Tiffany Lusk is a Series 66-registered financial advisor with J.P. Morgan Securities, where she has worked since 2019. She has seven years of industry experience and prior tenure at JP Morgan Chase Bank NA from 2004 to 2018. Outside of her advisory role, she is a partial owner of Marco Polo Properties, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering non-discretionary advice supported by an in-house manager solutions team and due diligence framework.

Brett Schmit is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive plans aimed at helping them achieve their financial goals. He has been with Fidelity Investments since 2019, progressing through various roles including Customer Relationship Advocate, Investment Solutions Representative, Financial Representative, and Planning Consultant before assuming his current position in 2022. Throughout his tenure at Fidelity Investments, Brett has gained experience in financial planning and client relationship management. His work focuses on collaborating with clients to create tailored financial strategies that support their long-term objectives. Further information regarding his education, credentials, or personal interests has not been provided.

Samantha Favis is a financial advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley and its affiliates since 2017 and previously held roles at First Republic Securities Company and First Republic Investment Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and modeling tools, and manages approximately $2.74 trillion in client assets.

Andrew Haagensen is a financial advisor with Charles Schwab in Denver, CO, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Charles Schwab in 2025, he worked at Fidelity Investments from 2023 to 2025. His background also includes experience in education and various non-financial roles. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios supported by centralized operational and supervisory arrangements.

Brittany Jarocki is a financial advisor with LPL Financial in Littleton, CO, holding a Series 66 designation and nine years of industry experience. She previously worked at Level Four Wealth Management before joining LPL Financial in 2017. Outside of her advisory role, she is an author of the book *If You Give a Girl a Chardonnay* and is involved in entrepreneurial activities through Dubl Development, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, with investment strategies implemented by investment adviser representatives using a combination of proprietary research, third-party managers, and customized approaches.

Patrick Millsap is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has worked with multiple Cetera entities since 2014 and was previously with First Allied Securities. Cetera Investment Advisers LLC is an SEC‑registered adviser serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, retirement plan services, and financial planning options through a multi-manager platform that includes affiliated and third-party managers.

Collin Calabrese is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Investments and Charles Schwab. Outside of his advisory work, he operates a small business building and selling wooden benches. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Nadim Quarshie is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, he worked at US Bank for 11 years. He is also a co-owner of a family rental property business in Denver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Douglas Smooke is a financial advisor with LPL Financial in Denver, CO, holding a Series 66 designation and 22 years of industry experience. He has been with LPL Financial since 2003. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a wide range of strategies across discretionary and non-discretionary accounts.

Tucker Lamping is a Benefits and Planning Consultant within the Executive Services division at Fidelity Investments, a role he has held since 2024. In this position, he partners with clients to develop comprehensive strategies that support their financial goals, addressing both short-term objectives and long-term aspirations. Prior to this, Tucker held several roles at Fidelity Investments, including Investment Solutions Representative II (2023-2024), Investment Solutions Representative I (2022-2023), Retirements Representative (2022), and Customer Relationship Advocate (2021-2022). Throughout his career at Fidelity, Tucker has focused on strengthening financial plans through thoughtful planning, clear guidance, and dedicated service. He emphasizes building strong relationships and earning the trust of his clients and their families. Outside of his professional responsibilities, Tucker's personal interests include fitness, hiking, music, running, skiing, and volunteering.

Richard Romlin is a CFA® charterholder based in Littleton, Colorado, with one year of industry experience. He currently serves as an associate and portfolio manager at Garrison Financial Group and is affiliated with Raymond James Financial Services Advisors, Inc. His prior roles include positions at LPL Financial, Johls Wealth Management, and United Capital. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through its affiliation with a municipal advisor.

Mary Conneen is a financial advisor with Charles Schwab in Littleton, CO, holding a Series 66 designation and 10 years of industry experience. She has been with Charles Schwab since 2014 and is currently affiliated with Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by a large integrated operational structure.

Franklin Laden is a financial advisor with UBS Financial Services in Denver, CO, holding a Series 66 designation and 24 years of industry experience. He previously worked at Alliance Capital Management and Sanford C. Bernstein from 2001 to 2018. Outside of his advisory role, he serves as treasurer for Epiphany Episcopal Church in Denver. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions.

Richard Jacobson is a financial advisor at Charles Schwab in Denver, Colorado, with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2000. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Britton Allison is a CFP® and ChFC® credentialed financial advisor with Edward Jones, where he has worked since 2014. He has 12 years of industry experience and also serves as an instructor at the University of Phoenix. Outside of his advisor role, Allison is a board member of Golf 4 The Disabled, a nonprofit organization based in Denver, CO, and co-manages a family farm in Wray, CO. Edward Jones is a full-service wealth management firm that serves individual and institutional clients with a wide range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of advisors and branch offices nationwide.

Makeda Gebre is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and two years of industry experience. Prior to her current role, she worked at Transamerica Financial Advisors and JPMorgan Chase Bank. Outside of her advisory work, Gebre is involved with a mobile app focused on healthy lifestyles and green juice recipes, and she participates in content creation on motivation and health through TikTok. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset allocation combined with centralized due diligence and an ESG eligibility framework to recommend approved funds and strategies.

Paul Murray is a financial advisor with Merrill in Denver, CO, holding Series 63 and Series 65 credentials and 12 years of industry experience. His career includes roles at J.P. Morgan Securities and Jpmorgan Chase Bank NA before joining Merrill and Bank of America in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm combines internal Chief Investment Office expertise with third-party managers to implement diversified portfolio solutions.

Justin Killewald is a financial advisor at Edward Jones in Lakewood, CO, holding the Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Wi, Inc. and Eagle Wire One. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, supported by a large national network of financial advisors and branch offices.

Jenna Berry is a financial advisor at Edward Jones with three years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at The Huntington Investment Company and The Huntington National Bank for five years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of investment strategies and affiliated financial services through a large network of advisors and branch offices.

Maruan Kitner is a financial advisor with Thrivent Investment Management, holding Series 63, 65, and 66 licenses and eight years of industry experience. His prior work includes roles at Carson Wealth, Townsend Retirement, Securities America, and Northstar Financial Planners. He serves on the board of Zuma's Rescue Ranch, a Colorado nonprofit focused on equine-assisted behavioral health programs, and owns Luna Aura Apothecary, a holistic wellness business offering handcrafted products and energy healing services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written financial planning recommendations across various topics without portfolio management or discretionary trading authority.