Hilary Goodman is a financial advisor with J.P. Morgan Securities in Troy, MI, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Comerica Securities/Ameriprise Financial Services LLC, Massachusetts Mutual Life Insurance Co, and Neiman Marcus. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence and uses both quantitative and qualitative analysis to develop model asset allocations.

James Smith is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has previously worked at CJSJ Strategy Advisors, McLaren Medical Group, Beaumont Health, and is currently involved with Grand Blanc Community Schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a range of portfolio management styles and firm research.

Michael W. Lau is a financial advisor with UBS Financial Services in Troy, MI. He holds Series 63 and Series 65 licenses and has 42 years of industry experience, including 39 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and provides a broad range of capital markets services.

Kostadin Krajcev is a financial advisor at Cetera with 28 years of industry experience. He has been with Cetera and its affiliated entities since 2025, following a 27-year tenure at Concourse Financial Group Securities Inc. Krajcev is also involved in managing a life insurance and fixed annuities business under Oxford Capital and holds a role in an insurance agency offering property, casualty, health, and dental insurance. Cetera Investment Advisers LLC is an SEC-registered adviser servicing a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform providing various portfolio management and financial planning services through both discretionary and non-discretionary arrangements.

Elvira Portera is a financial advisor with Morgan Stanley in Grosse Pointe Farms, MI, holding Series 63 and Series 66 licenses and having four years of industry experience. She previously worked at UBS Financial Services and Fidelity Investments among other firms. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning that uses firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct client services and corporate financial planning agreements.

Daniel Cetnar is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial since 2009. Prior to that, he worked at Investment Advisors International, Inc. for one year. In addition to his advisory role, he serves as a faculty member teaching in the Personal Financial Planning Program at Oakland University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of investment adviser representatives, utilizing both proprietary and third-party strategies.

David Cook is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank, N.A. since 2003. Outside of finance, he owns and operates Reel Rehab LLC, a fishing reel repair business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Dominic Polidori is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at both Morgan Stanley and J.P. Morgan in various capacities. He also serves as an advisor for the Alliance of M&A Advisors in Detroit, providing networking and content support. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and analysis.

Aaron Collins is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. His work history includes positions at Thrivent Financial, Industrial Alliance, LA Fitness, and educational roles at Lutheran High North High School and Trinity Lutheran School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning across a broad range of topics without discretionary trading authority. The firm combines planning with managed-account programs through a consolidated billing option called WealthPlan, while maintaining separate services.

Alan Semonian is a financial advisor with Raymond James Financial in Berkley, MI, holding Series 63 and Series 66 licenses and over 21 years of industry experience. He has worked with Raymond James since 2005 and concurrently leads accounting and tax-related businesses, serving as CEO of AmeriTax Plus and owner of Eagle Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and a large advisor network, with specialized offerings in municipal finance and employer SIMPLE IRA advisory programs.

Connor Brannagan is a financial advisor with Raymond James & Associates in Birmingham, MI, holding a Series 66 license and three years of industry experience. Prior to joining Raymond James, he worked at EOTECH INC and has served as a Marine Corps Reservist since 2017. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Vichunas is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at infinex Investments, Inc. and Flagstar Bancorp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by advisory representatives who implement various portfolio strategies.

Danielle Bishop is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and seven years of industry experience. She has been with Equitable Advisors since 2017, with prior roles at AXA Advisors LLC, Axa Equitable, Westbrook Planning Group, and Harper Medical Management. Outside of financial advising, she is involved in music as a substitute lead female vocalist for Mainstreet Soul and volunteers as a singer with the St. Clair Shores Community Chorus. Equitable Advisors serves individuals, retirement plans, corporations, and charitable organizations by providing financial planning, retirement consulting, and asset-management programs. The firm uses a variety of advisory models, often implemented through third-party managers, and offers a range of investment options including mutual funds, ETFs, and select alternative investments.

Sarah Grosch is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Robert Thompson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2014 and was previously with Charles Schwab from 2010 to 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework where applicable.

Jake Dandurand is a Series 66-licensed financial advisor at Osaic Wealth Inc with one year of industry experience. He previously worked for Christian Financial Credit Union for eleven years. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing a range of managed account options, third-party money manager programs, and retirement plan consulting.

Jessica Vucinaj is a financial advisor at Ameriprise with nine years of industry experience. She holds the Series 63 and Series 65 licenses and previously worked at The Huntington Investment Company and Huntington National Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Michael Kohler is a financial advisor with Ameriprise in Troy, MI, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joseph Tenbusch is a CFP® with 20 years of industry experience, currently serving with J.P. Morgan Securities since 2012. He has been affiliated with JPMorgan Chase Bank, N.A. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice and customized performance reporting, with clients retaining final decision-making authority.

Jacob Princinsky is a financial advisor with Morgan Stanley, holding a Series 66 credential and one year of industry experience. His background includes roles at Morgan Stanley Smith Barney LLC and entrepreneurial activities with Great Harvest Bread Co. He has also worked in various customer service positions and participated in business education at Grand Valley State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning utilizing structured tools and modeling techniques.