Stephen Scafidi is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked with Equitable Advisors since 2016, including its predecessor AXA Advisors. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual registration as an SEC-registered investment adviser and broker-dealer.

Ahmar Khan is a Series 66 licensed financial advisor with LPL Financial, based in Mountainside, NJ, and has one year of industry experience. He has also been involved with KM Artist Agency LLC dba Apostrophe Reps since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven solutions.

John Ricker III is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Financial since 2018. Prior to that, he was associated with INVEST Financial Corp. and Affinity FCU. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, with options for both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Justin Williamson is a CFP® and ChFC® with 19 years of industry experience. He is currently affiliated with Mass Mutual Investors Services and has been with the firm since 2017. In addition to his advisory role, he works as an insurance agent specializing in individual and group life and health insurance, fixed annuities, and life settlements. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, software-assisted planning methods and provides a range of specialized programs, including divorce planning and estate settlement services.

Thomas Ela is a ChFC® credentialed financial advisor with 41 years of industry experience. He is currently affiliated with Cetera and has been leading Ela Financial Group, Inc. since 1997. Outside of advising, he serves as a board member for a homeowners association, advising on guidelines and upkeep. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with both discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Cesare Cagnina is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he holds an outside health insurance appointment with Emerson Rogers. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored through a client intake process.

Richard Panchery is a financial advisor with UBS Financial Services in Hillsborough, NJ, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at UBS since 2000. Outside of his advisory role, he is involved as a passive referral associate with the Passaic County Board of Realtors Referral Network. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Gabriel Eriksson is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and has previously worked in mortgage roles at Wells Fargo Home Mortgage and American Federal Mortgage Corp. Prior to his finance career, he worked at Montclair Golf Club at Rockspring and spent time in school from 2018 to 2020. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets with a large national network of financial advisors and branch offices, offering various advisory programs and investment solutions under a fiduciary standard.

Kevin Mccartney is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 designations and has 25 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MSI Financial Services, Inc. since 2005. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs including wrap and money-manager services, and educational seminars.

Nikos Antivachis is a financial advisor with OSAIC, holding Series 63, 65, and 66 credentials and bringing 24 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 10 years and is managing member of two insurance-related firms, Jona Income Solutions LLC and Carlton Risk Management, LLC. Outside of his advisory roles, he serves as a board member and travel/tournament director for the Branchburg Baseball Club. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services with access to multiple advisory platforms, third-party money managers, and unified managed accounts. The firm employs asset-allocation tools, automated rebalancing, and supports various portfolio management approaches to meet client needs.

Peter Sit is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He previously worked at IC Advisory Services, Inc. and The Investment Center, Inc. in various advisory roles. Outside of his advisory duties, he acts in a fiduciary capacity for the Yvonne Franzese Irrevocable Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Eugene Pak is a financial advisor at Wells Fargo Advisors with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his work at Wells Fargo, he owns and operates Kirby Advisory Group LLC, a financial advisory practice based in New Brunswick, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, along with specialized services that require specific advisor credentials.

Michael Nemeth is a financial advisor with UBS Financial Services, holding a Series 63 designation and 40 years of industry experience. He has been with UBS since 2005. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services while providing proprietary research and a wide range of capital markets services.

Patrick Giblin is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2014. Outside of his advisory work, Giblin serves as treasurer for the Garden State Irish Festival Foundation, holds elected positions in local government, and participates on the boards of several community and alumni organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory solutions, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fiduciary fee-based financial planning and a broad range of capital markets offerings.

Michael Vespucci Paxson is a Financial Consultant at Fidelity Investments. He partners with clients to help them create, implement, and maintain their personal financial plans, aiming to be a trusted consultant by understanding their priorities and guiding them to suitable strategies and resources offered by Fidelity. Michael has worked with Fidelity Investments in various roles since 2015, including Financial Consultant from 2015 to 2019, Planning Consultant from 2020 to 2023, and Financial Consultant since 2023. He holds a California Insurance License.

Nancy Bernstein is a financial advisor with UBS Financial Services in Warren, NJ, holding Series 63 and Series 65 licenses and over 41 years of industry experience. Prior to joining UBS in 2022, she worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank from 2014 through 2022. Outside of finance, she was president of a T-shirt business called Queen TS, which is no longer active. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, combining model-based asset allocations with proprietary research and institutional trading capabilities. The firm offers a range of investment and financial planning services, operating as a broker-dealer, registered investment adviser, and futures commission merchant.

George Shenouda is a Financial Advisor with Merrill Lynch Wealth Management based in Princeton. He focuses on creating personalized financial plans tailored to the unique ambitions and priorities of his clients. His approach involves connecting clients to appropriate people, plans, and processes to help them pursue personal goals such as funding education, managing retirement lifestyle and potential health care costs, and achieving long-term family objectives. Mr. Shenouda brings expertise in family wealth management strategies, personal retirement planning, and individual and corporate investment strategies. He holds a Bachelor's Degree from Rutgers and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). In addition to his professional work, Mr. Shenouda is involved with the Boy Scouts of America organization, reflecting his community engagement.

Ryan Stryker is a financial advisor at Merrill in Princeton, NJ, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Bergamot Asset Management LP and Fragomen, as well as work at Rutgers University. Outside of finance, he operates a theme park tour business, organizing trips to various parks across the United States. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Matthew Archambault is a financial advisor with Thrivent Investment Management in Cranford, NJ, holding a Series 66 designation and five years of industry experience. He has worked at Thrivent Financial and Merrill, with additional roles at Mozzarella and La Vera Pizza & Pasta earlier in his career. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a wide range of financial topics without implementation. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called WealthPlan.

Alfonso Gialanella is a CFP® with 28 years of experience in the financial industry, currently serving as a financial advisor at Wells Fargo Advisors since 2025. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2025. Outside of his advisory role, Gialanella is a firefighter with the Scotch Plains Volunteer Fire Department and serves as co-trustee of a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.