Michael Obrien is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at GWFS Equities, Eagle Strategies (NY Life), NYLIFE Securities LLC, and New York Life Insurance. Outside of his advisory work, he serves as Director at Large on the Board of Directors for the Chelmsford Pop Warner youth football and cheerleading organization and is involved in Corporate Limousine Services as a driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Brian Sullivan is a financial advisor with Commonwealth Financial Network and holds the CFP® and ChFC® designations. He has 41 years of industry experience, including prior roles at Mutual of America Securities Corporation and Mutual of America Life Insurance Company. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and hundreds of thousands of individual and institutional clients, managing around $212.7 billion in assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a range of investment options alongside comprehensive back-office services.

Andrew Kingston is a Series 66-licensed financial advisor with three years of industry experience. He is currently affiliated with Primerica Advisors and has previously worked at firms including Park Avenue Securities, Guardian Life Insurance Company, and Fidelity Brokerage Services. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and advisory services alongside financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party models, supporting various account types and features such as securities-based lending and tax harvesting.

Albert Smith Jr. is a financial advisor with OSAIC Institutions, Inc. based in Roslindale, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Infinex Investments, South Shore Bank, Santander Securities LLC, and Sovereign Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a broad range of advisory and brokerage services through customized engagements. The firm’s approach includes both fundamental and technical analysis, use of third-party managers, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Ronald Halterman is a CFP® with 18 years of industry experience, currently affiliated with Private Advisor Group, LLC and owner of Northward Financial Group, where he operates an independent financial services practice. His prior experience includes over a decade at Weston Securities Corporation. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion for a diverse client base including individuals, trusts, estates, and retirement plans. The firm offers a range of portfolio management and financial planning services, utilizing multiple investment strategies and third-party platforms to tailor solutions to client objectives and risk tolerances.

Juleby Hirsch is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds Series 65 and Series 66 licenses and has been with TIAA-CREF since 2014. Outside of her advisory role, she manages an online affiliate marketing business established for her minor son. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides a mix of model and customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated group.

Christopher Audus is a CFP® professional at Oppenheimer with 16 years of industry experience. He has been with Oppenheimer & Co since 2011. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as discretionary and non-discretionary investment management, financial planning, and private-fund management. The firm employs strategic and tactical asset allocation and manager selection to construct client solutions, and acts as a qualified custodian for assets held at the firm.

Grace Sun is a CFP® with two years of industry experience, currently working at Commonwealth Financial Network and Altara Wealth. Her prior experience includes four years at Boston Wealth Strategies and roles in education at Brandeis University and Emma Willard School. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, and custody services.

Sean Flynn is a financial advisor with Commonwealth Financial Network in Danvers, MA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Commonwealth Equity Services, Inc. since 1991. Outside of his advisory role, Flynn manages Flynn Investment, LLC, a commercial real estate entity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and customized solutions, supported by a comprehensive operations and technology platform.

Jason Rollins is a financial advisor with Park Avenue Securities, a subsidiary of Guardian Life. He holds the Series 66 designation and has professional experience that includes roles at Commonwealth Properties Residential and other firms since 2006. Outside of finance, he has been involved with Boston Sports Card Exchange, LLC. Park Avenue Securities serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients by providing brokerage services, financial planning, retirement plan consulting, and a combination of proprietary and third-party investment advisory programs.

Andrew Wilson is a CFP® professional with 24 years of industry experience, currently affiliated with Empower Advisory Group. His prior roles include positions at GWFS Equities, Keller Williams, Redfin Real Estate, Compass Real Estate, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm uses an integrated model linked to Empower’s administrative platforms, offering point-in-time financial plans and managed account solutions.

Angela Allain is a financial advisor with Commonwealth Financial Network, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. Her career includes roles at Citizens Bank and Citizens Securities, as well as MassMutual and Triad Advisors. She has been with Commonwealth Financial Network since 2023. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Brady Cowling is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 63 and Series 65 licenses with five years of industry experience. His work history includes roles at Madison House Wealth Management and Right Networks. Cowling is also an independent insurance agent involved in the sales and service of fixed insurance products through Voya’s approved vendors. Voya Financial Advisors, Inc. serves individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides financial planning, portfolio management, wrap programs, and plan-sponsor consulting, primarily delivering non-discretionary advice through multiple program structures.

Robert Burns is a financial advisor with Kestra Advisory, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, including long tenures with Kestra Advisory and its affiliated entities since 1997. Outside of his advisory work, Burns serves as a trustee overseeing budgetary and maintenance concerns of a condominium association in Boston. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan-level investment advice, and employee education while managing approximately $79.8 billion in assets and serving notable clients like sovereign wealth funds.

Daniel Santanello is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Capital Management Partners, LLC and Winslow, Evans & Crocker, Inc. in prior roles. Outside of his advisory work, he is involved as a pickleball instructor and serves as an ambassador for Selkirk Pickleball Products. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, including wealth management and retirement plan consulting. The firm supports advisors with operations, technology, investment management, and compliance services, while offering discretionary model portfolios and customizable program options.

Paul Moriarty is a financial advisor with Eagle Strategies (New York Life) based in Woburn, MA. He holds Series 63 and Series 66 licenses and has 24 years of industry experience. His prior roles include operating Moriarty Financial Group, LLC, and affiliations with New York Life Insurance Company. Outside of advising, he serves as a board member of the Woburn Business Association and volunteers organizing a local golf league. Eagle Strategies supports a diverse client base, including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Andrew Michienzi is a financial advisor at Oppenheimer with two years of industry experience. He holds the Series 66 designation and has previously worked in various roles at the College of the Holy Cross, Instacart, Dedham Country Day School, and St Sebastians School. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm provides advisory and brokerage services utilizing strategic and tactical asset allocation, manager selection, and a variety of investment strategies tailored to client objectives.

James Mitchell is a CFP® professional with 27 years of industry experience, currently serving at Voya Financial Advisors, Inc. since 2026. He previously worked at BrightPlan, LLC and Fidelity in various advisory roles over a span of more than two decades. Outside of his advisory work, he owns a small business related to property management. Voya Financial Advisors, Inc. serves individual and institutional clients, including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm provides a range of services such as financial planning, portfolio management, and plan-sponsor consulting, often through recommendation-based, non-discretionary advisory arrangements.

Natalie Devine is a financial advisor with Voya Financial Advisors, Inc. in Boston, MA, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Voya, she worked at Fidelity Investments and Jackson Hewitt Tax Services. Voya Financial Advisors, Inc. serves a diverse client base including individual and institutional clients such as retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and consulting through various program structures, primarily providing non-discretionary advice.

Paul Sullivan is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Charles River Financial Services since 2005 and at Commonwealth Equity Services, Inc. since 1993. Outside of investment advisory, he is involved with Charles River Financial Services, LLC, which provides document organization and consulting services related to taxation, divorce, estate planning, and asset recovery. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and compliance support to affiliated advisors.