Patricia Marsh is a Certified Financial Planner (CFP®) with 34 years of industry experience, currently serving at Morgan Stanley since 2009. She has been with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in property management and real estate through ownership and partnership positions in several entities based in Homer Glen, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and capital market assumptions.

Thomas Ogrady is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and having 28 years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Principal Life Insurance, and Princor Financial Services. Outside of his advisory work, he is a co-owner of a business entity involved in tax and investment activities. LPL Enterprise serves a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities, offering financial planning, consulting, and access to third-party asset managers through a model-driven investment approach.

Mark Wanless is a financial advisor at Edward Jones in Hinsdale, IL, holding the CFP® designation and Series 66 license, with eight years of industry experience. He worked at Cree from 2009 to 2017 before joining Edward Jones, where he has been since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and associated services, supported by a nationwide network of financial advisors and branch offices.

Brian Bellot is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining LPL in 2021, he worked at J.P. Morgan Securities for nine years and Chase Investment Services Corp. for one year. He serves on the board of the nonprofit Go Team 2704. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Kevin Wall is a financial advisor with LPL Financial in Orland Park, IL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at LPL Financial during two separate periods totaling 11 years and has prior experience with FSC Securities Corp and MSI Financial Services, Inc. Outside of his advisory role, Wall has been involved in independent fixed insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisory representatives with various investment strategies and operational tools.

Richard Owen is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market scenario modeling in its financial planning process.

Craig Lehmann is a financial advisor with Edward Jones in Woodridge, Illinois. He holds a Series 66 designation and has 14 years of industry experience, including 15 years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Brian Fahrner is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Midwest Bank and LPL Financial. He is based in Frankfort, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated capabilities.

Larry Loving is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 36 years of industry experience. His prior work includes roles at Protective Life, Waddell & Reed, Inc., and various insurance carriers associated with W&R insurance agencies. He is also engaged in insurance agency activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a large network of independent advisors utilizing both discretionary and non-discretionary strategies.

Chad Lowry is a financial advisor at Morgan Stanley in Oak Brook, IL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2025, he spent 24 years at Morningstar. Outside of his advisory role, he is a freelance writer with Isle Data, a technology-related business based in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its financial planning process.

Martin Durkan III is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and one year of industry experience. Before joining Cetera, he worked at firms including Megent Financial and Interactive Brokers, and he is also a member of the City of Chicago Fire Department. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Richard Panush is a Series 66-licensed advisor with Cetera, where he has worked since 2005, accumulating 28 years of industry experience. His career includes roles at Cetera Financial Specialists LLC since 1997 and leadership as president of Essington Sports Group Limited since 1996. In addition to his advisory work, he is actively involved in accounting and tax preparation and serves as a trustee for a family trust. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management services and operates a multi-manager platform that includes automated allocations, third-party managers, and bespoke strategies, overseeing more than $256 billion in assets through over 10,000 advisors.

Daniel Twomey is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Northern Trust, Breakthru Beverage, and Nordstrom, as well as event coordinator responsibilities for the Town of Cicero. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various fund structures.

Enailah Shaw is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. Her career includes roles at Waddell & Reed, Inc., United Investors Life Insurance Company, and D.D.E. Partners, LLC, where she serves as Managing Partner. Outside of advisory work, she is a marketing consultant for Facets Of Touch Nail Salon. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions delivered through a large network of advisors utilizing both proprietary and third-party strategies.

Zoe Goss is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Wells Roselieb and Raia Wealth Management, Draper & Kramer Mortgage Corp., and Goss Advisory Services, LLC. She has also worked in the retail sector with EuroDesigns/CrateandBarrel. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset management programs. The firm employs multiple advisory models implemented through third-party sponsors and provides ERISA fiduciary services, with a notable approach that emphasizes third-party program sponsors rather than proprietary wrap fee programs.

Laura Kane is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Morgan Stanley, RBC Capital Markets, and Stifel Nicolaus & Co Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Matthew Krajewski is a financial advisor at Equitable Advisors with five years of industry experience. He holds Series 63 and Series 65 licenses. His prior work experience includes roles at Creative Decks Inc and Papa Nicholas Coffee, as well as assisting with tax work at a family law office. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of investment programs through a network of Investment Adviser Representatives and emphasizes matching clients with appropriate advisory models and third-party asset managers.

Andrew Powers is a CFP® professional with 37 years of industry experience, currently serving as an advisor at LPL Financial since 2019. His prior experience includes roles at FSC Securities Corporation, Waterstone Financial Group, Inc., and Re-Direct Securities Corp. Outside of advisory work, he is involved in tax preparation and accounting through Re-Direct Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by technology and a broad network of over 22,800 advisors.

Beau Gutierrez is a financial advisor with J.P. Morgan Securities in Lansing, Illinois, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. His prior roles include positions at U.S. Bancorp Investments and BMO Harris Financial Advisors. Outside of finance, he is an owner and partner of The Chimney Hospitality LLC, an entertainment business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied to its investment recommendations.

Brian Healy is a financial professional with Cetera, holding Series 63 and Series 65 credentials and two years of industry experience. He has worked at Cetera and affiliated entities since 2023 and has prior experience with Midwest Equity and the Chicago Police Department. Outside of advisory work, he is also a mortgage loan originator at The Mortgage Exchange and a part owner of a short-term vacation rental business. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers across various program structures.