Andrew Themis is a financial advisor at HSBC Securities (USA) Inc. with 16 years of industry experience. He holds a Series 66 designation and has worked at HSBC Bank USA, N.A. since 2016, HSBC Securities (USA) Inc. since 2014, and previously at Merrill from 2009 to 2014. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various strategies, including client-directed and fully discretionary options. The firm uses a structured investment process with multiple risk profiles and combines strategic and tactical asset allocation in partnership with HSBC Global Asset Management and other affiliated providers.

Jennifer Uzzi is a financial advisor at Key Investment Services LLC with 18 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Key Investment Services in 2026, she worked at J.P. Morgan Securities and JPMorgan Chase Bank from 2012 through 2026. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client direction in investment decisions and provides ongoing monitoring, due diligence, and supervisory oversight, operating within the KeyCorp group alongside affiliated banking and capital markets entities.

Yanique Anderson is a financial advisor at Citigroup Global Markets with 23 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has previously worked at LPL Financial, M&T Securities, Inc., and HSBC in various capacities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services with a focus on multi-asset, multi-manager strategies and a combination of large institutional scale and unique market roles.

Matthew Clingerman is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with HSBC Securities since 2005. HSBC Securities (USA) Inc. offers managed account programs to a broad client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm employs multiple program types with varying levels of client direction and discretion and uses model risk profiles combined with global asset management and fund due diligence to guide its investment process.

Anna Banks is a financial advisor at Janney Montgomery Scott holding a Series 66 credential. She has recently begun her career in the industry, with prior roles at Guidepoint Global, LLC, and experience working at Wake Forest University. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, estates, corporations, and municipal clients. The firm offers a range of financial services, combining in-house portfolio management with third-party solutions and providing custody and trustee services through a subsidiary trust company.

Patrick Manzi is a financial advisor at Citigroup Global Markets with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2016. His prior experience includes roles at Principal Financial Services, Credit Suisse Securities, and Neuberger Berman BD. Manzi is the sole member of Omega Partners Consulting, LLC, a financial services consulting firm that is currently inactive. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm applies multi-asset, multi-manager strategies with internal oversight and operates with a combination of large institutional scale and unique market roles, including in-house research and derivatives services.

Kenneth Morris is a CFP® with 25 years of industry experience, currently advising at Janney Montgomery Scott. His prior roles include positions at J.P. Morgan Securities, First Republic Investment Management, and Morgan Stanley Smith Barney. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients. The firm offers a range of brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple programs.

Jillian Gottbetter is a financial advisor at Mariner with three years of industry experience. She holds a Series 65 designation and has worked at Mariner Wealth Advisors since 2021. Outside of finance, she was involved with Cupcakes by Carousel, a business she was associated with for four years. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, tax services, and coordinated family office solutions, employing customized portfolios overseen by an Investment Committee and supported by both in-house and third-party managers.

David Peyser is a financial advisor at PNC Wealth Management with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has been with PNC since 2006. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only, algorithm-driven discretionary model account offered as an employee pilot. The program uses approved model strategies managed by PNC or third-party strategists and primarily invests in mutual funds and ETFs with annual rebalancing.

Alex Smith is a financial advisor with TIAA-CREF in New York, NY, holding Series 63 and Series 66 licenses. He has 36 years of industry experience, all with TIAA-CREF since 1987. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered retirement relationships. The firm offers both point-in-time planning and ongoing management through model and customized portfolios, and acts as adviser to a donor-advised fund within a vertically integrated structure.

Daniel Guzzo is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and with 31 years of industry experience. He has worked at Transamerica Investors Securities Corporation and TRANSAMERICA Retirement Solutions since 2015. Guzzo is also involved with the Taproot Foundation, a nonprofit organization, since 2012. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through programs that provide managed portfolios, non-discretionary recommendations, and investment education. The firm’s advice and portfolio construction rely on Morningstar Investment Management’s proprietary tools and is notable for its large client base and focus on retirement planning services rather than high-net-worth or corporate clients.

Vidal Peoples is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2011. Peoples is also the owner of Ennoble Wealth, LLC, a business that supports his work as a Guardian Financial Representative. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial planning and consulting. The firm employs a variety of investment strategies through proprietary and third-party models and provides integrated account-level services such as lending solutions and donor-advised funds.

Penelope Villalona Brito is a financial advisor at Citigroup Global Markets with two years of industry experience. She holds Series 65 and Series 63 licenses and has prior experience at JPMorgan Chase Bank, J.P. Morgan Securities, and Globe Life National Income Division Pappas Org. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains a combination of large institutional scale and specialized market roles.

Karen Winfrey Leake is a financial advisor at Sanctuary Advisors, LLC with 40 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior experience includes roles at Merrill and Bruderman Asset Management LLC. Outside of finance, she is involved in multiple entrepreneurial ventures, including managing small businesses focused on art sales, lecturing on Wall Street careers, podcasting on investment basics, and working as a music disc jockey. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of over 400 independent investment adviser representatives. The firm offers a range of portfolio management solutions and financial consulting services, employing various analytical approaches and maintaining fiduciary standards underwritten by written advisory agreements.

Denise Rayve is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. She has worked at Citigroup Global Markets since 2023 and previously held roles at Santander Securities, Santander Bank, and HSBC Bank USA. Outside of her advisory work, she is president and co-owner of Great Eastern Pet Supplies LLC, a business she has managed since 2003. Citigroup Global Markets serves individual and institutional clients across private banking and wealth management segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including functioning as a swap dealer and futures commission merchant.

Steven Trustey is a financial advisor with HSBC Securities (USA) Inc. in New York, NY, holding a Series 66 designation and 20 years of industry experience. His career includes roles at NewEdge Wealth, First Manhattan Co., Neuberger Berman, and multiple positions within HSBC affiliates dating back to 2006. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing client-directed and discretionary portfolio options. The firm employs a structured investment approach that combines asset-allocation strategies developed with HSBC Global Asset Management and ongoing fund due diligence, serving a broad client base through personalized Investment Adviser Representatives.

Daniel Serrano Torres is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Bankers Life in various advisory roles. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and operates within a vertically integrated group that offers affiliated funds and donor-advised fund advisory services.

James Licata is a financial advisor with Private Advisor Group, LLC, holding Series 65 and Series 66 licenses and bringing nine years of industry experience. His background includes roles at LPL Financial, Mass Mutual Life Insurance Company, and Fortinet. Licata also manages Aging Issues Management LLC, a related business entity. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and managed account solutions. The firm employs a fiduciary-based advisory model and utilizes various investment strategies through both direct portfolio management and third-party managers.

Kyle Vaughan is a financial advisor at Kestra Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Mercer. Outside of his advisory role, he volunteers as a judge for the SIFMA Foundation’s InvestWrite Program, providing feedback on student investment essays. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, compliance testing, and employee education, managing approximately $79.8 billion in assets and serving clients such as sovereign wealth funds.

Nicholas Codola is a CFA® charterholder with six years of industry experience, currently serving at HSBC Securities (USA) Inc. He has held prior roles at HSBC Global Asset Management, Orion Portfolio Solutions, and WealthPLAN Investment Management, among others. Codola is based in New York, NY. HSBC Securities (USA) Inc. offers a range of managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm employs a structured investment process using multiple model risk profiles and combines strategic and tactical asset allocation with fund due diligence, providing both discretionary and client-directed portfolio management options.