Geoffrey Orbach is a financial advisor at Ameriprise in Southfield, MI, holding Series 63 and Series 65 credentials with 38 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, primarily for clients holding assets in Ameriprise-managed accounts.

Sidhdharth Sheth is a CFP®-certified financial advisor with 37 years of industry experience, currently with UBS Financial Services Inc. since 2008. He serves on the advisory committee of Orchard Lake Country Club, advising on financial operations, and has held board roles with Cranbrook, a private school, and Seen Magazine, a monthly social publication. UBS Financial Services Inc. provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management to deliver customized financial solutions.

Michael Acho is a CFP®-designated financial advisor with 32 years of industry experience. He is currently with Cetera and previously worked at Osaic Fa, Inc for 18 years. Acho serves as a board member and finance committee member for several nonprofit organizations, including the Ocular Immunology and Uveitis Foundation and the Yatoomas Foundation for the Kids, and participates in the Michigan Association of CPA’s as a task force member. Cetera Investment Advisers LLC is an SEC-registered firm that supports over 10,000 independent advisors nationwide, offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, and institutional clients. The firm operates a multi-manager platform with a variety of program options and manages assets exceeding $256 billion.

Casey Quinn is a financial professional at Cetera with 18 years of industry experience and holds the Series 66 designation. Prior to joining Cetera in 2023, Casey worked at Valic Financial Advisors for 11 years and has been involved with Wealth Strategies Financial Group since 2022, focusing on fixed insurance sales. Casey operates in Southfield, MI. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and access to third-party managers.

Samantha Granata is a financial advisor with Ameriprise in Dearborn, MI, holding a Series 66 designation and having seven years of industry experience. Prior to joining Ameriprise in 2019, she worked at ATS Advisors and Henry Ford College. Outside of her advisory role, she is involved with Jim Thorpe LLC, where she manages various office operations and client service activities. Ameriprise offers a retirement-income planning service for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Karen Balow is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. She has been with Raymond James & Associates since 2006. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with notable capabilities in public finance and municipal work.

David Smith is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Financial from 2013 to 2019. Outside of his advisory role, he has served on the executive board of the Detroit Athletic Club, including terms as director of hockey operations, vice president, and president. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, allowing advisors to utilize affiliated and third-party managers or create custom strategies.

Kelley Saros is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Dan Schuetz is a financial advisor at Wells Fargo Advisors with six years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial, John Cabot University, Northwestern Mutual, and Michigan State University. Outside of his advisory role, Dan serves as a referee in an adult recreational hockey league. Wells Fargo Advisors is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

David Viane is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, also serving at JPMorgan Chase Bank since 2006. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations and delivers its program on a non-discretionary basis.

Melissa Russell is a financial advisor at Stifel with 16 years of industry experience. She holds the Series 66 designation and has been with Stifel Nicolaus & Co. Inc. since 2016, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. She is also a notary public in Michigan, providing document notarization services for her clients. Stifel serves a diverse clientele including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to support its investment analysis and asset allocation guidance.

Erik Ireland is a financial advisor at Primerica Advisors in Madison Heights, MI, with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 1991. Outside of advising, he serves as a trustee for his mother and is a member of Business Network International. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Mark Fudold is a financial advisor at Morgan Stanley in Troy, MI, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Bradley Holman is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Bank of America, and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity futures registrations.

Sergei Yelizarov is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 19 years of industry experience, including roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he provides consulting services for a mining construction equipment sales company and works as a sales agent in life, health, fixed annuity, and disability insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based financial planning and specialized services such as divorce and estate-settlement planning.

Adam Miller is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at Commonwealth Financial Network from 2007 to 2025 before joining Raymond James. Outside of his advisory role, he owns ACM Financial LLC, which he maintains for tax purposes related to his financial planning income. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipalities. The firm offers financial planning and non-discretionary investment consulting, emphasizing advisory and implementation-support services through a range of accounts and outside managers.

Sufia Choudhury is a financial advisor at Merrill with one year of industry experience. She holds a Series 66 designation and previously worked at Bank of America, N.A. She also has experience in the cosmetics industry, having worked for Estee Lauder Mac Cosmetics for three years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other entities. The firm’s integration with Bank of America allows access to a broad set of financial products and services.

Bruce Berry is a financial advisor with LPL Financial in Novi, Michigan, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior career includes 14 years at Cambridge Investment Research Advisors and ongoing involvement with Berry & Maas Consulting, Inc., a tax and investment-related business he co-founded. He is also associated with Genesis Financial Partners through a DBA arrangement related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside research and model portfolios from multiple sources.

Michael Van Brienen is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Ameriprise and its affiliate since 2009. Outside of his advisory role, he is involved in independent insurance brokering with Guardian. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Kenneth Oldham is a financial advisor at Ameriprise with one year of industry experience and holds a Series 66 designation. Prior to joining Ameriprise, he worked at EverNorth Wealth Advisors and Foguth Financial Group. Outside of his financial advisory role, he is involved with Orchard Grove Community Church where he leads a men’s group, teaches, and occasionally performs ceremonies such as weddings and funerals. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.