Brian Feinberg is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition planning and special-needs analysis, using proprietary research and tools to deliver tailored recommendations.

Rafael Reynoso is a financial advisor at Charles Schwab with 30 years of industry experience. He holds the CFA® designation as well as Series 63 and Series 65 licenses. Prior to joining Charles Schwab in 2024, he worked at TD Ameritrade for 15 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and comprehensive operational infrastructure.

Michael Lindvall is a financial advisor with RBC Capital Markets in New York, NY, holding a Series 66 designation and eight years of industry experience. He has been with RBC Capital Markets since 2014 and previously served in the United States Army Reserve from 2005 to 2018. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers tailored investment strategies through a variety of advisory programs, combining in-house and third-party managers to meet diverse client needs.

Elizabeth Schiowitz is a financial advisor at UBS Financial Services with eight years of industry experience. She has held positions at Merrill and Digitech Computer prior to joining UBS in 2017. She holds a Series 66 designation and is based in New York, NY. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad range of capital markets services.

Bryan Torres is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at UBS Financial Services, Inc., Charles Schwab Corporation, and Bank of America, N.A. Before entering the financial sector, he worked in hospitality and retail industries and has academic experience at the University of Central Florida and Polk State College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Abigail Nepomuceno is a financial advisor at Charles Schwab with 17 years of industry experience. She holds a Series 66 designation and has worked at TD Ameritrade for 18 years before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Dwayne Winter is a financial advisor with J.P. Morgan Securities based in Brooklyn, NY, holding Series 63 and Series 65 licenses and with 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and also holds ownership interests in a restaurant and bar, Savvy Bistro and Bar Inc. Winter Estate Holdings, his real estate business, involves property management and investment. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Larry Stevens III is a financial advisor with Fidelity, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Equitable Advisors and various other positions outside the financial sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registration with the CFTC as a commodity pool operator and its advisory role to multiple registered investment companies.

Sean Yoo is a financial advisor with J.P. Morgan Securities in New York, NY, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. since 2012 and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence process that combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Kristopher Sykes is a CFP® with eight years of industry experience and has been with Edward Jones since 2017. Prior to joining Edward Jones, he worked at AT&T for four years. Outside of his advisory work, he is co-founder of a media company called Success Fundamentals and co-owns a holding company as well as a farm, where he manages accounting operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Tomislav Matesic is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 and Series 63 designations. His prior roles include positions at NYLIFE Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines centralized due diligence with quantitative and qualitative research, providing recommendations within a structured ESG eligibility framework.

Thomas Fleites is a financial advisor with Merrill in Jersey City, NJ, holding a Series 66 designation and five years of industry experience. He has worked at Merrill since 2020 and previously held roles at United Supply Company and the University of Delaware. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Craig Nolan is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, pension and profit-sharing plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Sean Antoine is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at several firms including Merrill, Bank of America N.A., Citigroup, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG eligibility frameworks where applicable.

Mallhar Gupta is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 15 years of senior corporate executive experience in banking and financial services across multiple global geographies, Mallhar specializes in helping individuals and businesses develop comprehensive financial roadmaps. His expertise includes college education planning, executive compensation, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income strategies. Mallhar holds a Bachelor's and a Master's degree from the University of Allahabad. He is a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). Proficient in English, Hindi, and German, Mallhar has also served as a board member for EDC at the Metro Denver Chamber. Outside of his professional role, he enjoys boating, cooking, gardening, hiking, spending time with family, and practicing yoga.

Vincent Li Vigni is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Wells Fargo, Morgan Stanley, and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and may include ESG criteria in its recommendations.

Thomas Veth is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 36 years of industry experience. He has held roles at B. Riley Wealth Management, National Asset Management, and National Securities Corp. Outside of advisory work, Veth operates a CPA firm focused on tax preparation and consulting and serves as a notary public providing complimentary services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing more than $256 billion in assets.

Irving Fallas is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. He has previously worked at TIAA, UBS Financial Services, Morgan Stanley, and Equitable Advisors. Outside of his advisory role, he is involved as a contractor in ticket sales for Crowdvolt. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Meghan Modafferi is a Financial Consultant at Fidelity Investments, where she collaborates with individuals, families, and businesses to develop personalized investment strategies and comprehensive financial plans. She has been with Fidelity Investments since 2017, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Financial Consultant. Throughout her tenure at Fidelity Investments, Meghan has gained experience in financial planning and client relationship management. She focuses on creating tailored financial solutions that align with her clients' goals. Outside of her professional work, Meghan enjoys biking, golf, skiing, snowboarding, and spending time with her pets.

Anthony De Lillo is a financial advisor at Morgan Stanley with six years of industry experience and a Series 66 designation. Before joining Morgan Stanley, he worked at Hightower Advisors and Equitable, among other firms. Outside of finance, he has experience in entrepreneurship through his involvement with The Taco Project Restaurant. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and does not provide individual security recommendations as part of its standalone planning program.