Samuel Stroud III is a financial advisor at Cambridge Investment Research Advisors with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at SEI Investments, Trinity Wealth Securities, and Tristate Financial Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a range of discretionary and non-discretionary strategies across multiple custody platforms.

Michelle Madsen is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic scenario modeling.

Peter Glover Jr. is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Brian Teixeira is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2013. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and limited discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

David Giegerich Jr. is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant from 2023 to 2025 and as a Financial Representative from 2021 to 2023, all within Fidelity Investments. Before joining Fidelity, he worked as a Branch Ambassador at Capital One from 2018 to 2021. David's approach to financial consulting emphasizes building relationships based on trust and confidence through holistic financial planning. He focuses on understanding clients both personally and financially to develop tailored financial plans aimed at helping clients pursue their goals. He holds a California Insurance License. Outside of his professional work, David enjoys family activities, fitness, exploring food, hiking, visiting museums, and skiing.

Shakaib Tariq is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and four years of industry experience. His work history includes roles at Fidelity Investments, Elevated Capital Advisors, and several other firms. Outside the financial sector, he previously worked at Marcello’s Pizza. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and an established alternative investments program.

Gregory Colonna is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently an advisor at Edelman Financial Engines, having worked within the Financial Engines Advisors L.L.C. entities since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice across a broad range of investment products.

Vincent Ruzek is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Relationship Manager and Financial Representative at Fidelity Investments starting in 2022, and before that, he worked as a Financial Advisor at Northwestern Mutual from 2020 to 2022. In his current role, Vincent helps his clients and their families prepare and plan for their financial future by building financial plans aimed at simplifying their financial lives, protecting and growing accumulated wealth, and offering guidance on investment decisions. He emphasizes establishing ongoing relationships to provide financial services throughout various stages of his clients' lives. Vincent holds a California Insurance License. Outside of his professional work, Vincent has interests in fitness, football, movies, music, softball, and traveling.

Onel Gonzalez is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and eight years of industry experience. His prior experience includes roles at UBS Financial Services Inc. and The Chatham Club. Merrill and its affiliate Managed Account Advisors LLC provide managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Lester Reyes is a financial advisor with Mass Mutual Investors Services, holding Series 65 and Series 66 credentials and 12 years of industry experience. He has worked previously at Morgan Stanley and several other financial firms. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a collaborative planning approach that includes tools like Monte Carlo simulations and automated asset allocation, along with specialized event-driven planning services such as divorce and estate settlement planning.

Nancy Levy is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding a Series 63 designation and 42 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

David Rose is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he serves as a poll worker for the Morris County Board of Elections in New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services across a broad platform.

Kathleen Joyal is a financial advisor with Merrill in Bridgewater, NJ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has worked at Merrill since 1983 and has been affiliated with Bank of America since 2009. Outside of her advisory role, she serves as an executor for an estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Sullivan is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at UBS Financial Services Inc. for 14 years. Outside of his advisory role, Sullivan serves in a political capacity for Essex Fells Borough. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and government entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Dora Maltez is a financial advisor with LPL Enterprise, holding a Series 66 designation and 25 years of industry experience. She has worked with Prudential Insurance Company of America since 2014 and was previously with Pruco Securities, LLC. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers advisory and brokerage services, utilizing a platform that combines model portfolios, third-party asset management, and access to insurance products.

Michelle Janus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. Prior to joining Mass Mutual in 2023, she worked in education and retail, including positions at Washington Township and Midland Park School Districts, Ulta, and Joe Trivia. She also operates an outside insurance business specializing in life, fixed annuities, disability, long-term care, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, utilizing collaborative, software-supported approaches to develop written recommendations tailored to client goals.

Thomas Gleason is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds Series 63 and Series 66 credentials and has prior experience at Equitable Advisors. Outside of his advisory role, Gleason is a member of the Pennsylvania National Guard. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management solutions and platform arrangements tailored to client objectives.

Shaun Lehrer is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley for 13 years before joining J.P. Morgan Securities in 2024. Lehrer also held a role at Orgo LLC from 2023 to 2025. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm offers customized performance reporting and applies an ESG eligibility framework when recommending investment strategies.

Erin Guarneri is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, with prior experience at Bank of America and Citibank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal and third-party teams, with a focus on strategic asset allocation and tax-sensitive investment options.

Mitchell Work is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of brokerage and advisory services, including investment advisory, financial planning, and retirement plan consulting, supported by research from Wells Fargo Investment Institute and third-party sources.