Paul Inzerillo is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors from 2022 to 2024. J.P. Morgan Securities provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting to plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations within a non-discretionary framework.

Ciro Lipariti is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 19 years of industry experience. His career includes roles at Charles Schwab Bank SSB, Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, employing multi-asset model portfolios with strategic allocation and research-supported alternative investments.

Michelle Bada is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and having 29 years of industry experience. She has been with Merrill since 1998. Outside of her advisory work, she is listed as a part owner of a family restaurant in Wildwood Crest, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Craig Campbell is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held roles at Derchin Airline Research, Sidoti & Company, and was affiliated with several other organizations. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through a broad range of products and proprietary research.

Robert Mc Ginty Jr. is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1993, also associated with Bank of America since 2011. Outside of his advisory role, he is an owner of a condominium in Stratton Mountain, Vermont, which he rents when not using it. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Everardo Reyes is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Securities LLC and AXA Advisors, LLC. Reyes is based in New York, NY. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by various analytical tools.

Christian Grillo is a financial advisor at Merrill with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2018. Prior to joining Merrill, he was with Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paul St. Amour is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2019 and previously spent 13 years at Merrill. Outside of his advisory role, he serves as treasurer for a condominium association in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques to support client planning needs.

Baran Koksal is a financial advisor with UBS Financial Services in Weehawken, NJ, holding a Series 66 designation and 10 years of industry experience. He has been with UBS AG since 2008. Outside of his advisory role, he teaches woodworking classes and manages studio rentals through BBK Creations LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and capital market models to customize client investment strategies.

Richard Laskin is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has worked with Cetera since 2017 and has held roles at SII Investments, Inc. and Brunswick Wealth Management, LLC. Outside of his advisory duties, Laskin serves as president of Brunswick Wealth Management LLC, where he is involved in tax preparation, accounting, financial services, and fixed insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to affiliated and third-party managers and various program structures.

Marc Ochs is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2016 and Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jared Cruciani is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. His prior roles include positions at Mendes and Mount and Big Snow American Dream, as well as work at Rutgers University and other organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a broad platform of capital markets and banking services.

Marek Milik is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Mass Mutual Investors Services in 2017, he worked at Metlife Securities Inc. for 22 years. He is also an independent insurance agent selling life, accident, and health insurance on a part-time basis. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using detailed client analysis and firm-approved software tools.

Emily Stark is a financial advisor at Morgan Stanley with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney LLC since 2020. Prior to that, she was employed at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A., as well as having experience outside finance with Island House Restaurant and Marina and St. Mary's College of Maryland. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured planning tools and modeling techniques for its financial planning services and manages approximately $2.74 trillion in client assets.

Jilian Rodriguez Montano is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

M. A. Paterno Castello is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings extensive experience in wealth management strategies tailored to individuals, families, foundations, and charitable institutions. Drawing from her background on Wall Street and her work with institutional clients, she specializes in addressing the financial needs of entrepreneurs, senior corporate executives, and affluent women, particularly those involved in financial services sectors such as investment banking, private equity, and venture capital. Since beginning her financial services career in 1986, M. A. Paterno Castello has developed expertise in corporate finance, fixed income, liability management, and holistic wealth planning. She provides customized strategies including discretionary and non-discretionary investment management, retirement income services, risk management, legacy and philanthropic planning, as well as lending solutions through Bank of America. Her approach emphasizes understanding clients' life transitions and priorities to develop personalized financial strategies designed to help achieve long-term goals. M. A. Paterno Castello holds a Master of Business Administration in Finance from Columbia Business School and a Bachelor of Arts in Art History and Political Science, with distinction, from Stanford University. She is a CERTIFIED FINANCIAL PLANNER™ and a Personal Investment Advisor. Fluent in Italian and English, she also speaks conversational Spanish and French. Outside of her professional work, she is an active supporter of the arts in New York City and has served as Chair of the Board of Trustees of the New York Studio School. Her personal interests include dancing, drawing, painting, hiking, and tennis.

Damien Berube is a financial advisor at LPL Financial with a Series 66 designation and 10 years of industry experience. He previously worked at FFP Wealth Management and Garden State Securities, Inc. From Staten Island, NY, Berube has been with LPL Financial since 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a wide range of advisory and brokerage services, including financial planning and model portfolio programs.

Michael Vincent is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

David Fazendeiro is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. He previously worked at Ic Advisory Services Inc and The Investment Center Inc. Outside of his advisory role, he is involved in a non-variable insurance business as a sole producer. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Jonathan Barrett is a Series 66-licensed financial advisor with 18 years of industry experience, currently affiliated with Equitable Advisors in Woodbridge, NJ. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2008. Barrett serves on multiple nonprofit boards, including Help The Children Hear and the Dominican Republic Relief Organization, and is an adjunct professor at Seton Hall University, where he lectures to juniors and seniors. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a combination of proprietary programs and third-party asset managers to deliver personalized advisory solutions across a broad range of investment products.