Robert Caralyus is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2023. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC provides services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various program structures and custodial relationships.

Mary O'Brien is a Series 66 licensed financial advisor with Merrill in Paramus, NJ, with 17 years of industry experience. She has worked at Merrill since 2009 and concurrently at Bank of America N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Franzese is a financial advisor at LPL Financial with a Series 65 designation and one year of industry experience. He has also been affiliated with Franzese & Balian since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Marie Green is a Series 63 licensed financial advisor with Edward Jones in Cortlandt Manor, NY, where she has worked since 2004, accumulating 22 years of industry experience. Outside of her advisory role, she is a part-owner of the New Jersey Pride professional outdoor lacrosse team, participating in budget, hiring, and marketing decisions. She is also the owner and operator of Insights to Action, Inc., a company involved in advising on the presentation and sale of a patent-pending concept. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ian Smolinski is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. His prior roles include positions at JPMorgan Chase & Co. and Prudential Insurance Co. Outside of advisory work, he is involved with E2 Project Management LLC. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with advisory services that include financial planning and access to third-party asset managers.

Barima Anyane Yeboah is a financial advisor with LPL Enterprise in Nanuet, NY, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Enterprise, he worked at the University of Mount Saint Vincent for 14 years. Outside of his advisory role, he is involved with several organizations including serving as Vice President for Membership at African American Franchise Brands and working as an athletic trainer. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Richard Hodgman is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 33 years of industry experience. He has been with Cetera Investment Advisers, LLC since 2017 and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is a managing partner at an accounting and tax consulting firm and serves in leadership roles for several nonprofit and community organizations, including as president of the Board of Trustees for the Emerson Public Library and as Grand Knight of a local Knights of Columbus council. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to various third-party managers through a multi-manager platform with over $256 billion in assets under management.

Sean Durkin is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Morgan Stanley and Morgan Stanley Private Bank prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm delivers non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Matthew Lasala is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at John Hancock Life Insurance Co. and Signator Investors, Inc. He also operates as an insurance broker specializing in property and casualty, long-term care, disability, and group health insurance. OSAIC Wealth serves a diverse client base including retail and institutional investors with a range of brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, offering both discretionary and advisor-managed strategies.

Peter Davis is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab Bank, SSB since 2023, Charles Schwab & Co., Inc. since 2022, and Tdameritrade, Inc. from 2013 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

Fred Kleinfeld is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior work includes roles at Metlife Securities, PNC Investments, and The Prudential Insurance Company of America. Outside of his advisory work, he owns a cooperative apartment rental. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking capital markets approach and includes capabilities in derivatives and commodities.

Gregory Smith is a Planning Consultant at Fidelity Investments, a position he has held since 2025. He focuses on providing personalized financial planning services tailored to each client's unique goals. His approach emphasizes proactive guidance and transparent support to help clients achieve their financial objectives with confidence. Gregory has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2021, including Relationship Manager, Financial Representative, and WMS Specialist. Prior to that, he worked as a Registered Assistant at EBNY Financial and as a Financial Professional at Equitable Advisors. Outside of his professional career, Gregory enjoys socializing with friends, playing golf, spending time at the lake, watching movies, playing soccer, and swimming.

Dominique Israel is a Financial Consultant at Fidelity Investments, a role held since 2020. With over 25 years of experience in the financial services industry, Dominique has held various positions including Vice President Senior Financial Advisor at M&T Securities, Vice President Financial Advisor at HSBC and Capital One Financial Advisors, as well as Financial Advisor roles at Sovereign Investments, WM Financial Services, BNY Financial, and Investment Consultant at First Union Financial Services. Dominique is a Certified Financial Planner and Certified Private Wealth Advisor, focusing on developing and implementing holistic financial plans that incorporate clients' passions and overall objectives to achieve financial wellness. Dominique holds a California Insurance License. Outside of work, Dominique enjoys cooking and baking, fitness activities, spending time with pets, reading, and traveling.

Miri Upton is a CFP® with 21 years of experience in financial services currently with OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Equity Services, True North Financial Solutions/National Life Group, Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and PNC Wealth Management. She is the owner of Mommies and Money, LLC and facilitates financial education workshops. Upton also serves on the boards of the Rockland Community Foundation and the Community Foundation of Orange, Sullivan and Rockland, and acts as a liaison for the Boss Women United scholarship fund supporting female financial advisors. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a multi-advisor platform with brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement consulting. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary strategies, third-party managers, and alternative investments.

Paul Abrams is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Cetera since 2006 and is also a partner in Abrams & McKeever CPAs LLC, a CPA firm. Abrams serves as treasurer for the nonprofit Table to Table and acts as an executor of an estate distributing assets to charitable organizations. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform with discretionary and non-discretionary account management.

Thomas Wynne is a financial advisor at J.P. Morgan Securities with 36 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes 15 years at Citigroup Global Markets and more recent roles at firms such as Ives Bank and Cambridge Wilkinson. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research, with a range of capabilities including derivatives and commodities.

Miroslav Pouev is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 19 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Michael Marrone is a financial advisor with Primerica Advisors in Elmsford, NY, holding Series 65 and Series 63 licenses and one year of industry experience. His background includes roles at the Division of School Facilities, Primerica Financial Services, St. Johns University, and Iona Prep. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates on a large scale and offers model-delivery strategies managed by third-party asset managers alongside discretionary separately managed account options.

Matthew Higgins IV is a financial advisor with Mass Mutual Investors Services in Paramus, NJ, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior work includes roles at Peoples United Bank and Ramapo College. He is also involved in outside insurance sales, focusing on life, disability, long-term care, fixed annuities, and health insurance products. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative annual planning engagements and offers various programs including asset management and educational seminars.

Jerome Williams is a financial advisor with LPL Financial based in Tarrytown, NY. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to joining LPL Financial, he worked at National Planning Corporation and founded Lexco Wealth Management, where he continues to provide financial planning and consulting services. He is also involved with Advisors Insurance Brokers, focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.