Adam Shilkoski is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018. Prior to that, he worked at Foresters Financial Services, Inc. from 2016 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative due diligence supported by centralized research and may include an ESG eligibility framework.

Maximus Hujik is a Series 66-credentialed advisor at OSAIC with one year of industry experience. His prior work includes roles at Fire Island Ferries and Edison Chouest Offshore. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, retirement plan consulting, and access to alternative investments. The firm emphasizes model-based asset allocation and portfolio optimization within a complex network of affiliated broker-dealer, asset management, insurance, and trust entities.

Marvin Garcia is a financial advisor at J.P. Morgan Securities with 9 years of industry experience. He holds the Series 65 and Series 63 licenses. His prior roles include positions at Bank of America, Merrill, and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

Lawrence Beck is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds the Series 63 designation and previously worked at UBS Financial Services from 2006 to 2020 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Nicholas Stewart is a financial advisor with Primerica Advisors in Lynbrook, NY, holding a Series 63 designation and 13 years of industry experience. He has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2009. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and uses third-party asset managers with independent due diligence.

Faith Saragossi is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. Her prior positions include roles at Bank of America, Merrill, Morgan Stanley, and Equitable Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets.

Alexander Spiro is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He previously worked at JPMorgan Chase for 16 years before joining Wells Fargo in 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to evaluate investment options based on diversification and modern portfolio theory.

Esperanza Deviccaro is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. She has worked at PFS Investments Inc. since 2013 and Primerica Financial Services since 2011. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Ying Ling Zhang is a financial advisor with MassMutual Investors Services in Flushing, NY, holding a Series 63 designation and 26 years of industry experience. She has been with MassMutual Investors Services since 2017 and also associated with Massachusetts Mutual Life Insurance Company since 2016. Outside of her advisory role, she is an agent with Advanced - Integrity Wealth Strategies, Inc., specializing in life, health, and accident insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm utilizes firm-approved software for goal analysis and offers event-driven planning programs, including a recent standalone Divorce Planning service.

Malkah Glasgow is a financial advisor with Primerica Advisors in Lynbrook, NY, holding a Series 63 designation and 11 years of industry experience. She has worked with Primerica Advisors and Primerica Financial Services since 2013. Outside of investment advisory, she is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets. The firm delivers advisory services through model-driven strategies supported by third-party managers and focuses primarily on individual investors rather than institutional or pension clients.

Dominick D'Andrea is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has one year of industry experience, including roles at Adelphi University and Blue Ocean Wealth Solutions. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists.

Matthew La Bianca is a financial advisor at OSAIC with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at American Portfolios Financial Services, Inc. and Manzi Pino & Company, PC. Outside of his advisory role, he is a manager at Manzi, Pino & Company, an accounting firm where he has tax, audit, and bookkeeping responsibilities. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as financial planning, portfolio management, and retirement plan consulting. The firm’s investment approach is model-based, utilizing asset allocation, portfolio optimization, and risk-tolerance tools, supported by a complex platform of affiliated broker-dealers and asset managers.

Lauren Tinucci is a financial advisor at Charles Schwab with 17 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank and Charles Schwab since 2018, following three years at JPMorgan Securities LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by a large integrated platform and a formal alternative investment due diligence process.

Joshua Probeyahn is a financial advisor with Cetera, holding a Series 63 designation and 22 years of industry experience. He has worked at Cetera since 2019 and previously spent 16 years at Foresters Financial and 6 years with Foresters Advisory Services. Outside of his advisory role, he assists with development and growth at Ballparking Ventures LLC, a mobile app for renting and locating parking spaces. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party money managers.

Ira Aguado is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. His prior work includes roles at New York Community Bank, LPL Financial, and CFS Bank / Roslyn Savings Bank. He is also the owner of Aguado Capital Management, which operates as a DBA for his Cetera business. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform, with over 10,000 advisors and more than $256 billion in assets under management.

Jake Scammell is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and has one year of industry experience. His prior work history includes roles at Amergis and Randstad. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence process and offers access to a broad range of strategies, including those incorporating ESG criteria.

Andrew Moon is a financial advisor at J.P. Morgan Securities in Garden City, NY, holding a Series 66 designation with one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., Horatius Group, Cornell University, and Catalus Capital. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Louis Romano is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Romano also has tenure at Jpmorgan Chase Bank, N.A. dating back to 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework within its recommendations.

Jeffrey Levy is a CFP® with over 43 years of industry experience. He is currently with OSAIC and has previously worked at Securities America Advisors, Inc. and Harland Financial Services Corp., where he serves as President of his own insurance sales business. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers both discretionary and non-discretionary strategies.

Christopher Morris is a financial advisor with LPL Financial in Massapequa, NY, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. His prior positions include roles at Flagstar Bank, Sterling National Bank, Capital One Investing, J.P. Morgan Securities, and Chase Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of over 22,800 advisors.