Matthew Davis is a Series 66 licensed financial advisor at Equitable Advisors with two years of industry experience. His prior roles include positions at Intellisun, Hampton Implantology, SunRun, and Tesla. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a range of advisory solutions including third-party managed programs and ERISA fiduciary services, focusing on matching clients to suitable investment models and strategies.

Amy Hochfelsen is a financial advisor with Cetera, holding a Series 63 designation and over 20 years of industry experience. She has worked with Cetera since 2013 and maintains active roles in Skye Legacy Planning LLC and Compass Benefit Planning LLC. Outside of her advisory work, she serves as co-president of a local Parent Teacher Organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and consulting services via a multi-manager platform, including access to affiliated and third-party managers, with assets under management exceeding $256 billion.

Cristina Terzi is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank, N.A. since 2016. Her background includes roles outside finance, such as with The Max Challenge of Commack and Stony Brook University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process incorporates both quantitative and qualitative manager due diligence and may include ESG criteria.

Edward Zbytniewski is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at J.P. Morgan Securities since 2012, with prior experience at UBS Financial Services and Morgan Stanley. Outside of his advisory role, he performs locally as a musician in two bands. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Brian Bradley is a financial advisor with Mass Mutual Investors Services in Hauppauge, NY, holding a Series 63 designation and 24 years of industry experience. He has been with Mass Mutual Investors Services and Massmutual Life Insurance Co since 2009. Outside of his advisory role, he works as a producer selling business health insurance plans. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools and offers specialized programs including estate-settlement and employer-sponsored planning.

Dillon Carrino is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has worked at OSAIC since 2020. Prior to that, he was employed at Robert Moses State Park and West Islip High School. In addition to his advisory role, Carrino is an independent insurance broker. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, utilizing tools such as risk-tolerance questionnaires and efficient frontier analysis, with access to discretionary and third-party-managed strategies.

Philip Nicosia is a CFA® charterholder with one year of industry experience, currently serving as a financial advisor at OSAIC. His prior work includes roles at Strategic Financial & Tax Planning Services, Paychex, Inc., and Manning & Napier Advisors, Inc. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a multi-advisor platform with a model-based investment process focused on asset allocation and portfolio optimization, offering a range of brokerage and advisory services.

Mark Caulo is a financial advisor with Cetera who holds a Series 63 designation and has 15 years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he owns and manages a tax preparation and accounting business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Maria Mauceli is a financial advisor with LPL Financial, holding a Series 63 license and bringing 23 years of industry experience. She previously worked for FSC Securities Corporation for 12 years before joining LPL Financial in 2019. Outside of advising, she provides tax preparation services on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supporting over 22,800 advisors and more than $819 billion in discretionary assets.

Peter Beneke is a financial advisor with Cetera, holding a Series 63 designation and bringing 38 years of industry experience. He has previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015. Outside of his primary advisory roles, he provides notary services and maintains a minimal role as a financial professional with New York Retirement Planning. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing both affiliated and third-party managers across diverse program structures.

Sophia Tzemis is a Wealth Management Advisor and co-founder of the Genalo-Tzemis Team at Merrill Lynch Wealth Management in Melville, New York. She has been a Financial Advisor with Merrill Lynch since 2000 and began her career in the financial services industry in 1994. Sophia works with affluent families focusing on investment, retirement income planning, tax minimization strategies, estate and wealth preservation goals. She applies a distinctive financial planning process that involves understanding each client's specific situation to develop personalized strategies. Sophia utilizes the full range of services offered by Merrill to help clients meet their unique financial objectives. Sophia holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. and has a Bachelor's degree in Economics from Binghamton University, part of the State University of New York System. She also holds the Personal Investment Advisor (PIA) designation. She lives in Smithtown, New York with her husband and two children. Sophia volunteers as a tour guide at the World Trade Center Tribute Center, serves as a hospitality member of the Guide Dog Foundation, and has been involved with Island Harvest. In her free time, she enjoys fishing, gardening, hiking, reading, traveling, and spending time with her family.

Joseph Ilg is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm in 2014. He has nine years of experience in the financial services industry, working with business owners and families to address their complex financial needs. Joseph leverages Merrill Lynch’s investment insights alongside Bank of America’s banking services to create tailored financial strategies aimed at helping clients achieve both short- and long-term goals. Joseph holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Retirement Accredited Financial Advisor (RAFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned a bachelor’s degree in Economics from the University of Connecticut. Additionally, Joseph served in the U.S. Navy for over seven years. He is actively involved in his community as a member of the Kiwanis Club of Patchogue. Outside of his professional pursuits, Joseph enjoys football, ice hockey, and spending time with his family. He resides in Farmingville, New York, with his wife and two sons.

Maria Avento is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. She previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. for 19 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Joseph Matarazzo is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. He has previously worked at SUNY New Paltz and Repeal XVIII, and he has also been involved in financial advisory work outside the firm at Matarazzo Staiger Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Shannon Barone is a financial advisor with Merrill in Melville, NY, holding a Series 66 designation and 15 years of industry experience. She has been with Bank of America and Merrill Lynch Pierce Fenner & Smith since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes internal and third-party portfolio management teams and supports a range of investment approaches including tax-sensitive strategies.

Charles Capilets III is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and having eight years of industry experience. Prior to his current role, he worked at AXA Advisors and was involved with 4U Marketing Solutions and St. Joseph’s College. He is also associated with MBCAP LLC, doing business as Sound Private Wealth. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs. The firm utilizes a range of advisory models and third-party program sponsors to deliver customized investment solutions.

Lori Pirrone is a ChFC® credentialed financial advisor with 26 years of industry experience, currently working at Equitable Advisors since 2001. She previously worked at Axa Advisors, LLC from 2001 to 2020. Outside of her advisory role, she is involved with an entity named OUTSIDE INS. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm utilizes a variety of advisory programs and third-party asset managers, focusing on client information gathering, risk assessment, and matching clients to appropriate investment models.

Francis Girard III is a CFP® and ChFC® with 29 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, following a 21-year tenure at Ameriprise Financial Services, Inc. Girard is a member of two active business ventures established in 2025. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, employing risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Rachel Slovinsky is a financial advisor at Wells Fargo Advisors with three years of industry experience. She holds the Series 66 designation and previously worked at Rawle & Henderson LLP for seven years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, including specialized planning such as business-owner transition and special-needs analysis.

James Roselle is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 registrations and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2017. Prior to that, he worked at New York Life Insurance Company and NYLife Securities LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.