William Sayre is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Brokerage Services LLC since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Andrew Lobes is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he partners with Wealth Management Advisors to address the unique financial services needs of families and aims to meet and exceed planning and service goals. Andrew has extensive experience in wealth management, having worked at Fidelity Investments since 2005 in various capacities including Wealth Management Service Specialist II, Private Client Group Representative, and Customer Service Representative. His work focuses on assisting clients and their families in growing and protecting their wealth, making sound investment decisions, and simplifying their financial lives. Outside of his professional duties, Andrew has interests in cooking and baking, fitness, gardening, golf, and painting.

Luke Heidrich is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. In this role, he partners with executive clients to ensure they have a comprehensive understanding of the multiple benefits provided by their employer and integrates these benefits into their overall wealth plans. Heidrich has been with Fidelity Investments since 2006, progressing through various roles including Customer Service Associate I and III Retirement, Retirement Solutions Representative, and multiple consultant positions in Workplace Planning and Guidance before assuming his current position in 2021. This extensive experience has provided him with a solid foundation in retirement solutions and workplace planning. No information regarding his education, credentials, personal interests, or community involvement has been provided.

Rodney Torbush is a Certified Financial Planner® with 11 years of industry experience, currently serving as an advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Ft Thomas, KY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary funds, operating under a fiduciary standard.

Kyle Schweitzer is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various Fidelity entities since 2006. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, also supporting delegated management and governance oversight.

Zachary Fickett is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Navy Federal Credit Union for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is notable for its use of algorithmic portfolio construction, commodity pool operator registration, and advisory roles to multiple registered investment companies and fund-of-funds.

Tyler Bentle is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. His work history includes roles at Fidelity Investments and Fifth Third Bank. Fidelity’s Strategic Advisers LLC, where Tyler works, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios built from mutual funds, ETFs, and ETPs.

David Osterbrock is a CFP® professional affiliated with LPL Financial, bringing 21 years of industry experience. His prior roles include positions at US Bancorp Investments, Waddell & Reed, and various insurance agencies. He also served with the Riverfront East Condo Owners Association and the Behringer Crawford Museum. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by extensive operational and research tools.

Shawn Penrod is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include positions at Digital Management LLC and Amazon. He also spent time at Xavier University early in his career. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a diverse client base including registered investment companies and an IRS-qualified Charitable Gift Fund.

Nicole Dagenbach is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2010, including roles at Fidelity Personal and Workplace Advisors from 2018 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and its use of AI and systematic methodologies in portfolio management.

Patrick West is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to his current role, he has held various positions including community and educational roles, and he also officiates youth soccer games in the Greater Cincinnati area. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients, utilizing proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in their investment process.

Heather Tenney is a Planning Consultant at Fidelity Investments. She has held various roles within Fidelity since 2022, including Relationship Manager, Investment Solutions Representative I, and Customer Relationship Advocate. Her current position involves helping clients understand the financial landscape through personalized planning tailored to their unique lives and values. In her professional capacity, Heather focuses on enabling clients to build financial confidence by providing the necessary tools and understanding. She emphasizes the importance of developing long-lasting relationships founded on trust and exceptional client service. Outside of her professional role, Heather's personal interests include camping, kayaking, photography, reading, traveling, and writing.

Jack Mchugh is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His prior work includes roles at Fifth Third Private Bank, Cincinnati Insurance Companies, and the University of Cincinnati College of Engineering and Applied Science. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Andrew Byrne is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been with Fidelity since 2019, progressing through various positions including Financial Consultant I, Investment Solutions Representative III, Investment Consultant, Fixed Income Specialist, and Investment Solutions Representative. His professional experience encompasses a broad range of investment and consulting roles within Fidelity. Andrew holds insurance licenses in Arkansas and California, supporting his work in financial consulting. He focuses on understanding clients' priorities and goals beyond retirement, working collaboratively to develop plans that align with their aspirations by utilizing Fidelity's technology and research. Outside of his professional work, Andrew has interests in baseball, beach activities, football, movies, soccer, and traveling.

Patricia Hagood is a financial advisor with Morgan Stanley Wealth Management in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Merrill for 34 years before joining Morgan Stanley Smith Barney in 2025. Outside of her advisory role, Hagood serves as a bookkeeper for a family-owned trucking business. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and estate planning strategies alongside a broad range of investment products and services.

Michael Bambach is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity since 1995, holding various roles including Financial Consultant, Income Planning Consultant, Investment Consultant, and Mutual Fund Service. With over 30 years of experience at Fidelity, Michael focuses on creating effective financial plans tailored to clients' goals, objectives, and risk tolerance. His expertise includes retirement planning, producing regular income, tax-efficient investing, asset preservation, investment strategies, and portfolio asset allocation reviews. Michael holds insurance licenses in Arkansas and California. Outside of work, he enjoys biking, fishing, hiking, kayaking, photography, and skiing.

Lisa Wagner is a financial advisor at Edward Jones with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Concourse Financial Group Securities and Protective Life. Wagner is based in Ft Thomas, KY. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and strategies. The firm operates a large nationwide network of financial advisors and provides affiliated mutual funds, tax-efficient services, and securities-based lending options.

Nicholas Rice is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2013, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a variety of investors through discretionary and non-discretionary management, fund advisory, and model portfolio delivery, and is noted for its use of systematic methodologies and AI-driven research.

Brian Cobb is a Wealth Management Planning Consultant at Fidelity's Private Wealth Management. In this role, he collaborates with four different practices across the New York, New Jersey, and Philadelphia area to develop customized investment plans tailored to clients' goals while ensuring a high level of customer service. Brian has been with Fidelity Investments since 2011, holding several positions including Director - Relationship Officer from 2011 to 2015, Vice President - Executive Planning Consultant from 2015 to 2016, and Wealth Management Relationship Manager from 2017 to the present. His experience spans various facets of wealth management and client relationship management. Outside of his professional work, Brian's personal interests include cars, concerts, fitness, golf, hiking, and traveling.

David Dennis is the sole advisor at Dennis Capital Management, L.L.C., an independent registered investment adviser based in Cincinnati, OH. He holds a Series 63 designation and has 22 years of industry experience. Dennis has worked at J. D. Seibert & Company, Inc. since 1996. Dennis Capital Management operates as a single-advisor firm providing portfolio management primarily to individual clients. The firm focuses on individualized portfolio management with ongoing account monitoring and serves approximately 86 client accounts with about $26.7 million in assets under management.