Michael Merlino is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and two years of industry experience. He previously worked at Enterprise Mobility and Target and has a background that includes a role at Smoky Hill Vineyard Church. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, and offers integrated services tied to Empower’s recordkeeping and administrative platforms.

Dale Mehl is a financial advisor with Bankers Life Advisory Services, Inc. in Denver, CO, holding a Series 66 designation and 9 years of industry experience. He has been affiliated with Bankers Life since 2005, including his role as an agent for Bankers Life and Casualty Company, where he is involved in life insurance, health insurance, and fixed annuities. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored portfolios across various securities with ongoing management aligned to clients’ goals and risk tolerances.

Meredith Perez is a financial advisor at Empower Advisory Group with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Bank of America, Merrill, GWFS Equities, and Advised Assets Group. Outside of her advisory work, she assists with accounting and recordkeeping for a family-owned vending solutions business. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering integrated financial planning and investment management tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual plan rebalancing within plan lineups selected by plan sponsors.

William Sands is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has been with Mercer since 2021 and previously worked at the University of Colorado Boulder. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and the use of low-cost index vehicles.

Philine Darwin Kennedy is a financial advisor at TIAA-CREF with 19 years of industry experience. She holds Series 63 and Series 65 designations and has worked at TIAA and TIAA-CREF since 2007, with a brief tenure at Advised Assets Group, LLC and GWFS Equities, Inc. from 2021 to 2022. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model with a variety of management options, including model and customized portfolios, and is notable for advising donor-advised funds within a vertically integrated structure.

Aleksandr Segalchik is a financial advisor with Valic Financial Advisors in Lakewood, CO, holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. He has been with Valic Financial Advisors since 2014. Outside of his advisory role, he works as a ski instructor and serves as a personal care provider for a family member through a Colorado community-based services program. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account programs through a large network of advisors, utilizing centralized technology and model solutions to manage a high client count per advisor.

Warren Prentice is a Series 66-registered financial advisor with 11 years of industry experience. He is currently with PNC Wealth Management and previously held roles at Wells Fargo Clearing, Western Wealth Management, LPL Financial, and Edward Jones. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithm-driven risk assessments to implement portfolios primarily with mutual funds and ETFs.

James Kramer is a Chartered Financial Consultant (ChFC®) with 28 years of industry experience. He is affiliated with Eagle Strategies (NY Life) since 2014 and also operates Kramer Financial Solutions, which he founded in 2007. Kramer serves on the advisory board of Everest College, providing guidance on student preparation through bi-annual meetings. Eagle Strategies serves a diverse client base including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Charles Heurtevin is a financial advisor with Empower Advisory Group and holds a Series 65 designation. He has one year of industry experience, including prior roles at PBMares Wealth Management LLC and Societe Generale Private Banking. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Allison Hild is a financial advisor at Cresset Asset Management, LLC with 13 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at J.P. Morgan Private Bank for 11 years. Allison serves as an ex-officio board member of Kent Denver School, a private school in Colorado. Cresset Asset Management manages approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes, including private equity, private credit, real estate, and digital assets.

Jeremy Windham is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 designations and previously worked at OSM Shield, Inc for ten years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s integrated model links services to Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its planning approach.

Matthew Foster is a financial advisor at Moneta Group Investment Advisors, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Innovest Portfolio Solutions and Charles Schwab & Co., Inc. Outside of finance, his prior work includes roles in landscape services and hospitality. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, offering portfolio management, financial planning, and family office services. The firm utilizes a partner-led team approach with centralized investment support and emphasizes asset allocation and manager due diligence, also providing specialized services for clients with complex needs.

Chad Gildig is a financial advisor with Independent Financial Partners in Denver, CO, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 15 years before joining Independent Financial Partners in 2024. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving a broad client base and features a decentralized model allowing advisors to set individual investment strategies, with notable expertise in retirement-plan advisory and pension consulting.

Joshua Wostrel is a financial advisor with Empower Advisory Group in Greenwood Village, Colorado. He holds Series 65 and Series 66 licenses and has 13 years of industry experience. Since 2014, he has been associated with Gwfs Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Mark Nenninger is a financial advisor at Centaurus Financial, Inc. in Denver, CO, holding a Series 66 credential with nine years of industry experience. Prior to joining Centaurus Financial in 2017, he worked at ME Engineers for four years. Outside of his advisory role, Nenninger serves as CEO of Rya Kai Asset Management, a separate non-investment related business. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management services, employing both discretionary and non-discretionary arrangements supported by a variety of analytical approaches.

Stephen Kastrul is a financial advisor at Commonwealth Financial Network with 28 years of industry experience. He holds the ChFC® designation and has been with Commonwealth since 2018. Prior to this, he worked at Garden Street Financial Group LLC and Cincinnati Life Insurance Company. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing over $200 billion in client assets. The firm provides comprehensive adviser support including managed-account programs, access to third-party managers, and custody services.

David Hughes is a financial advisor with Eagle Strategies (New York Life) based in Denver, Colorado. He holds Series 63 and Series 66 licenses and has 24 years of industry experience, including long-term tenure with New York Life and its affiliated entities. He serves as a board member of Colorado CollegeInvest, an advisory position related to investment activities. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm delivers tailored advice through various program types, emphasizing fiduciary responsibilities and managing a majority of its assets on a non-discretionary basis within an integrated New York Life structure.

James Mcdermott is a financial advisor at Empower Advisory Group with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Empower Financial Services since 2014, joining Empower Advisory Group in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm uses an integrated service model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Miles Matheson is a financial advisor at Mesirow Financial Investment Management, Inc. with eight years of industry experience. Prior to joining Mesirow in 2017, he worked for Northern Trust Hedge Fund Services from 2014 to 2017. He holds a Series 66 designation. Mesirow Financial Investment Management, Inc.’s Wealth Management division serves private individuals, pension and profit-sharing plans, government entities, charitable organizations, and institutional clients. The firm provides discretionary and non-discretionary investment management, financial planning, and access to both third-party managers and proprietary private investment products.

Cooper Snowbarger is a financial advisor with Concurrent Investment Advisors, LLC and holds a Series 65 credential. He joined the firm in 2026 and has prior experience at Legacy Private Wealth Partners and Grand Canyon Education. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.