Thomas Riley is a financial advisor at Hornor, Townsend & Kent, LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Penn Mutual Life Insurance Company and The Hotaling Group. In addition to his advisory role, he is involved in multiple insurance brokerage ventures, focusing on life and property/casualty insurance sales. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, working with third-party asset managers to provide both discretionary and non-discretionary portfolio management.

Sara Faitelson is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and possessing 17 years of industry experience. She has been with Hornor, Townsend & Kent and Penn Mutual Life Insurance Company since 2012. In addition to her advisory work, she owns a divorce consulting business focused on pre- and post-divorce financial planning and operates insurance brokerage firms offering life, health, disability, and long-term care insurance. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing a range of advisory programs, financial planning, and retirement plan consulting. The firm combines SEC-registered advisory services with broker-dealer capabilities and manages both discretionary and non-discretionary assets through third-party asset manager relationships.

Joan Banks is a financial advisor with Goldman Sachs Wealth Services in New York, NY, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Apprentice Inc, Horizon Blue Cross Blue Shield, and Syracuse University. Outside of her advisory work, she sells clothing on online marketplace platforms Poshmark and Depop. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, providing financial planning, portfolio management, and specialized wealth and wellness programs. The firm utilizes a range of strategic allocation models and managerial selections, supported by proprietary and third-party analytics, and offers access to affiliated banking, asset management, and broker-dealer resources within the broader Goldman Sachs network.

Ozlem Artan is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 designation and has been with Citigroup for 26 years in various roles. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and derivative trading capabilities.

Sean Broderick is a Series 66-licensed financial advisor with Citigroup Global Markets, where he has worked in Citi Personal Wealth Management since 2010. He has 16 years of industry experience. Outside of his advisory role, he is the owner and personal trainer at United Health and Fitness, LLC, and serves on the board of directors for The Greenbelt Conservancy in Staten Island, focusing on greenbelt preservation and education. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside brokerage and custody services. The firm combines large institutional scale with unique market roles, providing discretionary and non-discretionary strategies that include alternative investments and digital assets.

David Dobin is a CFP® professional with 25 years of experience in the financial services industry. He has been with VALIC Financial Advisors since 2003 and holds Series 63 and Series 66 licenses. Outside of his advisory work, he volunteers by selling merchandise at cost to support a colleague battling an illness. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Harrison Anderson is a Series 66 licensed advisor at Citigroup Global Markets with one year of industry experience. His prior professional background includes roles outside the financial advisory sector, such as positions at DarioHealth and Catasys. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with unique market roles and commercial arrangements.

Klever Piedra is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and four years of industry experience. His prior roles include positions at UBS Financial Services, Santander Securities, J.P. Morgan Securities, and TD Bank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Allisa Notarfrancesco is a CFP® with four years of industry experience, currently advising at Empower Advisory Group in New York, NY. Her prior roles include positions at Advanced Retirement Design and Empower Financial Services, Inc. Outside of financial advising, she is involved with A Place for Rover, Inc., a pet sitting business. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Viktoriya Irlinsky is a financial advisor at Citigroup Global Markets with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Chase Bank, J.P. Morgan Securities, and Modern Optika Inc. Outside of her advisory role, she is involved as a caregiver in a Consumer Directed Personal Assistance Program, providing care to a family member. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including in-house research and derivative services.

Monica Dawson is a financial advisor at Citigroup Global Markets with a Series 66 designation and three years of industry experience. She has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with rigorous manager selection and oversight processes, supporting both discretionary and non-discretionary portfolios.

Jeffrey Locke is a financial advisor with Citigroup Global Markets in New York City, holding Series 63, Series 65, and Series 66 licenses. He has 14 years of industry experience and has been with Citigroup since 2010. He serves on advisory boards for several private equity and real estate funds and holds an observer seat on the iCapital Advisory Council. Citigroup Global Markets serves individual and institutional clients across wealth and workplace segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, integrating internal standards and oversight committees to select and monitor managers.

Adam Block is a financial advisor with Goldman Sachs Wealth Services, holding Series 63 and Series 65 licenses and possessing 18 years of industry experience. He has worked at Goldman Sachs in two periods totaling 17 years and spent three years at Broadridge Financial Solutions. He serves as an Investment Committee Member for the University at Albany Alumni Association. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients, leveraging centralized investment resources and a range of discretionary and non-discretionary portfolio management options.

Koel Johnson is a Series 66-registered financial advisor with Citigroup Global Markets, based in Brooklyn, NY, and has two years of industry experience. Prior to joining Citi, Koel worked in education for eight years and has held academic positions at Florida A&M University and Tallahassee Community College. Koel is also the founder and president of the Hazel Foundation Inc., a nonprofit organization focused on fundraising and supporting students in need. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles and arrangements.

John Bruderman III is a financial advisor with Eagle Strategies (NY Life) based in Brooklyn, NY. He holds Series 63 and Series 65 designations and has 27 years of industry experience, including over two decades with Eagle Strategies. He is also appointed with outside carriers for life, health, and disability insurance products, though he is not actively engaged in this brokerage work. Eagle Strategies serves a diverse client base that includes individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of financial planning and investment advisory services, emphasizing tailored solutions and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Dylan Maziarz is a financial advisor at Oppenheimer with a Series 66 designation and two years of industry experience. His prior roles include positions at UBS Financial Services, Morgan Stanley, Gian-Grasso & Tomczak P.C., and Doordash. He has also worked in academic settings, including Loyola University of Maryland and St. Joseph's Preparatory School. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm provides a range of programs and advisory services that encompass equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches.

Cristina Garcia is a Series 66-licensed financial advisor at Citigroup Global Markets in New York, NY, with two years of industry experience. Prior to joining Citigroup, she worked at Onnit Labs Inc. and held teaching positions at the University of Texas at Austin and the University of Texas at San Antonio. Outside of her advisory role, she is involved in managing a rental property in Austin, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains institutional-scale operations, including in-house research, swap dealer activities, and bespoke discretionary solutions for large relationships.

Michael Dwyer is a financial advisor with Eagle Strategies (NY Life) in New York, NY, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with Eagle Strategies since 2012 and has worked with NYLIFE Securities LLC and New York Life Insurance Co. since 2009. He serves as a board member of the Harbor Green Shore Club, a local community organization. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm emphasizes tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Anton Gringut is a CFA® charterholder and holds a Series 63 license, with five years of industry experience. He has worked at Citigroup Global Markets since 2020 and previously held positions at Fiera Capital and Oppenheimer Asset Management. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies using internal standards and oversight committees, combining large institutional scale with specialized market roles and arrangements.

Zachary Weinstein is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has previously worked at Barclays, UBS Financial Services, Van Wagner Sports & Entertainment, and Crystal Plaza Group. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing broad advisory and execution services as well as bespoke solutions for very large relationships.