Jerald Ciekot is a CFP®-credentialed financial advisor at Stifel with 43 years of industry experience. He has been with Stifel Nicolaus & Co. since 2008. Outside of his advisory role, he is the owner of Cole Building Co. and holds small ground lease interests. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

John Pastalow III is a Series 66-licensed financial advisor with Ameriprise in Hunt Valley, MD, and has 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Advisory Board for Historic Ships in Baltimore and is a board member of The Fuel Fund of Maryland. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven strategies and tax-efficient withdrawal planning. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Gualtiero Noto is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding Series 63 and Series 65 designations and bringing 47 years of industry experience. He has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a combination of manager-traded and model-traded strategies supported by internal research and ongoing manager monitoring.

Gavin Rayburn is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2012. Outside of his advisory role, he serves on the Finance Committee of the John Carroll School in Bel Air, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and investment advisory services. The firm manages approximately $2.74 trillion in client assets and provides customized financial strategies supported by structured planning tools and research.

Courtney Massey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. She previously worked at Merrill, ClearOne Advantage, Lonzo Warren State Farm, Maryland Management Company, and Darden Restaurants. Massey also works as an independent contractor for a travel agency, focusing on trip booking, marketing, and itinerary planning. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Theodore Waters III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Outside of his advisory role, he serves on the Investment and Finance Committees of St. Thomas Episcopal Church in Owings Mill, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Thomas Barger is a Series 66 licensed financial advisor with 34 years of industry experience. He has worked at Lincoln Financial Advisors Corporation for 33 years before joining LPL Financial, where he currently practices. Outside of his advisory role, he is involved with Blue Harbor Benefits as a health insurance broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Karen Bartz is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 24 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory work, she is in the process of winding down a non-investment-related plastics sales business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques.

Carole Rose is a Series 66 licensed financial advisor at Merrill with 14 years of industry experience. She has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Taylor Marino is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2008 and City National Bank since 2019. Outside of his advisory role, Marino serves on the Board of Directors for The Family Tree, a nonprofit organization focused on preventing child abuse and neglect in Maryland. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and implements customized investment strategies using a combination of in-house and third-party managers, employing various portfolio management and financial planning services.

Damian Maurer is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2017. Prior to his advisory career, he was involved in other work, including at Michael's Cafe and Towson University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Juergensen is a financial advisor at Ameriprise with 25 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Juergensen serves on the Board of Directors at Frostburg State University and is involved as treasurer for a local volunteer organization. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports in partnership with its financial advisors.

Stanley Rodbell is a financial advisor with LPL Financial, holding a Series 66 designation and over 30 years of industry experience. Prior to joining LPL Financial in 2024, he spent 27 years at Lincoln Financial Advisors Corporation. He is also an attorney with a legal practice dating back to 1966. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including access to third-party subadvisors and institutional platforms.

Jahaira Zorrilla is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill, Bank of America, and Wells Fargo. In addition to her advisory work, she is involved in assisted living care through employment at Exceed Home Care Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and offers broader derivatives and commodities capabilities compared with many institutional programs.

Gavan Scanlan is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes positions at Bank of America, Northwestern Mutual, and RJ Bentleys. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Sellitto is a CFP®-designated financial advisor with 16 years of industry experience, currently with LPL Enterprise since 2024. His prior roles include positions at Garrison Forest Advisory Group, Pruco Securities, LLC, and LGS Financial LLC. Outside of advisory work, he is an attorney and operates a bar review business for students. LPL Enterprise offers investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and provides access to third-party asset managers and wrap programs.

Jeffrey Lubin is a financial advisor at Morgan Stanley in Baltimore, MD, with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Merrill for 28 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and incorporates structured discovery processes and advanced modeling tools in its financial planning approach.

Albert Antlitz is a financial advisor at Equitable Advisors with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Axa Advisors, LLC and Mony Securities Corporation. Antlitz has been with Equitable Advisors since 2005. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by offering financial planning, retirement plan consulting, and asset-management programs. The firm works through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Julianne Hawes is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over 20 years of experience in providing financial advice and customized wealth management solutions. Julianne is a key member of The Weisshaut Group, a team based in Boca Raton, Florida, which collaborates with multiple generations of affluent families to assess their financial objectives and implement effective strategies. Julianne holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor's Degree from the University of Florida. Julianne resides in Coral Springs, Florida.

Annakate Cross is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2004. Outside of her advisory role, she works as a retail cashier at a shopping mall, performing customer service and cashiering duties. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a discovery-based process and offers both direct and employer-sponsored financial planning services.