Thomas Powers is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the industry, beginning his career at MassMutual Life Insurance Company and Mass Mutual Investors Services in 2024. Outside of his advisory work, he has experience in the food service industry and membership at a yacht club. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including asset management, educational seminars, and specialized planning services.

Philip Stoltzfus is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at MetLife Securities Inc. Since 2022, he has also operated an outside insurance business offering individual life, fixed annuities, disability, long-term care, and health and life settlements. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, typically recommending investment categories and strategies without discretionary authority.

Jeffrey Scott is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A., Melmark, Inc., and The Center for Autism. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Keith Dupree is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at several financial institutions, including Merrill, Bank of America, and PNC Bank. Outside of advisory work, he has operated as a self-employed delivery driver. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Robert Hoffman III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2010 and has also worked at Fulton Bank and Fulton Financial. Hoffman is involved with Fulton Financial Advisors in a non-investment role focused on investment sales. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and supports a wide network of advisors with advanced analytical tools and specialized services in municipal finance and SIMPLE IRA consulting.

Donna Gerace is a CFP®-designated financial advisor with 23 years of industry experience. She is currently with Mass Mutual Investors Services and has prior experience at MetLife Securities, Inc. Since 2004, she has also worked as an insurance agent specializing in individual life, property/casualty, health, and long-term care coverage. Additionally, she serves as treasurer on a home and school board. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using analytical tools and offers a range of programs including asset management and educational seminars.

Rachel Martin is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has four years of industry experience. Her prior work includes roles at Walter S. Barclay Agency Inc. and Bucknell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Stephen Gish is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Fulton Bank and several affiliated firms since 2009. Outside of his advisory role, he is an associate at Fulton Financial Advisors, where he focuses on investment sales and service. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Adam Marone is a financial advisor with LPL Financial in Broomall, PA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he manages rental properties for family without compensation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios, third-party subadvisors, and institutional platforms, supported by advanced advisor tools and a broad financial services network.

Michael Root is a financial advisor with MassMutual Investors Services, holding a Series 63 license and 29 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he serves as the Athletic Director for Holy Family CYO, a Catholic youth athletic organization. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides specialized offerings such as divorce and estate-settlement planning.

Matthew Klotz is a financial advisor at Equitable Advisors with nine years of industry experience. He holds the Series 65 and Series 63 designations and has worked at Equitable Advisors since 2017. Prior to that, he was with Axa Advisors, LLC and Delaware Investments, and worked at Drexel University from 2012 to 2017. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes a range of third-party advisory programs and offers services spanning mutual funds, ETFs, separately managed accounts, and select alternative investments.

Brian Altmann is a financial advisor with Ameriprise, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise Financial Service, LLC since 2004 and previously worked with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, Altmann is involved in managing and training staff through several business ownerships, including Generational Partners LLC and Quintet Collective LLC. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized retirement income plans within a large institutional framework that includes advisory, brokerage, and insurance solutions.

Renu Dutta is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of her advisory role, she assists her family’s real estate business by supporting accounting tasks related to property tax payments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Ernesto Medina Quiles is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Bank NA since 2012. In addition to his financial career, he serves in the U.S. Marines. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Matthew Grady is a financial advisor at Equitable Advisors with Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at NaviQ, Wells Fargo Bank, and FastModel Sports. He also has an academic background with 11 years at Manhattan College. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs using a network of Investment Adviser Representatives and third-party asset managers.

Patricia Strain Riley is a financial advisor with Merrill, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. Her career includes long tenures at BCG Securities, Inc. and Horace Mann Companies before joining Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Stephen Wright is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63, Series 65, and Series 66 licenses and bringing 23 years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2010. Outside of his advisory role, he serves as a director and finance committee member for the Philadelphia Ronald McDonald House, a nonprofit supporting families of seriously ill children. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and incorporates ESG criteria, with implementation supported by affiliated entities.

Robert Mullin is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 27 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been with Metlife Securities Inc. since 2006. Outside of his advisory role, he serves as the head coach of a club volleyball team. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop tailored recommendations without discretionary authority.

Jason Meiser is a financial advisor with Equitable Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2007, previously associated with AXA Advisors, LLC from 2007 to 2020. Outside of his advisory role, he owns Meiser Wealth Management. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to program models or discretionary managers and offers access to multiple third-party advisory programs and asset managers.

William Mccormack is a Private Wealth Advisor at Merrill Private Wealth Management. He works with a select group of ultra-high-net-worth individuals and families, providing tailored advice and investment strategies aligned with their financial goals and priorities. His approach incorporates a tax-sensitive perspective, considering estate, wealth transfer, and philanthropic factors, with an emphasis on wealth structuring and asset location. Mr. Mccormack has over 25 years of experience in the financial services industry. Prior to joining Merrill in 2015, he was a Director with Barclays Wealth and Investment Management and an Executive Director with J.P. Morgan Private Bank, where he led the Mid Atlantic Investments Team. He has been recognized on Forbes' "Best-in-State Wealth Advisors" and "Best-in-State Wealth Management Team" lists multiple times. He earned a bachelor's degree from Princeton University, a Master's degree in International Affairs from Georgetown University, and an MBA from the University of Virginia Darden School of Business. He holds professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Outside of work, he is involved with organizations such as Manna, Germantown Friends School, and Princeton University. He lives in Haverford, Pennsylvania, with his family and enjoys fitness, horseback riding, and raising chickens.