Michael Parisi is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds the Series 66 designation and has worked at prominent firms including JPMorgan Chase Bank, TIAA, TD Ameritrade, Wells Fargo Clearing, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process is supported by centralized due diligence combining quantitative and qualitative research, and incorporates ESG eligibility frameworks in their recommendations.

Ralph Diaz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in the summer of 1991 and has since accumulated over 25 years of experience. Ralph offers expertise in areas such as college education planning, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor of Arts degree in Economics from Rutgers University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Ralph focuses on assisting clients with defining their financial goals and designing investment strategies that align with their risk profiles and objectives. Outside of his professional pursuits, Ralph is involved with the Emmanuel Cancer Foundation, serving on its Board of Directors. He enjoys photography, skiing, traveling, writing, and spending time with his family, which includes his wife, Karen, and their two children.

Rocco Degregorio is a financial advisor with Thrivent Investment Management, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with Thrivent and its affiliates since 2022. Prior to his advisory role, Degregorio spent nine years employed at Glass Gardens and ShopRite of Paramus. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary portfolio management or institutional advisory mandates.

Arthur Vicente is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at KeyBank, Key Investment Services LLC, and Sterling National Bank. He is currently based in Westwood, NJ. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm offers a range of investment strategies and advisory services, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

Michael Bain is a financial advisor with Edward Jones in Cresskill, NJ, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Edward Jones since 2013 and also operates Michael Bain, Esq. since 2012. Outside of his advisory work, he is involved with Music Speaks LLC, a music education business, where he handles accounting and bookkeeping. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors.

Keith Dolin is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. His prior experience includes roles at Bank of America N.A., Ust Financial Services Corp., and Us Trust Company of New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, corporations, and other entities.

Robert Smith is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America since 1999. Outside of his advisory role, he is involved in selling group life and disability insurance products. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, incorporating portfolios developed by internal research and third-party strategists, and it offers a range of financial planning, consulting, and insurance-related services.

Richard Blaney is a CFP® with 28 years of industry experience. He is currently with Cetera, where he has worked since 2023. Previously, he spent seven years at Beechwood Financial Services LLC. Outside of his advisory work, he serves as Vice President of the Verona Chamber of Commerce, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stephanie Brown is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets from 1998 to 2009. Brown is currently based in Paramus, NJ. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and Corporate Financial Planning agreements.

Zachary Stein is a financial advisor at LPL Financial with 43 years of industry experience. He holds the Series 66 designation and has worked previously at Woodbury Financial and New England Securities. Stein also holds a life insurance broker role in a non-variable insurance capacity alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Nicholas Bozanich is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2015. In addition to his advisory role, he provides financial guidance related to life, disability, long-term care insurance, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning with recommended investment strategies.

Daniel Solazzo is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and nine years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with Massachusetts Mutual Life Insurance Company and MSI Financial Services Inc. Outside of his advisory role, Solazzo is an independent insurance agent and coaches youth lacrosse. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, goal-focused advice without discretionary investment management.

Jill Cooper is a CFP®-certified financial advisor with 32 years of industry experience. She is currently with OSAIC and has previously worked at Sagepoint Financial, American General Securities, and other financial services firms. In addition to her advisory work, she is a member of JBC Consulting LLC, which focuses on the sale of group and individual insurance products. OSAIC Wealth serves a wide range of clients including retail and institutional investors, retirement plan sponsors, and corporate entities. The firm offers brokerage and advisory services supported by model-based asset allocation and portfolio optimization, employing a multi-advisor platform to deliver various financial planning and investment management programs.

Philip Murphy is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 22 years of industry experience. He has been with Raymond James since 2015 and previously worked at Lasalle Street Business Solutions for seven years. Outside of his advisory work, he co-owns a shore house in New Jersey that he rents occasionally, managed by a real estate firm. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and nonprofits, offering financial planning and non-discretionary investment consulting supported by broad research and multiple portfolio management styles.

James Beale Sr. is a financial advisor at LPL Enterprise with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he is involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Malcolm Lett is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with PFS Investments Inc. and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Edwin Gonzalez is a financial advisor at Primerica Advisors with 30 years of industry experience. He holds a Series 63 designation and has been with Primerica Advisors and Primerica Financial Services since 1995. Outside of his advisory role, he is the owner of No Boss Unlimited, a separate business venture based in Plantation, Florida. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-based investment strategies created by unaffiliated asset managers and supports its advisory services with custodial and trade execution partnerships.

Matthew Clancy serves as Vice President, Financial Consultant, bringing over 30 years of experience in the financial services industry. In his current role, he collaborates closely with clients to understand their unique goals and develop personalized financial strategies through a comprehensive planning process. He emphasizes educating clients and simplifying complex financial concepts to support informed decision-making. His professional experience includes positions at Fidelity Investments from 2015 to 2023, serving as Financial Consultant, Investment Consultant, and Central Relationship Manager. Prior to that, he held leadership roles at AllianceBernstein and Sanford C. Bernstein & Co. Inc., where he managed client reporting and portfolio administration functions. Matthew holds a California Insurance License. Outside of his professional work, he has interests in biking, fishing, golf, soccer, and traveling.

Antoinette Campbell is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for seven years before joining Morgan Stanley Smith Barney LLC. She is a 50% owner of JJLM LLC, an unrelated business activity based in Staten Island, NY. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a range of investment programs but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Louis Intorre is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014 and 2015, respectively. Outside of his advisory work, he serves as the recycling coordinator for the Borough of Dumont. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses structured tools and models to assist clients, who are responsible for implementing and updating their plans.