Karen Kelly is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 66 registrations and has been with J.P. Morgan Securities since 2014. Outside of her advisory role, she owns a co-op unit that she occasionally rents out. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Janice Smith is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. She has 40 years of industry experience, including 30 years with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services. In addition to her advisory role, she works as an insurance brokerage agent specializing in individual and group life and health insurance. She also serves as a referral partner to a consulting group that identifies savings or credits through vendor and cost reviews. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

Harry Beatty is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated firm since 2019, following five years at FSC Securities Corp. Outside of his advisory role, he serves as Vice President of a tax and legal liability consulting business and acts as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing a range of portfolio management options with both proprietary and third-party strategies.

Rubens Botaro is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He previously worked at Citigroup for 14 years before joining Merrill in 2025. Botaro serves as a board member at large for the G Street Condominium in New York City, where he participates in overseeing management company performance and resident concerns. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Buccolo is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials. He has been with Equitable since 2022 and has prior experience at Berlins Restaurant Supply and the College of Charleston. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver its services.

Usha Dyal is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Eleftherios Aris is a CFP® with 17 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Fisher Investments. He also provides accounting and recordkeeping services for Milford Leathers, LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that includes model portfolios, third-party asset management, and insurance products.

Nika Kaur is a financial advisor at Morgan Stanley Wealth Management with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at TD Securities, J.P. Morgan, and other firms prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and strategies developed using firm-approved tools and models.

Matthew Dolan is a financial advisor at LPL Enterprise with five years of industry experience. He holds the Series 66 designation and has worked at Prudential Insurance Company of America and Pruco Securities, LLC, among other roles. In addition to his advisory work, he is involved with Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to various asset management programs, combining adviser services with brokerage and insurance product offerings.

Jake Billelo is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2020, advancing through roles including Planning Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Representative at MassMutual from 2019 to 2020. Jake's experience spans various aspects of financial consulting, offering clients comprehensive financial strategies and guidance tailored to their specific needs. He collaborates with a team of professionals to help clients work towards their financial goals, whether through broad financial planning or focusing on particular areas. Outside of his professional work, Jake has interests in baseball, fitness, football, and golf.

Michael Blake Sr. is a financial advisor with Cetera who holds a Series 66 designation and has 13 years of industry experience. His career includes roles at LPL Financial, Kestra Investment Services, and Merrick Financial Group. He is president of Merrick Cares for Blue, a nonprofit supporting law enforcement officers and their communities. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through affiliated and third-party managers.

Johnny Chan is a financial advisor at Merrill with Series 66 and Series 63 licenses and four years of industry experience. He has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexis Lynch is a financial advisor with Ameriprise Financial Services in Garden City, NY, holding Series 66 and Series 63 designations and bringing 15 years of industry experience. Her prior experience includes roles at UBS Financial Services from 2017 to 2026 and Morgan Stanley from 2014 to 2017. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Amanda Finnie is a financial advisor with Morgan Stanley in Jericho, NY, holding Series 63 and 66 licenses and bringing 15 years of industry experience. Prior to joining Morgan Stanley in 2021, she worked at Fidelity in various advisory roles from 2016 to 2021. Outside of her advisory work, she is a partner in Seven Eleven Sisters, LLC, a retail and online store business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Angelo Flores is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. He has a background working extensively within various J.P. Morgan entities and has also been involved with Fidelis Leaders LLC, where he provides coaching and leadership consulting focused on sales and marketing for business owners. Additionally, he participates in product endorsement activities unrelated to his advisory role. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm provides non-discretionary services delivered by a select group of Wealth Advisors within the broader J.P. Morgan organization.

Martin Albanese is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 25 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, Stifel Nicolaus & Co Inc, and TD Ameritrade. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary services delivered by a select group of Wealth Advisors within a broader broker-dealer and banking organization.

Robert Simeti is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, emphasizing assets held in Ameriprise managed accounts.

Gregory Warren is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining LPL Financial, he held positions at BNY Securities Corporation, J.P. Morgan Chase, Merrill, Bank of America, and other firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management across a range of investment strategies.

Michelle Kaplan is a financial advisor at Morgan Stanley in Jericho, NY, holding a Series 66 designation with two years of industry experience. She previously worked at UBS Financial Services from 2022 to 2024 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning based on structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jacob Flikshteyn is a Financial Advisor with Merrill Lynch Wealth Management, serving clients through The Leiman Group since 2019. He specializes in working with corporate executives, medical practitioners, and law firm partners whose wealth requires detailed oversight and strategic insight. Jacob focuses on wealth management needs that include investment and risk management, wealth transfer, income and liquidity management, and advanced estate planning services. He employs a disciplined investment process to help clients build, preserve, and transition wealth across generations, and has experience with credit needs, managing complex balance sheets, and structured lending opportunities. Jacob holds a Bachelor of Business Administration degree in Finance and Investment from the Zicklin School of Business at Baruch College. He is a Personal Investment Advisor (PIA) and communicates with clients in English and Russian. Outside of his professional role, Jacob grew up in Queens, New York, where he played football in high school and was active in music. He enjoys international travel, skiing in the Northeast, and playing golf in Florida. Jacob is involved in his community through volunteering at organizations such as Beacon of Hope St. Jude and Habitat for Humanity.