Steven Fodor is a financial advisor with Primerica Advisors in Edison, NJ, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His career includes roles at Pinnacle Telecom Group and Kocher & Associates, alongside a long tenure at Primerica and its affiliates. He is involved with the Boys & Girls Club of Northwest New Jersey and has served as president of the JCHS Boys Lacrosse Booster Club. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies and discretionary management supported by custodial and trade execution services.

Owen Zukovich is a financial advisor at Morgan Stanley in Morristown, NJ, with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has worked for Morgan Stanley since 2014, with a brief period at UBS Financial Services and earlier roles at GMS Group and Right Blend Investing. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its advisory services.

Jeffrey Doty is a financial advisor at RBC Capital Markets in New York, NY, with 31 years of industry experience. He holds a Series 63 designation and has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he serves as a condo board member representing unit owners. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers tailored to client risk profiles.

Harry Neufeld is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding Series 63 and Series 65 designations and 35 years of industry experience. His prior work includes roles at Wells Fargo Advisors LLC, RBC Capital Markets Corporation, and J. B. Hanauer & Co. He also serves as a power of attorney for his parents in investment-related matters. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Giselle Cantada is a financial advisor at Morgan Stanley with 29 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Jung M Kim is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Chase Bank and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Fangyun Lin is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Merrill from 2004 to 2009 and Citigroup Global Markets from 2002 to 2003. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Frederick Shropshire is a financial advisor at Primerica Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors and affiliated firms since 1995. Prior to his current role, he worked at Allied Universal for 11 years. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale, delivering advisory services primarily through model-driven strategies managed by unaffiliated asset managers and supported by custodial and trade execution services.

Joseph Esposito is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 credential and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. His background also includes roles at Greenwich Associates, Trinity Laser Inc., ReImagine Holdings Group, and Fairfield University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor investment plans.

Frank Poli is a financial advisor with J.P. Morgan Securities in Secaucus, NJ, holding Series 63 and Series 65 licenses and possessing 24 years of industry experience. Prior to his current role since 2017, he worked at UBS Financial Services, Financial Northeastern Securities, T. Rowe Price Advisory Services, and Equitable Advisors. Outside of advising, Poli is involved in residential real estate as an owner and landlord of multiple properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, manager searches, and performance reporting. The firm’s advisory process integrates quantitative and qualitative research and may include ESG criteria, supported by centralized due diligence and implementation services from affiliated entities.

Hyacinthia Roberts is a financial advisor with Cetera, holding a Series 63 designation and 28 years of industry experience. Her career includes long-term roles at Avantax Investment Services and Avantax Insurance Agency, as well as a six-year tenure at Aetna. She is also the owner of a small accounting and tax preparation business and serves on a neighborhood advisory board focused on community surveys. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Daniel Buckley is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is based in Staten Island, NY. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to deliver tailored, non-discretionary advice as part of a broad range of advisory, brokerage, and insurance solutions.

Stephen Sassi is a financial advisor with 21 years of industry experience, currently with Edelman Financial Engines. He holds the Series 66 designation and has worked at several firms, including Merrill, Charles Schwab, and Morgan Stanley. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling and planner delivery with online tools, offering diversified portfolios and both discretionary and non-discretionary advisory services.

Viviana Santiago is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank. She also owns St James Wealth Management, a financial practice based in West Caldwell, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and business-owner transition planning, using proprietary research and tools to develop tailored recommendations.

Daniel Wuhrman is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, J.P. Morgan Chase, TD Bank, Entegee, Inc., and Bergen Community College. He also volunteered with Special Olympics New Jersey for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Mathew Santos is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016, alongside his tenure at Merrill beginning in 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Paul Masone is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the Bank of America Merrill organization since 2014, beginning as a Relationship Manager with Bank of America. Over the years, he has held various roles within the organization, leading to his current position in Merrill's Private Executive Services team. Paul specializes in a client-focused approach, emphasizing personalized wealth management strategies tailored to individual financial situations and goals. His expertise includes equity compensation, financial management, banking, retirement planning, college education planning, and socially responsible investing, among other areas. He works directly with clients and their families to create flexible strategies responsive to changing needs and market conditions. He graduated from the City University of New York's School of Professional Studies with a bachelor's degree in Business. Paul holds several professional registrations and designations, including Series 7 and 66 FINRA registrations, New York State Life/Accident & Health Insurance certification, Accredited Wealth Management Advisor™, Chartered Retirement Planning Counselor™, and Sports & Entertainment Accredited Wealth Management Advisor™. Outside of work, he spends time with family and enjoys activities such as baseball, football, gardening, genealogy, hiking, reading, running, traveling, and watching movies.

Jeffery Rivas is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked at PNC Bank and Capgemini America, Inc. from 2023 to 2025. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Antonia Babbio is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and has previously worked in a variety of roles at institutions including Loyola University Maryland and Molson Coors Beverage Company. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management supported by in-house research and proprietary capital market assumptions.

Matthew Nitto is a financial advisor at Edward Jones with one year of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Campbell Lutyens, Levelup HCS LLC, and Jefferies. Prior to his advisory career, he also spent time as a self-employed fitness coach. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.