Ryan Ulrich is a financial advisor at Charles Schwab with 20 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and due diligence on alternative investments, supported by a large-scale, integrated operational structure.

Matthew Figueroa is a financial advisor with Charles Schwab in Tysons Corner, VA. He holds a Series 66 designation and has one year of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a focus on multi-asset model portfolios and alternative investments.

Baden James is a financial advisor at LPL Enterprise with nine years of industry experience. He holds the Series 66 designation and has previously worked at firms including Morgan Stanley, E*TRADE Securities LLC, and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research, third-party strategists, and TAMP sponsors.

Matthew Chalfant is a financial advisor with UBS Financial Services in McLean, VA, holding a Series 66 designation and 28 years of industry experience. He has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and draws on proprietary research and capital market assumptions to tailor client strategies.

Elizabeth Shiring is a financial advisor at Ameriprise with 14 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 1996. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. As a large institutional firm, it also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jisook Anderson is a financial advisor with Merrill in Fairfax, VA, holding a Series 66 designation and one year of industry experience. She has previously worked at Sheklee and Bank of America, N.A. Anderson is also an independent contractor member of Melaleuca, a consumer goods company, and volunteers at Virginia Agape International Baptist Church, assisting with collection and deposit of weekly offerings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Gabriel Hoernig is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. He has held roles at Edward Jones, Kingsview Wealth Management, Catalyst CBC, and James Madison University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, managed solutions, and affiliated investment products through a large national network of financial advisors and branches.

Kevin Shavalay is a CFA® charterholder and holds a Series 66 license with 10 years of industry experience. He is currently a financial advisor at Morgan Stanley, where he has worked since 2022. His prior roles include positions at UBS Financial Services, Northwestern Mutual Wealth Management Company, and other financial services firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Thomas Wood is a CFP® and ChFC® professional with 35 years of experience in the financial services industry. He has been with Edelman Financial Engines and its predecessor firms since 1999, including Financial Engines Advisors L.L.C. since 2018. Wood holds Series 63 and Series 65 licenses. He is a passive investor in ventures related to casino management. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary advisory options.

Sean Johns is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he focuses on understanding clients' priorities to help them develop strategies aimed at achieving their short-, mid-, and long-term financial goals. Sean provides guidance on general investing, retirement planning, and saving for unexpected events. He also facilitates access to Bank of America specialists in banking, credit, home financing, and small business solutions. Sean holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from James Madison University. His approach involves ongoing discussions with clients about their goals, concerns, and questions, allowing him to offer advice and guidance as their needs evolve.

Darren Banh is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2007. He is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc., and holds the Chartered Retirement Planning Counselor™ designation. Darren provides personalized wealth management, retirement planning, and wealth preservation strategies tailored to clients’ goals, risk tolerance, liquidity needs, and time horizons. He works with clients at all stages of their financial journey, from developing long-term investment strategies to refining existing plans and maintaining desired lifestyles in retirement. Darren earned his bachelor's degree in Economics and Business Management from George Mason University. He was also a Division One collegiate athlete in Cross Country and Track & Field during his time there. Darren is fluent in both Vietnamese and English and is a member of the Springfield Golf & Country Club. Outside of his professional commitments, Darren enjoys playing golf, tennis, and traveling. He lives in Alexandria, VA with his wife and two children.

Matthew Brandon is a CFP® with five years of industry experience, currently serving as a financial advisor at Raymond James Financial in McLean, VA. His prior experience includes roles at First Citizens Investor Services and BB&T Securities. Outside of his advisory work, he has ownership in a family business unrelated to investments. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary services supported by analytical tools and maintains specialty programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Samet Degismen is a financial advisor at Edward Jones in Gainesville, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked for 15 years at Dulles Glass and Mirror. He is also the owner of Spark and Shine Cleaning Services, a residential and commercial cleaning business. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment solutions and is notable for its extensive advisor network and affiliated financial services.

Benjamin Semmes is a Certified Financial Planner (CFP®) with 14 years of industry experience. He is currently with Morgan Stanley in McLean, VA, having previously worked at Bank of America and Merrill. His tenure includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning using structured discovery processes and firm-approved tools.

Song Park is a financial advisor with LPL Financial in Centreville, VA, holding a Series 66 credential and 22 years of industry experience. His career includes prior roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated before joining LPL Financial in 2009. Outside of advisory work, he provides notary public services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Theodore Davis is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise since 2020 and previously spent 18 years with American Express Financial Advisors Inc. Davis is co-owner of YGB Operations LLC, a business involved in managing his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Peter Gorman is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. He began his financial services career in 1999 and focuses on helping clients build personalized wealth management strategies that address their individual needs. Peter emphasizes a comprehensive approach that connects all aspects of clients' lives to prioritize and pursue their most important goals. His areas of expertise include family wealth management strategies, personal retirement planning, tax minimization, retirement income, and specialized attention to women and wealth. Peter's professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a high school diploma from Monsignor Farrell and a bachelor's degree from Wagner College. Peter is active in professional and community organizations, including the Aircraft Owners & Pilots Association, Collaborative Professionals of Northern Virginia, and the Loudoun Estate Planning Council. He also contributes to youth sports through involvement with Central Loudoun Little League and Loudoun Soccer. Outside of work, Peter enjoys baseball, football, spending time with his family, traveling, and watching movies.

Dermel Franklin is a financial advisor with Ameriprise in Silver Spring, MD, holding a Series 66 designation and 15 years of industry experience. He has worked at Ameriprise since 2010, with a brief tenure at Mackenzie Consulting from 2021 to 2022. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized consulting team in partnership with its financial advisors.

James O Donnell is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. His work history includes roles at Merrill Lynch, Stifel Nicolaus & Co Inc, Principal Securities Inc, and Kinnect Advisors, where he currently serves as an independent contractor. He also consults for Geddes & Co, a tax preparation firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of investment management and financial planning services, utilizing multiple program platforms and a multi-manager approach.

Mary Ellen Fitzpatrick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of her advisory role, she has a 50% ownership interest in a rental property in Hilton Head, South Carolina. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary services.