Britt Szostak is a Certified Financial Planner (CFP®) with 30 years of industry experience. She has worked with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1996 and has been with Lenox Advisors, Inc. since 2005. In addition to her advisory role, she is also engaged as a sales agent specializing in life, disability, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and provide collaborative, written recommendations.

Gennaro Zimbaldi is a financial advisor with Morgan Stanley in Westport, CT, holding Series 63 and Series 65 designations and eight years of industry experience. He has been with Morgan Stanley since 2019, following prior roles at Newbridge Securities Corporation and Curry Subaru. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Cooper Choate is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America Merrill Lynch and JPMorgan Chase Bank, N.A., as well as a period of study at Tulane University Law School. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Stephen Lillis is a Managing Director and Private Wealth Manager with the RSL Group at Merrill Private Wealth Management in Greenwich. He provides tailored advice to ultra-high-net-worth clients, supporting multiple generations of family clients in wealth management, portfolio design, and implementation. His expertise includes evaluating a diverse range of asset classes and investment instruments, such as equity and debt instruments, structured investments, alternative investments, and derivative structures aimed at enhancing returns or reducing risks in concentrated portfolios. With nearly 30 years of experience, Stephen has held senior roles at Citi Private Bank and J.P. Morgan, advising hedge fund principals, private equity investors, family offices, and multigenerational families. His background includes managing portfolios with access to all asset classes, capital markets structures, and derivatives. He earned a Bachelor's degree from the University of Rhode Island and an MBA from the Herbert Business School at the University of Miami. Stephen lives in Wilton, Connecticut, with his wife and two children. Outside of work, he enjoys spending time with his family, boating, fishing, golfing, swimming, and traveling.

Richard Toni is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities Inc from 2008 to 2017. Outside of his advisory role, he is involved in insurance sales and works part-time as a sales coach. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, structuring its planning engagements as annual, collaborative relationships focused on goal analysis and written recommendations.

Nathan Clendenin is a financial advisor at Fidelity with two years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he held roles at Hudson Financial Associates and has teaching experience at Elon University, Lehigh University, and Horace Greeley High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, with a notable focus on systematic methodologies and oversight of affiliated sub-advisers.

Steven Chille is a financial advisor at UBS Financial Services with 38 years of industry experience. He has worked at UBS since 2009 and previously spent nine years with Citigroup Global Markets. He holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research, underwriting, and securities-backed lending programs.

Matthew Landry is a CFP®-certified financial advisor with Morgan Stanley, bringing 27 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017, following a 13-year tenure at Merrill. Outside of his advisory role, he is involved in real estate investment and management as a sole proprietor. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and scenarios developed by its Global Investment Committee to support clients’ financial planning needs.

Daniel Holzer is a financial advisor at UBS Financial Services with 28 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, serving clients from 2009 to 2025. His credentials include Series 63 and Series 65 registrations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial strategies.

Margaret Graves is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2024. Outside of her advisory roles, she has prior experience at Georgetown University and in planning and engineering firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Elise Derusha is a Series 66 licensed advisor at Charles Schwab with two years of industry experience. She has held roles at Charles Schwab Bank, Charles Schwab, Clifton Larson Allen, and Educated Investments. Outside of her advisory career, she has worked at Holmberg Orchards and Uber Eats. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized custodial and brokerage services.

Christopher Romano is a financial advisor at Morgan Stanley in Westport, CT. He holds a Series 66 designation and has been in the industry since 2023. Prior to joining Morgan Stanley in 2025, he worked at Lockwood for two years. He served as an assistant varsity football coach at Mahopac High School in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by structured discovery conversations and advanced modeling tools, serving clients through both direct and employer-based arrangements.

Dominic Mattei is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab Bank, Gartner, Fresh Prints, Amazon, Stapleton MCA, and Denver Parks and Recreation. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

James Gravalis is a financial advisor with Morgan Stanley in Westport, CT, holding a Series 66 designation and six years of industry experience. He previously worked at Merrill from 2016 to 2020 before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Saikiran Bomma is a financial advisor with Morgan Stanley in Fairfield, CT, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Fidelity Investments and Dexsil Corporation. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets and using structured planning tools and modeling techniques to support client goals.

Daniel Halchak is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. He has worked at several firms, including Mass Mutual Insurance Company and Barnum Financial Group, before joining JPMorgan Chase Bank and JPMorgan Securities in 2023. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nicole Bouffard is a financial advisor with Ameriprise in Burlington, CT, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the Board of Directors for Healing Hoofbeats, a nonprofit organization. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed written recommendations that address income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to generate tailored retirement income plans, primarily for clients maintaining assets in Ameriprise-managed accounts.

Natalie Wieck is a financial advisor with Morgan Stanley in Greenwich, CT, holding a Series 66 designation and having five years of industry experience. Her prior roles include positions at Cameron Engineering & Associates of New York and Barnes and Noble College at Roger Williams University. She serves as a Junior Advisory Board Member for the Center for Advanced Financial Education, advising on program mechanics such as fundraising and student mentoring. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools and strategic planning processes.

Carolin Almonte is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having 14 years of industry experience. She has been with J.P. Morgan Securities since 2012 and also has experience working at JPMorgan Chase Bank, N.A. since 2008. Outside of her advisory role, she owns and manages a real estate business, Gen Z LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Victor Rubino is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory services supported by a centralized due diligence and ESG eligibility process.