Robert Baitt is a financial advisor at Cetera with 13 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Morgan Stanley and JP Morgan, as well as operations at Vantage Financial Group, Inc., where he currently serves as a financial advisor. Outside of finance, he is the owner of DB Floors LLC, a residential flooring business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Natalie Scheffler is a Branch Leader at Fidelity Investments, a position she has held since 2026. In this role, she is focused on fostering growth, building trust, and creating a positive culture for both associates and clients. Prior to becoming Branch Leader, Natalie held several positions within Fidelity Investments, including Planning Consultant from 2023 to 2024, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. She also worked as a Personal Banker at KeyBank in 2021. Natalie holds a California Insurance License, supporting her expertise in financial planning and client services within the investment industry.

Matthew O'Hara is a financial advisor with Fidelity, holding a Series 66 designation and three years of industry experience. His career includes roles at Bank of America, Merrill, and First National Bank, as well as work at Kent State University. Previously, he was involved with Colortone Staging and Rentals for four years. Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of AI and systematic methodologies in managing model portfolios.

Kateryna Puchowicz is a financial advisor with LPL Enterprise, holding 13 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, and METLIFE. Outside of her advisory work, she is also employed as a sales associate at Home Depot. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers services such as financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Raymond Sussel is a financial advisor with Equitable Advisors in Independence, OH, holding a Series 66 designation and 40 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory work, he serves as a board member of the Stoneridge of Geauga Homeowners Association in Chagrin Falls, OH. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a variety of advisory models, including third-party TAMPs and proprietary offerings, and provides ERISA fiduciary services to qualified plans.

Lisa Gruden is a financial advisor with Raymond James Financial Services Advisors, Inc. in Solon, Ohio, holding a Series 63 designation and 24 years of industry experience. She has been with Raymond James since 2012. In addition to her advisory role, she is employed in support positions at two non-investment-related companies based in Solon. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a varied client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through its unique affiliation with a municipal advisor.

Jedd Bautista is an Investment Consultant at Fidelity Investments, where he partners with clients to develop personalized financial strategies tailored to their unique goals and priorities. In his current role, he provides thoughtful guidance and access to a broad range of resources to help clients make informed decisions and build confidence in their financial future. Jedd joined Fidelity Investments in 2024 and has held several positions including Financial Representative, Relationship Manager, and Planning Consultant before becoming an Investment Consultant in 2026. He holds a California Insurance License. Outside of his professional role, Jedd has personal interests that include camping, cars, military service, motorcycles, and music.

Corey Kimble is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been building his career since 2011. In his role, Corey assists clients by developing comprehensive wealth management strategies that address individual needs. He focuses on engaging closely with clients to support their financial goals, including corporate executive services, family wealth management, investment consulting for defined contribution plans, personal retirement planning, portfolio management, and small business strategies. Corey holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Chartered Retirement Planning Counselor (CRPC). He is also a qualified Portfolio Manager, managing personalized or defined investment strategies that may involve individual stocks and bonds, Merrill model portfolios, and third-party investment options. He earned an Associate's Degree from Lakeland Community College. Residing in Gates Mills, Ohio, Corey lives with his wife Gabrielle and their daughter. Outside of his professional duties, he enjoys spending time with family and friends, participating in sporting events and concerts, and engaging in various personal interests such as baseball, basketball, cooking, football, golfing, hiking, music, running, and traveling.

David Ashe is a financial advisor with Wells Fargo Clearing in Cleveland, OH, holding Series 63 and Series 65 designations and 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC, UBS Financial Services, and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics guided by diversification principles and modern portfolio theory.

Stephen Shuman is a financial advisor at Ameriprise with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at The Huntington Investment Company and Keybank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jenna Keene is a financial advisor at J.P. Morgan Securities with 18 years of experience. She holds a Series 66 designation and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nicholas Tibaldi is a financial advisor with Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He previously worked at Concurrent Advisors for four years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client decision-making.

Martin Schenkel is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 56 years of industry experience and has worked with MML Investors Services Inc and Mass Mutual Life Insurance Company since 2005. Schenkel serves as a board member for Schnurmann House, an independent living facility for senior citizens. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, goal-based financial planning and a range of investment programs and educational seminars.

Brian Kwiatkowski is a financial advisor at Charles Schwab with 26 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, delivering multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Andrew Johnson is a Series 66-licensed financial advisor with Ameriprise in Chagrin, OH, and has 18 years of industry experience. He has been with Ameriprise and its predecessor entity since 2009. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Susan Silverberg is a financial advisor with Morgan Stanley in Cleveland, OH, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. Her prior roles include positions at Merrill for 35 years and Bank of America for 10 years before joining Morgan Stanley in 2021. She serves on the boards of several nonprofit organizations, including Bellefaire/JCB and Partners for the Cleveland Institute of Music, where she is involved in finance and fundraising activities. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured planning process.

Keith Wood is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior roles include positions at MassMutual, Stifel Independent Advisors, Westminster Financial Securities, Voya Financial Advisors, Mutual of Omaha Investor Services, and T3 Performance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Ryan Burnett is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 13 years of industry experience. His prior work includes roles at Bank of America and Merrill. He is based in Cleveland Heights, Ohio. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Harry Newmark is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving Private Clients. He has been with Merrill since 2007 and brings over 30 years of experience in the financial services industry. His work focuses on areas including Corporate Executive Services, Equity Compensation Services, Family Wealth Management Strategies, Personal Retirement Planning, and Women and Wealth. Harry holds a bachelor's degree in Economics and an MBA from Case Western Reserve University. He is a Personal Investment Advisor (PIA). Throughout his career, he has assisted institutional and individual clients across the United States in structuring risk management financial strategies. Harry emphasizes understanding investor concerns and setting appropriate financial goals. Based in Northeast Ohio, Harry and his wife Kimi have four grown children. They are active in their Temple, where Kimi serves as the Director of Youth. Harry also mentors the next generation through youth and summer camp programs. His personal interests include music, photography, reading, and spending time with his family.

Jennifer Danko is a financial advisor with LPL Financial in Parma Heights, OH, holding a Series 63 designation and 29 years of industry experience. She has worked at LPL Financial since 2010 and previously spent nine years at Amfin Investment Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with services provided primarily by investment adviser representatives using a range of investment strategies and technology tools.