Club Foundation.

Danielle Jansen is a financial advisor at Morgan Stanley with three years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Smith Barney LLC since 2023 and previously at First Republic Securities Company and First Republic Investment Management. Prior to her finance career, she was employed at Four Barrel Coffee. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery processes and proprietary planning tools, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Michael Hays is a financial advisor at Merrill in San Francisco, CA, with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Bank of America and Merrill since 2017, following a year at JP Morgan Securities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Luca Kennedy is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he has held various roles including a year with the Seattle Seahawks and positions at Santa Clara University and Seattle Fish Company. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured discovery process and a range of investment offerings.

Ephraim Calbert Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and emphasizes a tiered wrap-fee structure alongside ongoing oversight of its investment models.

Russell Huebschle is a financial advisor at Morgan Stanley in Oakland, CA, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has worked at Morgan Stanley since 2019, including time at Morgan Stanley Private Bank, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and research.

Nicholas Carlson is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with one year of experience at the firm. His prior work includes roles at Okta, Zendesk, eBay, and Broadmoor Golf Club, as well as positions related to education and investments. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sarem Mukhtar is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and 14 years of industry experience. Prior to joining Morgan Stanley in 2019, Mukhtar worked at Goldman, Sachs & Co. from 2011 to 2019. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Christopher Maiden is a financial advisor at Fidelity with Series 63 and Series 65 certifications and two years of industry experience. He has worked at Fidelity Investments since 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Linda Moran is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. She has 16 years of industry experience, including roles at JPMorgan Chase Bank, N.A. and Bank of the West. Outside of her advisory work, she owns a social group focused on pickleball for lesbian and queer women in the East Bay and also works as a mobile notary on evenings and weekends. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Timothy Roche is a financial advisor with LPL Financial in San Francisco, CA, holding Series 63 and Series 65 registrations and bringing 24 years of industry experience. His prior work includes positions at JPMorgan Securities, Citigroup, U.S. Bancorp Investments, and TCFG Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of discretionary and non-discretionary management strategies supported by in-house and third-party research.

Alexander Day is a financial advisor with Equitable Advisors in Pleasanton, CA, holding a Series 66 designation and one year of industry experience. He joined Equitable Advisors in 2024. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Yi Xing is a Senior Financial Advisor with the Ma Teigen Group at Merrill Lynch Wealth Management. She provides advice and guidance to a diverse clientele, including many wealthy Asian families, supporting multiple generations as they navigate the American financial system. Yi collaborates with her team to establish clear paths toward client goals, focusing on making clients' financial lives more efficient. Her expertise includes managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategies, and retirement income planning. Yi began her financial services career in 2013, with experience at institutions such as J.P. Morgan, US Bancorp, and PNC Bank. She has served as a Financial Advisor since 2019 and holds professional designations including Personal Investment Advisor (PIA). Yi earned a Bachelor’s degree and an MBA in Economics from Ramon Magsaysay Technological University in the Philippines, as well as an MBA in Finance from Mercer University in Atlanta. She is fluent in Mandarin and proficient in Yue (Cantonese) and English. In addition to her professional role, Yi is actively involved in community organizations such as the Chinese University Alumni Association Alliance of Southern California, where she serves as Vice President of the Badminton Club, and the Badminton Club for the North America Chinese University Alumni Alliance. She and her husband are avid badminton players and members of the Los Angeles Badminton Club. They have a young daughter and enjoy spending time outdoors and exploring new destinations on weekends.

Neal Narahara is a financial advisor at Morgan Stanley in San Francisco, holding a Series 66 designation with 20 years of industry experience. His prior experience includes roles at UBS Financial Services Inc from 2013 to 2023 and Morgan Stanley Private Bank, N.A. since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and investment models to support client goals.

Joel Rizzo is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has worked at Merrill and Bank of America since 2018 and previously held roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank from 2004 to 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jason Tiongson is a financial advisor at LPL Financial with four years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA, where he spent a combined 17 years. He is licensed as a Series 66 advisor and is based in Daly City, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from various sources to support diversified investment strategies.

Nestor Nino is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and four years of industry experience. His prior roles include positions at TD Ameritrade/Charles Schwab and Wells Fargo. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, incorporating an ESG eligibility framework when recommending strategies.