Kenneth Menezes is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He collaborates closely with clients to develop personalized strategies that reflect their values and financial goals. Kenneth’s approach includes managing discretionary investment strategies and utilizing a broad selection of Merrill model portfolios and third-party investments, as well as leveraging resources from Merrill Lynch and Bank of America to support clients' wealth management needs. His areas of focus include corporate and employee benefits planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Kenneth holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned his bachelor’s degree from St. Xaviers College. Kenneth is married and resides in Dumont, New Jersey. Outside of his professional work, he enjoys playing chess, cooking, golfing, and table tennis. His daughter is a senior at Ithaca College, studying film and direction.

Neal Deutsch is a CFP® with 41 years of experience in the financial industry. He is currently with Cetera and has been involved with various firms including First Allied Advisory Services and Chestnut Investment Group, which he owns. He also holds a fiduciary trustee position. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wanda Vasse Koerner is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2006. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm integrates institutional advisory operations with brokerage, distribution, and investment management capabilities.

Elizabeth Cueto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Wells Fargo since 2009, initially at Wells Fargo Advisors LLC and then at Wells Fargo Clearing from 2016 onward. Outside of her advisory role, she serves as a notary public in Ridgefield, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Stewart is a financial advisor at Merrill with Series 65 and Series 66 credentials and 24 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America for over 20 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations.

Ginger Montagna is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 registrations and bringing 29 years of industry experience. She previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, N.A. Montagna also owns Montagna Wealth Management LLC, where she serves as an independent contractor managing branch operations and client financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary advisory services and supports institutional consulting and portfolio management through a large advisor network.

Christian Mc Call is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop retirement strategies tailored to their goals, helping them achieve financial confidence and peace of mind throughout their retirement journey. He serves as a resource for clients on a range of financial matters including investing, retirement planning, and saving for unexpected events. Christian also provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. Christian's areas of expertise include college education planning, managing new wealth, personal retirement planning, and retirement income. He holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Villanova University. Born and raised in Wayne, New Jersey, he aligns his approach with Merrill's goal to help clients make confident decisions throughout every stage of life. Outside of his professional responsibilities, Christian enjoys golfing, running, and skiing.

Michael Lopez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes positions at Bank of America N.A. and Buyrite of Fairview. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Weiss is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in providing financial advice and wealth management services to affluent individuals, families, businesses, endowments, and foundations. In his current role, he employs a client-centric planning approach, focusing on improving the quality of his clients' lives through tailored financial strategies that address wealth accumulation, preservation, and transfer. Larry holds a Bachelor's degree from Michigan State University and attended the MBA – Finance program at Monmouth University. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His professional approach emphasizes ongoing and honest communication, and he often collaborates with clients' other advisors, such as attorneys and accountants, to coordinate wealth and estate management strategies when requested. In addition to his professional work, Larry is active in philanthropic and civic organizations. He is the founder and co-chair of Katrina Klean Up Krewe, a volunteer group assisting in the rebuilding of New Orleans and the Gulf Coast. His personal interests include golfing, music, traveling, and yoga.

John Baratta is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and 66 licenses and bringing 35 years of industry experience. He has worked at various Morgan Stanley entities since 2014 and serves on the Board of Trustees for the Hasbrouck Heights Free Public Library. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning through its advisors and specialized groups, managing approximately $2.74 trillion in client assets.

Eric Vogler is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at Metro Exhibits and Three County Volkswagen, as well as positions in education at Montclair State University and Nutley School System. He also receives compensation for referrals of home security and automation products through a co-located affiliate of PFS Investments Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven investment strategies, supported by third-party asset managers and custodians.

William Burns is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and accumulating 27 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and has been affiliated with Citigroup Global Markets since 1998. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services including Corporate Financial Planning agreements and various investment offerings.

Andreas Pietschnig is a financial advisor at Edward Jones with seven years of industry experience. He has previously worked at Merrill, JP Morgan Chase Bank, NA, and TD Bank. He holds Series 63 and Series 66 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branches.

Samantha Kay is a financial advisor at Raymond James & Associates with three years of industry experience. She holds a Series 66 designation and has worked at Raymond James since 2021. Prior to her financial services career, she held positions at New City Kosher Deli, Orange County Choppers, and RevFlo Inc. Outside of her advisory role, she serves as the head cheerleading coach at Albertus Magnus High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Thomas Larsen is a CFP®-designated financial advisor with J.P. Morgan Securities, where he has worked since 2013. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Douglas James is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. since 2015. He is the owner and president of DMJ Planning LLC, a support company, and Group Benefit Consultants LLC, which provides non-variable insurance products. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides tailored non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Sandra Becks is a financial advisor at OSAIC with 43 years of industry experience. She holds the ChFC® designation and Series 63 license. Prior to joining OSAIC in 2025, she spent 37 years at Lincoln Financial Advisors Corporation. Outside of her advisory role, she serves as Co-Chair of the Endowment Committee at Mother Bethel AME Church and as Co-Chair of the Economic Development Committee for the Philadelphia Alumnae Chapter of Delta Sigma Theta Sorority. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of financial advisers. The firm offers integrated brokerage and advisory services with a range of investment strategies and third-party solutions.

Michael Mital is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Cetera. He has been involved with Cetera Investment Advisors LLC since 2014 and operates Mital Financial Services as a DBA for financial advisory work. In addition to his advisory role, he prepares and files federal and state tax returns. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Noah Marshall is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Chestnut Ridge, NY. He has been with Thrivent Financial since 2026 and has prior experience at Ameriprise and New York Life Insurance Company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering holistic, goal-based analyses and written recommendations on various planning topics without discretionary trading authority. The firm allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Lewis Orenstein is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.