Gregg Kaufman is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 29 years of industry experience. He previously worked at Morgan Stanley Private Bank, N.A. from 2015 to 2021 before joining Wells Fargo Clearing in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Mark Oslebo is a CFP®-certified financial advisor with 44 years of industry experience. He is currently with LPL Financial and has previously worked at The Investment Center Inc and Intervest International Equities Corporation. He also has ongoing involvement in non-variable insurance commission activities outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of solutions including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Heather Richelson Hopkins is a financial advisor with Morgan Stanley in Short Hills, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2011 and the Morgan Stanley Private Bank since 2015. Outside of her advisory role, she is a published author of a fiction book. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional offerings with additional investment company and private fund activities.

Carolie Johnson is a CFP® and ChFC® with 32 years of industry experience. She has been with Linsco/Private Ledger Corp., now part of LPL Financial, since 2004 and worked at WS Griffith Securities, Inc. from 2002 to 2004. In addition to her advisory work, she is involved in selling non-variable insurance products, including long-term care, health, and disability income insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and other institutions, offering financial planning, model portfolio programs, and access to third-party asset management.

Peter Meme serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in tailored wealth management and strategic financial solutions. He works with affluent individuals, fiduciaries, businesses, and endowments, providing investment advice and guidance designed to produce positive investment outcomes over the long term. Peter's approach is consultative and objective, utilizing financial planning tools such as the Personal Wealth Analysis (PWA) to align client goals with investment strategies. He leverages insights from Merrill's Chief Investment Office portfolio team and third-party managers to ensure portfolios match current Tactical Asset Allocation recommendations. In addition to individual wealth management, Peter offers comprehensive business and wealth planning services across the business lifecycle, including capital expansion, equipment purchases, site acquisitions, private business sales, and financing solutions. He collaborates with clients and their legal and tax advisors in estate planning, wealth transfer, and succession strategies. By integrating Merrill and Bank of America's resources, Peter aims to help clients grow, preserve, and transition their wealth effectively. Peter holds a Bachelor of Arts degree in Economics from Rutgers University and maintains professional designations as an Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). He is involved in community development through his participation in the Town Clock Community Development Corporation. His personal interests include basketball, boxing, football, golfing, music, reading, soccer, table tennis, and tennis.

Michael Laitman is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in providing financial strategies and investment advice to high net worth individuals and their families. Michael’s approach focuses on understanding each client’s unique financial situation, goals, and priorities to create personalized wealth management plans. He emphasizes diversification and prudent risk management while monitoring investments over time to help clients achieve their evolving financial objectives. Michael has experience assisting clients with managing concentrated stock positions and addressing significant life transition events such as retirement, inheritance, or the sale of a business. He also facilitates coordination with clients’ attorneys, accountants, and other advisors, and provides access to services including trust and estate planning through Bank of America Private Bank, as well as credit and lending solutions. He earned a Bachelor of Arts degree in political science, graduating Cum Laude and as a member of Phi Beta Kappa, from Emory University. Michael holds an MBA in finance from The Wharton School of the University of Pennsylvania and is a CERTIFIED FINANCIAL PLANNER® professional. He lives in Westfield, New Jersey, with his wife and two children, and enjoys spending time with family and friends, as well as activities such as watching NFL football, and playing chess, piano, golf, and pickleball.

Sonya Ashley is a financial advisor with Primerica Advisors in Piscataway, NJ, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked with Primerica Financial Services and Primerica Advisors since 1990. Outside of advisory activities, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Gregory Beck is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm provides a range of advisory programs and investment strategies, supported by a large nationwide network of advisors and branch offices, and operates under a fiduciary standard.

Kenneth Lopian is a Series 66-licensed financial advisor with 14 years of industry experience, currently with J.P. Morgan Securities since 2021. He previously worked at Bank of America and Merrill from 2011 to 2021. Lopian serves on the Board of Trustees and the Finance Committee of The Peck School, a private K-8 school in Morristown, NJ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, utilizing a range of eligible strategies and incorporating ESG criteria where applicable.

Cheryl Witte is a financial advisor with Merrill, holding a Series 66 designation and over 21 years of industry experience. She has been with Merrill since 1996 and also works with Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Eskridge is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 credential and previously worked at UBS for 11 years before joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Annabella Andiorio is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds the Series 66 designation and has worked within JPMorgan Chase Bank and J.P. Morgan Securities since 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Matthew Mozer is a CFP®-certified financial advisor with 10 years of industry experience, currently with Wells Fargo Advisors. He has worked at Wells Fargo Clearing Services since 2021 and was previously employed at Wells Fargo Bank from 2013 to 2021. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and tools to develop personalized recommendations.

Lauren Mirman is a financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS since 2008 and holds Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of financial solutions.

Viviana Lousado is a financial advisor at Charles Schwab with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, Fidelity Investments, and Prudential Investment Management Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services. The firm is notable for its scale, integrated operational structure, and multi-asset model portfolio approach.

Taylor Boorse is a financial advisor with Merrill, holding a Series 66 designation and based in Bridgewater, NJ. Boorse has been with Merrill since 2025 and previously worked at Bank of America, N.A., as well as holding various roles outside the financial industry including positions related to community organizations and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Matthew Giordano is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he served in various educational roles including positions at Bernards Township Board of Education and several universities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and has unique offerings in municipal advisory services and employer SIMPLE IRA consulting programs.

Jayson Dowd is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He worked at Morgan Stanley Smith Barney for nine years before joining Merrill in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Baldi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at JPMorgan Securities LLC and J.P. Morgan Chase Bank NA since 2017. Prior to that, he served on the Mahwah Board of Education for three years and attended Amherst College. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, with an emphasis on ESG criteria and extensive derivatives and commodities capabilities.

Brian Killea is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2017, following two years at BNY Mellon. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.