Mallory Dinis is a financial advisor at Edelman Financial Engines with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Edelman Financial Engines since 2026, following a decade at Financial Engines Advisors L.L.C. and a year at TMFS Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Luke Andreassen is a financial advisor at Charles Schwab with 19 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2018, with prior experience at TD Ameritrade and Scottrade. Outside of his advisory role, he is listed as an owner of Rendezvous North Beach, a business started by his wife. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, due diligence on alternative investments, and an integrated operational structure.

Raymond Gibson is a Series 65–licensed financial advisor with Equitable Advisors in Walnut Creek, CA, where he has worked since 1999. He has 39 years of industry experience and previously worked with Axa Advisors, LLC for 21 years. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a network of Investment Adviser Representatives and both proprietary and third-party advisory solutions.

Denise Erdem is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she serves as a notary public in Clayton, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products that includes insurance-related vehicles and bank deposit sweep options.

Chris Held is a financial advisor with LPL Financial in Walnut Creek, CA, holding CFP® and Series 66 credentials and bringing 22 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, as well as Wells Fargo Clearing and Wells Fargo Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisers and advanced operational tools.

Louisa Sakkis is a financial advisor at Stifel with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus since 2011. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, focusing on forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning.

Simon Knight is a Series 66-registered financial advisor with Edward Jones, based in Alamo, CA, and has one year of industry experience. He worked for Easter Seals Northern California/Catalight for ten years prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

James Carbonell is a financial advisor with RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at City National Bank and Wells Fargo Advisors. Outside of his advisory work, he is involved in youth lacrosse as a coach and sits on the board of a lacrosse club. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through a variety of advisory programs that offer customized portfolio management and financial planning services. The firm integrates in-house and third-party investment resources and offers features such as tax management, responsible investing options, and access to alternative investments.

Christopher West is a CFA® charterholder with 28 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and three years at Merrill. He is based in Walnut Creek, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Alan Bynum is a financial advisor with Raymond James Financial, holding a Series 63 designation and 37 years of industry experience. He has worked at Raymond James since 1999 and also has roles with Borman Financial and California Pacific Medical Center. Outside of advisory duties, he is involved in managing Borman Wealth Management and serves as a trustee and executor for client trusts under specific conditions. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Mark Kinsella is a financial advisor with Merrill holding Series 63 and Series 66 credentials and has two years of industry experience. His prior experience includes roles at Wells Fargo Bank, Wells Fargo Clearing, PNC Bank, and JPMorgan Chase. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Baldwin is a financial advisor at Morgan Stanley with 29 years of industry experience. He has been associated with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Baldwin holds Series 63 and Series 65 licenses. He serves as a board officer for the JV Bubby Baldwin Service and Conservation Foundation, a veteran organization based in Lafayette, California. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools that incorporate market simulations and long-term return estimates.

Sylvana Youssef is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and one year of industry experience. She has previously worked at Bank of America for six years and has held roles at various financial institutions including US Bank and Commercial International Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering non-discretionary advice that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Kevin Zimmer is a financial advisor with LPL Financial in Concord, CA, holding a Series 63 designation and 33 years of industry experience. He has worked at LPL Financial since 2008 and previously spent five years at Ifmg Securities, Inc. Zimmer spends time managing his LPL business through Zimmer Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Vernon Hobbs is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC since 2015. Prior to that, he was employed at Metlife Securities and also spent four years at Silicon Valley University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting, combining large institutional advisory operations with brokerage and investment management capabilities.

Kim Albano is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at firms including JPMorgan Chase Bank, Merrill Lynch, Bank of America, and UBS. Prior to her current role, she was also involved with LeadHer and Door Dash. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Justin Pribilovics is a CFP®-designated financial advisor with 10 years of industry experience, currently with Wells Fargo Advisors in Orinda, CA. He has previously worked at Wells Fargo Clearing and Pacific Life Insurance Company. Outside of his advisory role, he holds a 25% ownership stake in Quin Oaks Investment Group LLC, where he is actively involved. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, offering a broad range of planning options tailored to clients who meet certain net-worth thresholds. The firm combines proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with flexible implementation options.

Grace Reyes is a financial advisor at OSAIC with 38 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Reyes has worked at OSAIC and its predecessor firms since 2016, including Securities America Advisors, Inc. Prior to that, she spent 17 years at Foothill Securities, Inc. and three years at Kaiser Permanente. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services using asset-allocation tools, risk-tolerance questionnaires, and portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Susan He is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2025. She has worked with Fidelity since 2019, initially as a Financial Consultant. Prior to joining Fidelity, Susan held roles in financial services including Relationship Manager at Citigroup from 2017 to 2019, Relationship Banker at JPMorgan Chase from 2016 to 2017, and Insurance Agent at Transamerica Insurance from 2014 to 2016. She is a CERTIFIED FINANCIAL PLANNER and Client Private Wealth Advisor with over a decade of experience. Susan holds a California Insurance License and has expertise in partnering with clients to assist them in their financial journey. She aims to provide peace of mind for her clients, enabling them to focus on their priorities. Outside of her professional work, Susan's personal interests include art, puzzles, reading, traveling, volunteering, and yoga.

Tyler O'campo is a financial advisor at Equitable Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses with six years of industry experience. Prior to his current role starting in 2019, he worked at AXA-Advisors and held positions outside the financial industry at Ruth's Chris Steak House and Moraga Country Club. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models supported by third-party asset managers and provides ERISA fiduciary services to qualified plans.