Sherif Mesiha is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2019, and was with Primerica Advisors and Guardian Life Insurance Co of America from 2007 to 2019. Outside of his advisory role, he is involved in property and casualty insurance services through SGM Insurance Services. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services, including financial planning and retirement consulting. The firm employs a range of investment strategies using proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Mark Ostroff is a financial advisor at Cresset Asset Management, LLC in New York, NY, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at MAI Capital Management, Evoke Advisors, Oath Private Capital, and Alloy Asset Management. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that combines strategic asset allocation with active and passive management across various asset classes.

Devindra Narine is a financial advisor at Citizens Securities, Inc. in New York, NY, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at TD Bank and JPMorgan Securities. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory options include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Craig Lambdin is a CFA® charterholder and holds a Series 66 license with 26 years of industry experience. He has been with CIBC Private Wealth Management since 1995, totaling over 31 years at the firm. He is based in New York, NY. CIBC Private Wealth Advisors offers investment and wealth advisory services to a diverse client base, including individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines internal investment teams and governance committees to deliver customized portfolio management solutions, utilizing both proprietary and external strategies, and serves notably high asset levels per advisor.

Syed Raza is a Series 66 licensed financial advisor with 8 years of industry experience, currently serving clients at Citigroup Global Markets in New York. He has been with Citigroup since 2011. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs and maintains unique institutional roles such as operating as a security-based swap dealer and futures commission merchant.

Beth Rothstein is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and possessing 37 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Michael Deo is a CFA® charterholder and holds a Series 63 license with 13 years of industry experience. He has been with Oppenheimer & Co. Inc. since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs and advisory services including equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management approaches.

Khine Khant Zaw is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Citigroup in 2026, Khant Zaw held positions at JPMorgan Chase Bank, J.P. Morgan Securities, Citibank, and Network Capital Funding Corporation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside distinctive market roles, including acting as a security-based swap dealer and futures commission merchant.

Richard Cheung is a financial advisor at Oppenheimer with seven years of industry experience and a Series 65 credential. His prior roles include a 15-year tenure at Alternative Investment Group and two years at Truist. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services including discretionary and non-discretionary portfolio management, consulting, and retirement services.

Ryan Macfarland is a financial advisor at TD Private Client Wealth LLC with nine years of industry experience. He holds Series 63 and Series 65 credentials and has been with TD Private Client Wealth LLC since 2020, following a tenure at TD Bank and TD WMSI starting in 2011. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth private, and retail clients. The firm emphasizes strategic and tactical asset allocation using both affiliated and third-party sub-managers within a wrap-fee structure.

Joseph Stein Jr. is a financial advisor at Oppenheimer with 60 years of industry experience. He previously worked at Neuberger Berman BD LLC and Morgan Stanley, including Morgan Stanley Private Bank. He serves as a board member and president of his residential co-op and is involved as a trustee for several family trusts. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm provides a broad range of discretionary and non-discretionary investment programs across equity, balanced, and fixed-income portfolios, with an emphasis on strategic asset allocation and manager selection.

Jeffrey Mellone is a financial advisor at TIAA-CREF in New York, NY, with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm also advises a donor-advised fund and operates within a vertically integrated model using affiliated funds.

Russ Krokoff is a financial advisor with Citigroup Global Markets in New York, NY. He holds Series 63 and Series 65 credentials and has 11 years of industry experience. His prior work includes positions at HSBC Securities (USA) INC. and HSBC Bank USA, N.A. from 2014 to 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and operates at a large institutional scale with unique market roles, including activity as a swap dealer and futures commission merchant.

Robert Schwagerl is a financial advisor at Cerity Partners LLC in New York, NY, holding a Series 63 designation with four years of industry experience. He has been with Cerity Partners since 2020 and previously worked at Executive Monetary Management for 19 years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors, managing approximately $126.9 billion in client assets. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Caroline Santiago is a financial advisor at Citigroup Global Markets with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citigroup since 2017. Prior to that, she was employed at Charles Schwab and Charles Schwab Bank from 2014 to 2017. Outside of her advisory role, she works as a sales associate with Luxottica/Sunglass Hut in New York. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including acting as a swap dealer and futures commission merchant.

Jitash Puri is a financial advisor at Citigroup Global Markets with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citigroup since 2018, following a nine-year tenure at HSBC Bank USA NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivative services.

Marc Gauval is a CFA® charterholder with 22 years of industry experience, currently serving as a financial advisor at Citigroup Global Markets Inc. since 2014. He holds Series 66 and Series 63 licenses and is based in New York, NY. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including in-house research and swap dealer activities.

Ian Zaffino is a CFA® charterholder with 28 years of industry experience. He has been with Oppenheimer & Co. Inc. since 2004 and is based in New York, NY. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of programs and advisory services, including discretionary and non-discretionary portfolio management, with a focus on strategic asset allocation, manager selection, and tailored consulting and retirement planning.

Joseph Sun is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and having one year of industry experience. He previously worked at Brown Brothers Harriman and Sellers Dorsey and has a background including roles at the University of Delaware and Charter School of Wilmington. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal standards and oversight committees, and it maintains unique market roles including acting as a swap dealer and futures commission merchant.

Marc Milano is a financial advisor at Cerity Partners LLC with a Series 65 credential. He has transitioned from a background in education, including two years at Vassar College, to the financial industry beginning in 2023. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other institutional investors. The firm offers a variety of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.