Kristine Koerber is a financial advisor with UBS Financial Services in Birmingham, MI. She holds Series 63 and Series 65 licenses and has 29 years of industry experience, including prior work at AB Bernstein from 2016 to 2018. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work using proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Craig Harris is a Wealth Management Advisor at Merrill Lynch Wealth Management, leading a team dedicated to guiding clients through their financial lives using a goals-based planning approach. He focuses on tailoring strategies based on clients' risk tolerance, time frames, and the tax implications impacting their goals. With over 30 years of experience, Craig advises clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. His expertise encompasses portfolio development, liability management, asset preservation, and ensuring a predictable lifetime income stream during retirement. Business clients benefit from his guidance on cash management strategies, employee benefit plans, and financing needs. His team also provides access to specialists in premier banking, insurance and estate planning, and retirement plan development. Craig began his career in financial services in 1992 and joined Merrill Lynch in 1994. He holds a Bachelor's Degree from Miami University in Oxford, Ohio. He has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Craig and his wife Kimberly have three children. He participates in community volunteering and enjoys golfing, running, spending time with family, and traveling.

Philip Ziegler is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers planning through both direct client relationships and corporate agreements.

Elana Muehleip is a Series 66-credentialed financial advisor with 23 years of industry experience, currently with Equitable Advisors since 2003. She previously worked with Axa Advisors, LLC, also from 2003 to 2020. Outside of her advisory role, she serves as Correspondence Secretary for the Bloomfield Republican Women’s Club and acts as a co-trustee. Equitable Advisors serves a wide range of clients including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing various sponsored programs and endorsed platforms to deliver advisory and brokerage solutions.

Henry Ashcraft is a Team Financial Advisor with AMDG Wealth Management, joining the firm in 2026. He focuses on family wealth management strategies, legacy planning, and tax minimization for his clients. Henry operates within the Merrill Lynch Wealth Management line of business. Born and raised in Bloomfield Hills, Michigan, Henry currently resides in Birmingham, Michigan. He graduated from Michigan State University's Eli Broad College of Business with a Bachelor of Arts degree. During his education, he completed an extensive series of internships. Henry holds the Personal Investment Advisor (PIA) professional designation and is a member of Pi Sigma Epsilon, a professional fraternity. Outside of his professional work, Henry enjoys music, skiing, and spending time with his family. He is committed to continuing his family's legacy in the wealth management industry as a next generation financial advisor with AMDG Wealth Management.

John Rowan is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has been with Ameriprise and its affiliate since 2008. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with specific asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-supported advice through a centralized consulting team.

Michael Sanfield is a Wealth Management Advisor with Merrill Lynch Wealth Management, operating a practice in Farmington Hills for over four decades. He works as part of a team that includes his daughter Carly and client associates Catherine Beattie and Leeanna Hempstead. In his current role, he focuses on offering a comprehensive approach to managing wealth, which begins with understanding clients and their families, financial situations, and priorities. He helps clients create customized wealth management strategies that are adaptable to their changing needs and market conditions, providing access to the investment insights of Merrill and the banking convenience of Bank of America. Michael's areas of expertise include services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. His approach emphasizes delivering service and helping investors pursue their long-term goals. He holds a Bachelor's Degree from Michigan State University and has earned the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Michael also engages in community participation, dedicating time to volunteering with local organizations. Outside of work, he enjoys golfing, reading, spending time with his family, and playing tennis.

Christian Allen is a CFP® and Series 66-registered financial advisor with Raymond James & Associates, bringing 11 years of industry experience. He previously worked at UBS Financial Services from 2015 to 2019 before joining Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Tina Potasinski is a financial advisor at LPL Financial with 26 years of industry experience. She has previously worked at Raymond James & Associates and UBS Financial Services Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

David Bond is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Woodbury Financial Services, Inc. for 13 years. Bond is also vice president of Wiklund & Bond Financial Services, an S-Corp he co-owns, which provides group benefits such as health, dental, life, and disability insurance. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, retirement consulting, and managed account solutions combining proprietary tools and third-party money managers.

Cody Mc Cullough is a Series 66-licensed financial advisor with three years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior roles include positions at Equitable Advisors and Mass Mutual Great Lakes. In addition to his advisory work, he is employed with a painting company in Saline, MI. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides a range of portfolio management options and access to both proprietary and third-party strategies, tailoring investment solutions to client objectives.

Robert McMahon III is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at DFCU Financial, CUSO Financial Services, and several other firms. He operates out of Novi, MI. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs utilizing model portfolios, third-party research, and various management options.

Kimberly Gillen is a Series 66-credentialed financial advisor with UBS Financial Services in Troy, Michigan, where she has worked since 2013. She has 11 years of industry experience. Outside of her advisory role, she is a proprietor involved in managing rental properties through The Hobo Group, LLC and K2 Properties, LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers research-driven, tailored client strategies.

Ryan Mc Callum is a financial advisor with Robert W. Baird & Co. in Birmingham, MI, holding a Series 66 designation and eight years of industry experience. He has worked at Baird since 2018 and previously held positions at Oakland University and PASS Charters. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individual, corporate, pension, and charitable clients. Baird offers a range of financial planning, portfolio management, and brokerage services, utilizing both manager-traded and model-traded strategies supported by internal research and technology.

Andrew Baldwin is a Series 66-credentialed financial advisor with nine years of industry experience, currently with LPL Financial since 2020. Prior to joining LPL, he worked at Voya Financial Advisors for three years and has operated Baldwin Capital Management since 2016. Outside of his advisory role, he is involved with Fora Travel, a home-based non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement consulting through a national network of investment adviser representatives.

Steve Nazoyan is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at Cetera Wealth Services, Wealth Strategies Financial Group, Minnesota Life Insurance Co, Securian Financial Services Inc, and Sii. He is also involved in fixed insurance sales as an agent and broker. Cetera Investment Advisers LLC is a large SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Michelle Bisio is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She previously worked at Merrill for 36 years before joining Morgan Stanley Smith Barney in 2024. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Lindsey Philipp is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has four years of industry experience. Her career includes roles at J.P. Morgan Securities LLC, J.P. Morgan Chase Bank NA, and BeautyCounter, among others. She has also been involved with Hillsdale College in various capacities over several years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework and offers a range of approved funds and strategies within a broader broker-dealer and banking organization.

Adam Brown is a financial advisor at UBS Financial Services with four years of industry experience. He has worked at UBS since 2018 and previously was employed at Verizon Wireless. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Torrey Myrick is a financial advisor with Raymond James & Associates holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Torrey worked at Schechter Wealth for three years and held various roles at Target, Home Depot, and Gordon Food Service. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.