Denise Satterthwaite is a CFP®-certified financial advisor with over 21 years of industry experience. She has worked with LPL Financial since 2021 and previously spent 16 years at Waddell & Reed, Inc. and various insurance carriers. In addition to her advisory role, she is involved in tax preparation and accounting through Collegeville Tax Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and investment management solutions supported by in-house and third-party research and technology.

Malkia Dandy is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has held various roles within Morgan Stanley and Brown Brothers Harriman since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Barbara Rowens is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. Additionally, she has a long tenure with the School District of Philadelphia spanning over five decades. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party providers.

Nathan Lee is a financial advisor at LPL Financial with 24 years of industry experience. He previously worked at Lincoln Financial Securities and Key Investment Services LLC. He serves on the board of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and technology-driven approaches.

Alexander Cabot is a ChFC®-designated advisor with Raymond James Financial Services Advisors Inc. in Wayne, PA, where he has worked for 14 years. He holds Series 63 and Series 65 licenses and has 20 years of industry experience. Outside of advisory work, Cabot is an author of retirement planning books and operates an independent tax planning and consulting practice as an enrolled agent. He is also involved in managing aircraft ownership entities that lease planes for flight training. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical modeling and supports implementation through advisory programs or other providers.

Nicole Morawski is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 20 years of industry experience. She has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, providing financial planning, investment consulting, and institutional fiduciary services.

Thomas Percetti is a financial advisor with Equitable Advisors, holding a Series 66 designation and 10 years of industry experience. He has worked with Equitable Advisors since 2015 and previously with Axa Advisors, LLC for five years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Andrew Mcilhenny is a financial advisor with Equitable Advisors in Conshohocken, PA, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Equitable Advisors since 2016 and has prior experience at AXA Advisors and Firstrust Financial Advisors, where he continues involvement through a related entity. He is also a partner in 435 Fairmount Avenue Partners in Philadelphia. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable, and institutional entities. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating under a dual-registered investment adviser and broker-dealer model with significant reliance on LPL-sponsored programs and endorsed third-party managers.

Marisa Litwinsky is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. She holds the Series 66 designation and has worked previously at Merrill Lynch and Bank of America. Outside of her advisory role, she holds ownership interests in investment-related ventures including JAR Research Inc. and WMLL Research, LLC, and is a financial advisor for Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients can implement through brokerage or advisory programs on a discretionary basis.

James Ernst is a financial advisor with RBC Capital Markets in Newtown Square, PA, holding Series 63 and Series 65 credentials with 32 years of industry experience. He previously worked at Janney Montgomery Scott for 11 years and has been with RBC Capital Markets and City National Bank since 2020. Outside of his advisory role, he is a passive owner of Marathon Partners, an LLC focused on sharing team business expenses. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles using both in-house and third-party investment managers.

Jane Kuntz is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2023. Prior to joining Morgan Stanley, she held positions at the University of Pennsylvania, Drexel University, and GlobalData Plc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Charles Monahan Jr. is a financial advisor with Morgan Stanley in Blue Bell, PA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns LC Wellness and Spa LLC, a wellness center. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm uses structured planning tools and modeling techniques and manages approximately $2.74 trillion in client assets.

Alexander Nalle is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked within Wells Fargo and its affiliates since 2016. Outside of his advisory role, Nalle is a managing partner of Oak Wealth Management LLC and co-trustee for the Oak Wealth Management 401(k) plan. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services that include retirement, education, risk, and wealth-transfer planning. The firm utilizes Wells Fargo research and planning tools to develop tailored recommendations delivered through meetings and client summary letters, with clients choosing if and how to implement them.

Michael Ghelardi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and over 12 years of industry experience. He has been with Thrivent and its related entities since 2013. Outside of his advisory role, he serves as Treasurer for the Havertown Ministerium and teaches an undergraduate finance course at Temple University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based financial analyses without discretionary trading authority, and offers the option to combine planning with managed accounts through its WealthPlan program.

Jamie Policare is a Financial Advisor at Merrill Lynch Wealth Management. Jamie works closely with clients to understand their financial priorities and develop strategies to pursue their short-, mid-, and long-term goals. Jamie's approach includes personalized wealth management solutions, access to investment insights from Merrill, and banking and lending options through Bank of America specialists. Jamie's areas of expertise include portfolio management services, individual and corporate investment strategy, and tax minimization. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), Jamie provides guidance on a range of financial matters including investing, retirement planning, and planning for unexpected events. Jamie holds a Bachelor's Degree from Saint Joseph's University. Continuing Merrill's tradition of community involvement, Jamie participates in volunteering activities within the local community. Personal interests include baseball, basketball, football, golfing, music, running, skiing, table tennis, and traveling.

Olivia Lawler is a financial advisor with RBC Capital Markets, holding Series 66 and Series 63 licenses and three years of industry experience. She has worked at Wells Fargo Clearing, Mr Cooper, and PNC Bank prior to joining RBC. RBC Wealth Management serves a wide range of clients including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide tailored portfolio management, financial planning, custody, and brokerage services.

David Viola is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services tailored to clients meeting a net-worth threshold.

Bonnie Mayne is a financial advisor at Merrill with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1990. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Brody Gregory is a financial advisor with Morgan Stanley in West Conshohocken, PA. He holds a Series 66 designation and has two years of industry experience, with prior roles at McAdam Financial and West Capital Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models in its financial planning process.

John Durkan is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked for Boenning & Scattergood Inc. for 11 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.