Robert Hutchinson Jr. is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2005 and holds a Series 66 designation. Outside of his advisory work, he is a proprietor and owner of a property in Philadelphia, Pennsylvania. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets, custody, and underwriting solutions.

Tim Calio is a financial advisor at Morgan Stanley with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Morgan Stanley in 2018, Tim worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA from 2017 to 2018 and was involved with Odyssey Charter School from 2015 to 2017. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Stephanie Serafin is a financial advisor at Cetera with five years of industry experience. She holds the Series 66 designation and has previously worked at Voya Financial Advisors, Inc. and Kalejta Financial Management. Outside of her advisory role, she is associated with Flagship Financial, a business involved in processing and facilitating trades and client documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

George Mastrogiorgos is a financial advisor with Ameriprise in Exton, PA, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise since 2003, including the current firm structure since 2020. He also owns and manages CSWMG, Inc., which provides administrative support and oversees employees for his financial planning practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that offers tailored retirement-income planning using proprietary analysis and third-party data. The firm’s approach includes non-discretionary implementation and operates within an investment universe influenced by its affiliated product relationships.

Jeanne Helmar is a CFP® with 19 years of experience in financial advising, currently with Cetera Wealth Services, LLC and Harmony Wealth Management. She has a background that includes over a decade at Avantax Advisory Services and has worked in related accounting and tax preparation roles. Outside of her advisory practice, she serves as a committee member on the Perkiomen Township Parks & Recreation Committee and participates in the Rockstar Roller Derby league. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with diverse program options and custodian relationships.

Philip Hintze is a financial advisor with Stifel in Conshohocken, PA, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. He has been with Stifel and its predecessor, Stifel Nicolaus, for a total of 16 years and spent two years at Align Ventures prior to that. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services grounded in a proprietary methodology developed by its Investment Strategy Group. The firm emphasizes client discretion in implementation and provides a range of fee-based planning options alongside its broader financial services.

Steven Stinson is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

Shawna Steward is a financial advisor with Edward Jones in Lansdale, PA, holding a Series 66 designation. She has seven years of industry experience, including two years at DeSales University prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Thomas Robbins is a CFP® and ChFC® with 37 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Robbins provides financial neutral and expert witness services in collaborative divorce cases through Robbins Collaborative Services. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Thomas Helm is a financial advisor with Wells Fargo Advisors in Wayne, PA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2016. Outside of his advisory role, he serves on the endowment committee for St. Peter's Church in Malvern, PA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

Robert Mcmenamin is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2001. Outside of his advisory role, he serves as a trustee for Episcopal Academy, a preparatory school. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward Cleary is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he spent 22 years at Cencora Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment solutions supported by a large national network of financial advisors and branch offices.

Thomas Christopher is a financial advisor at Raymond James Financial with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James Financial since 2009. Outside of his advisory work, he is the president of Christopher Financial Group LLC, a support company, and also offers fixed life insurance products to clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers a range of advisory programs and consulting services.

John Frost is a financial advisor at Cetera with 33 years of industry experience. He has held positions at Avantax Insurance Agency and Avantax Investment Services, and has operated his own business, John S Frost Inc., since 1996. Outside of advisory work, he is involved in rental property management. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment solutions through a multi-manager platform that incorporates both affiliated and third-party managers across discretionary and non-discretionary strategies.

Denise Satterthwaite is a CFP® certificant with 21 years of industry experience. She has worked at LPL Financial since 2021 and previously spent 16 years with Waddell & Reed, Inc. and various insurance carriers. In addition to her advisory role, she is involved with Collegeville Tax Services LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Malkia Dandy is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has held positions at Citigroup Global Markets, Morgan Stanley Smith Barney LLC, and Brown Brothers Harriman. Her current role at Morgan Stanley began in 2021 across various divisions, including wealth management and private banking. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling to support its clients’ financial goals.

Barbara Rowens is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 21 years of industry experience. Her career includes 17 years at Ic Advisory Services, Inc., and longstanding roles with The Investment Center, Inc. and the School District of Philadelphia. She also operates Barbara Rowens Financial, which involves activities related to non-variable insurance commission trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes various platforms and third-party subadvisors.

Nathan Lee is a financial advisor with LPL Financial in Douglassville, PA, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Lincoln Financial Securities, Key Investment Services LLC, Cetera Investment Services LLC, and Wells Fargo Clearing. He serves as a board member of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Alexander Cabot is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 21 years of industry experience. Prior to joining Raymond James in 2012, he worked at Wiley Group for three years. He is also an author of retirement planning books and operates an independent tax consulting practice as an enrolled agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and advises clients through various programs while integrating advanced analytical tools and maintaining unique advisory services such as municipal and employer plan consulting.

Nicole Morawski is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. She has worked at Raymond James since 2011, following prior roles at Morgan Stanley and Citigroup Global Markets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a wide range of clients including individuals, institutions, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, utilizing various portfolio management styles and affiliated research to support its advisers.