James Costabile Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 23 years of industry experience. His prior work includes 14 years at Ameriprise Financial Services and seven years at LPL Financial LLC. He is also a business owner of Final Turn Racing Stables, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Michael Farinacci Jr. is a financial advisor at Ameriprise Financial Services, LLC with a Series 66 designation and one year of industry experience. Before joining Ameriprise, he held positions in engineering and construction firms and has experience working with Mad Dog Lacrosse, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Anthony Sandomierski is a CFP® and PFS™ with 11 years of industry experience, currently serving as a financial advisor at Cetera. His work history includes roles at Avantax Advisory Services and Avantax Insurance Agency, and he is involved in providing tax and accounting services through Jack Oujo CPA, Inc. He is also a managing partner of SG Realty Group LLC, which manages rental property for his financial and tax services office. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager investment platform with discretionary and non-discretionary management options, enabling advisors to customize portfolios through affiliated and third-party managers.

Jodi Citron is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 17 years of industry experience. She previously worked at Morgan Stanley for seven years and is currently affiliated with The Cutrupi Group, LLC as a Wealth Management Associate and Branch Manager. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools to support client goals and maintains specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

William Tucker is a financial advisor with LPL Enterprise, LLC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at World Investment Advisors, World Investments, Ameritas Investment Company, The Advisors Group, and Wells Fargo Clearing. He is also active as an insurance agent specializing in non-variable insurance and annuities. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, offering financial planning, third-party asset manager access, and a Model Wealth Portfolios wrap program.

Eric Tomsky is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Merrill. Tomsky holds an advisory position with Armed Forces Brewing Company, a military tribute brewery supporting veteran needs. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad range of capital markets and lending products.

Kristian Lydon is a CFP® professional with seven years of industry experience, currently advising through LPL Enterprise. His prior roles include positions at Pruco Securities, Bank of America, Merrill, and Sestito Financial Services. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in the Model Wealth Portfolios wrap program.

Gaetano D'amato is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and Credit Suisse Securities. He also serves as a power of attorney for a fiduciary entity outside of his primary role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of individual and institutional clients.

Evan Silverstein is a financial advisor with MassMutual Investors Services in Wall Township, NJ. He holds the ChFC® and Series 63 designations and has 22 years of experience in the industry. He has been with MML Investors Services and MassMutual since 2003. In addition to his advisory role, he works as a licensed agent offering individual life, health, group health, and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual collaborative planning relationships and uses advanced software tools to support client goal analysis.

Mikaela Guzman is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been in the financial services industry since 2008 and joined Merrill Lynch in 2019 after nearly a decade at her previous firm. Mikaela works with a diverse client base, including high net worth individuals, families, and businesses, focusing on comprehensive wealth management strategies aligned with clients' goals. With expertise spanning college education planning, family wealth management, legacy planning, retirement income, and small business strategies, Mikaela takes a personalized approach by thoroughly understanding each client's full financial picture. She holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and the Personal Investment Advisor (PIA) credential. Her educational background includes a bachelor's degree from Western Governors University and studies at Rutgers University. Mikaela is active in professional organizations such as the Hispanic/Latino Organization for Leadership and Advancement and Women's Exchange. She resides in Manalapan, New Jersey, where she lives with her daughter, whom she coaches in gymnastics. Outside of work, Mikaela engages in activities including riding her Harley Sportster and participating in local community groups.

Paul Nader is a financial advisor with Ameriprise in Freehold, NJ, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he oversees a small business, Paul Nader & Associates LLC, which is used primarily for payroll management. Ameriprise offers retirement-income planning services focused on clients nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency strategies to provide tailored, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Philip Ferraro is a CFP® with 18 years of industry experience, currently with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023. Ferraro serves as Treasurer of the Brookdale Community College Foundation Board and is a member of the college’s Finance Committee, where he assists with oversight of investment accounts. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet specific net-worth criteria. The firm integrates advisory services with other financial products and referral channels through a large network of advisors.

Jason Mellor is a financial advisor with Raymond James Financial Services Advisors, Inc., holding the ChFC® designation and Series 63 license. He has 29 years of industry experience and has previously worked at firms including Cetera and Allied Wealth Partners. Mellor also holds agent/broker roles related to fixed insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes, and it supports investment implementation through various advisory programs and affiliated advisory firms.

Michael Payne is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over four decades of experience since joining the firm in 1983. Based in Monmouth County, where he has lived since 1984, Michael specializes in creating long-term financial plans and strategies for a diverse and loyal client base. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Michael holds a Bachelor's Degree from Seton Hall University and maintains an ongoing connection with his alma mater. He is a Personal Investment Advisor (PIA) and contributes to the development of future financial advisors as a faculty member for Merrill Optimal Practice Management (OPM). His commitment to community service is reflected in his roles on nonprofit boards, including serving as Vice Chair of the American Red Cross of Central New Jersey and Committee Chair for Board Development. Michael has also been recognized multiple times on the Forbes “Best-in-State Wealth Advisors” list from 2018 through 2025. Outside of his professional career, Michael enjoys biking, golfing, and traveling. He values educating clients and their families to promote financial literacy and long-term success.

Brad Palent is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked within various Wells Fargo entities since 2009, including Wells Fargo Clearing and Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients choosing how to implement these recommendations through brokerage or advisory programs.

James McCarthy is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked within various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options tailored to clients who meet a net-worth threshold and utilizing proprietary research and planning tools.

Scott Breslow is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He has previously worked with Ic Advisory Services, Inc. and The Investment Center. Breslow serves on the board of the nonprofit Harborside at Hudsons Ferry. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Anthony Karpowich is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Advisors since 2016 and owns Gold Star Wealth Management, LLC, an investment-related business. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Said Abouomar is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 66 licenses, with 31 years of industry experience. He previously worked at Buckman And Reid for 18 years and has been affiliated with Private Portfolio Partners from 2021 to 2025. Abouomar also provides investment advisory services through Private Portfolio Partners, an independent firm he started in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a wide range of investment approaches, including model portfolios, third-party asset management, and customized strategies, and operates alongside various financial service offerings.

Ryan Horner is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and 24 years of industry experience. He has worked with several firms including Bank of America, Merrill, and Ameriprise. Outside of his advisory role, he serves as Deputy Mayor and holds multiple liaison positions on the Cinnaminson Township Committee in New Jersey. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, supported by extensive research and a broad range of financial products.