Aleksander Niggli is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and four years of industry experience. He has been with Vanguard Advisers since 2025 and also works as a contract furniture mover and music artist outside of his advisory role. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Nicolas Chupela is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and four years of industry experience. He has been with Vanguard Advisers since 2025 and has also worked for Vanguard Marketing Corporation and The Vanguard Group since 2022. Outside of finance, he previously managed a bar and grille for seven years. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. Its investment approach combines goal-based, algorithm-driven strategies with portfolios primarily constructed from Vanguard funds and ETFs, emphasizing digital delivery at scale.

Raji Kurbaj is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 credentials and four years of industry experience. Prior to Vanguard, Raji worked at New York Life Insurance Co. and operated Kurbaj Trading Inc. for five years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with personalized asset allocations and a range of customization options.

Thomas Smith Jr. is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Bryan Wise is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds a Series 66 designation and has previously worked at Primerica Financial Services and in education with the Coatesville Area School District. Outside of finance, he has worked as a substitute teacher for local K-12 schools. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and comprehensive written recommendations across various financial planning topics. The firm offers these planning services separately from managed accounts and does not accept discretionary trading authority for Dedicated Planning Service engagements.

David Deleon is a financial advisor with LPL Financial who holds a Series 66 designation and has seven years of industry experience. His prior work includes roles at Diamond Credit Union, Primerica, Pennsylvania State University, Target Corporation, and Adam Art. He is also involved with Diamond Credit Union, a financial institution. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supporting both discretionary and non-discretionary management with access to model portfolios, research, and advanced technologies.

Samuel Seidler is a financial advisor with Merrill, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Merrill and Bank of America, he worked at Stonehenge Advisors and has experience in education and automotive service. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Daniel Boyer III is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 47 years of industry experience. He previously spent 40 years at Boenning & Scattergood, Inc. Outside of his advisory role, he is involved with the Brookside Geezer Golf League, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Ryan Peterson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and having one year of industry experience. His prior work experience includes roles at Target and Tristate Financial Advisors. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based and algorithm-driven approach to portfolio construction, emphasizing personalized asset allocations and tax-efficient strategies across a large client base.

Ryan Adams is a CFP® with 21 years of industry experience, currently serving at Vanguard Advisers. He has been with The Vanguard Group, Inc. and its affiliates since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs.

Kimberly Speese is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has 10 years of industry experience, having worked at firms including William Blair, Raffa Investment Advisers, Fidelity Brokerage Services, Bank of America, Merrill, and Morgan Stanley. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to support collaborative, annual planning relationships.

Michael Casey is a financial advisor with Raymond James & Associates in Devon, PA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Raymond James & Associates since 1998. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Bryan Krause serves as the Senior Resident Director and Wealth Management Advisor at Merrill. Since joining Merrill Lynch Wealth Management in 1997, he has been dedicated to providing financial strategies to a diverse clientele that includes wealthy retirees, attorneys, business executives, and entrepreneurs. He is a partner in the Krause Brooks Zeplin Wealth Management group, focusing on customized investment portfolios and comprehensive family planning strategies. His leadership role includes managing the Exton office to support Merrill advisors effectively. Bryan's expertise encompasses wealth management, retirement planning, intergenerational and charitable planning, and portfolio management. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). Bryan earned a bachelor's degree in finance from Loyola University in Baltimore, Maryland, and is a member of the Investments & Wealth Institute and CFP(R) Practitioners. Recognized on the Forbes "Best-in-State Wealth Advisors" list for multiple years, Bryan brings extensive experience to his clients' financial goals. Outside of his professional role, he resides in Chester Springs, PA, with his wife Kimberly and their four sons. He enjoys skiing, golf, running, traveling, watching lacrosse, and spending time outdoors. Bryan is also involved with community organizations including Cradles to Crayons and ChildFund International.

Nicholas Gaetani is a CFP® and ChFC® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He previously worked at Mallard Financial Partners and Capital One Investing. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Patrick Kerwin is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2014. He has been affiliated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies to construct portfolios mainly from Vanguard funds and ETFs, offering a high volume of client relationships supported by over 2,200 advisors.

Tyler Hakel is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 designations and four years of industry experience. His prior roles include positions at Erie Federal Credit Union, Northwest Bank, and Cinemark. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to guide asset allocation and primarily constructs portfolios from Vanguard funds and ETFs, offering tax-aware features and customization options.

Brittney Harris is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds a Series 66 designation and has worked at various Vanguard entities since 2018, as well as Ameriprise Financial and the University of Delaware. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

William Renye is a Series 66-licensed financial advisor with 24 years of industry experience. He has worked at Cambridge Investment Research, Inc. since 2009 and has been associated with Marciano Wealth Advisor since 2008. Renye volunteers as a soccer coach and serves as a board member in local athletic organizations in Fort Washington, PA. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement plan advisory services, employing various portfolio management strategies and platform arrangements tailored to client objectives.

Alexandria Brennan is a financial advisor at Vanguard Advisers with four years of industry experience. She holds a Series 66 designation and has worked at The Vanguard Group and Vanguard Marketing Corporation since 2021. Outside of her advisory role, she also owns a part-time photography and modeling business and engages in e-commerce and affiliated marketing activities. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Michael Kohler is a CFP® with 16 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2015. He has been affiliated with The Vanguard Group, Inc. and its related entities since 2008. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven investment approach that emphasizes personalized asset allocations and tax-aware portfolio features.