Matthew Ondeck is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 13 years of industry experience. His career includes roles at Merrill, Edelman Financial Services, and EF Legacy Securities. Outside of his advisory work, he coaches little league soccer and softball in Loudoun County. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Samir Abhyankar is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has two years of industry experience and previously worked at PNC Bank and Capital Bank NA. He is based in Vienna, VA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and tailors investment strategies using in-house and third-party managers, with integrated capital-markets capabilities and alternative investment options.

Vidhi Sharma is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Morgan Russo is a financial advisor at LPL Financial with nine years of industry experience. She holds the Series 66 designation and has worked at several firms including Grove Point Advisors, Mass Mutual Investors Services, and Mutual of Omaha. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Nate Cambridge is a Financial Consultant at Fidelity Investments. He works with clients to develop customized financial plans and investment strategies tailored to individual financial priorities. Nate has held several roles at Fidelity Investments since 2022, including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Teller at Tower Federal Credit Union from 2021 to 2022.

Jason Turnbull is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds a Series 66 credential and has worked at several firms, including Raymond James Financial Services Advisors, Richmond Financial Group, and Cetera. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and uses proprietary research and planning tools to develop tailored recommendations.

Michael Ballard is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and previously worked at Cresset Asset Management, LLC and Wells Fargo Private Bank. Outside of his advisory role, he maintains a CPA license and has a minority ownership interest in a commercial real estate advisory business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes unique investment options such as insurance-related vehicles and bank deposit sweep programs.

Mahan Hosseini is a Senior Financial Advisor at Merrill Lynch Wealth Management in the Tysons Corner, VA office. He has been working in the financial industry since 2001 and previously served as a head equity trader at Madison Trading LLC and Chimera Securities in New York. Leveraging his extensive experience and Merrill's resources, Mahan develops customized strategies and provides recommendations tailored to the unique financial needs of individuals and businesses. He assists clients in areas including wealth accumulation and preservation, retirement income growth and preservation, customized strategies, and asset allocation. His expertise also covers executive compensation, legacy planning, liquidity management, managing new wealth, personal retirement planning, and individual and corporate investment strategies. Mahan holds a Bachelor of Business Administration degree in Information Systems and Marketing from George Washington University. He holds the Chartered Retirement Planning Counselor (CRPC) designation as well as the Personal Investment Advisor (PIA) designation. Mahan resides in Northern Virginia with his family. Outside of his professional work, he enjoys boating, football, skiing, tennis, traveling, and spending time with his family.

Richard Appling is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JPMorgan Chase Bank and LPL Financial. Appling is also involved with Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public-finance work through an affiliated municipal advisor.

Thein Khin is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliates since 1994. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

John Bocek is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing a data-driven and research-backed approach to wealth management. Since beginning his financial services career in 2008, John focuses on delivering tailored wealth strategies that address individual client needs, emphasizing precision and informed decision-making rather than generic diversification. He specializes in areas such as college education planning, executive and equity compensation, family wealth management, retirement planning, portfolio management, and tax minimization. John holds a Bachelor's Degree from the Virginia Military Institute and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He incorporates both fundamental and technical analysis to position client portfolios to adapt to evolving market conditions, including shifts in economic trends, policy changes, and interest rate movements. Committed to community involvement, John participates in volunteer activities aligned with the Merrill tradition of service. Outside of his professional work, his personal interests include camping, hiking, rock climbing, running marathons, skiing, traveling, woodworking, and spending time with his family.

Catherine Kalweit is a CFP® professional with 28 years of industry experience, currently serving at Edelman Financial Engines. She has previously worked within various Edelman-affiliated entities since 2007. Kalweit serves on the Board of Directors for the Center for Object Relations, a nonprofit focused on education and resources related to the theory of Object Relations. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions.

Kamal Malhis is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 16 years of industry experience. His career includes prior roles at CitiGroup, Oppenheimer, and Edward Jones. He is also the owner of KMW Solutions Group LLC, where he manages his advisory business. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through a collaborative, non-discretionary approach that incorporates proprietary research and third-party data.

Nicholas Blue is a Financial Consultant at Fidelity Investments. He is focused on co-creating and implementing personalized investment plans tailored to his clients' unique financial objectives. His professional experience at Fidelity Investments includes roles as Financial Consultant starting in 2024, Investment Consultant from 2023 to 2024, Investment Solutions Representative in 2023, and Customer Relationship Advocate from 2022 to 2023. Outside of his professional work, Nicholas has interests in comedy, fishing, golf, and spending time with his pets.

Abigail Meighan is a financial advisor with LPL Financial, holding a Series 66 designation and currently based in Falls Church, VA. She has been with LPL Financial and Meighan Wealth Management since 2025. Prior to her advisory career, she worked at Philly Pretzel Factory and has been affiliated with The Pennsylvania State University since 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both LPL Research model portfolios and third-party subadvisors, supported by technology solutions for operational and research purposes.

Brian Grimes is a CFP® professional with 30 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2015. He is based in Rockville, MD, and also operates as an independent insurance agent through GuideMark Strategic Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services delivered through a network of independent financial professionals.

Kelly Cironi is a financial advisor with Charles Schwab in Tysons Corner, VA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank, SSB since 2012. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and order-routing systems.

Julia Tran is a financial advisor at Primerica Advisors with one year of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience in both financial services and the food industry. Outside of finance, she owns Hoolia's Crochet, a small business creating handmade crochet products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Debra Russell is a financial advisor at Morgan Stanley with 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 certifications. Outside of her financial career, she is an author of a young adult novel titled *The Eye of the Goddess*. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

David Kelso is a financial advisor with Raymond James & Associates in Vienna, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, pension and profit-sharing plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by research and a variety of portfolio management styles.