Carlos Viera is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner and managing partner of a financial planning practice structured as an LLC. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Roger Wallach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience to his role, having started his career in Investment Banking at Merrill Lynch before moving to the Capital Markets Desk on the trading floor. Throughout his career, he has worked in Institutional Sales and Private Wealth Management, focusing on areas such as college education planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and retirement income. Roger holds a Bachelor’s degree in Economics from the University of Virginia and an MBA in Finance from Columbia Business School. He holds the Personal Investment Advisor (PIA) designation. Born in New York, Roger has lived in Virginia for over 20 years. He is married with three daughters and participates actively in community organizations, following the Merrill Lynch tradition of community involvement. Outside of work, Roger enjoys golf, baseball, basketball, biking, music, reading, traveling, watching movies, and spending time with his family.

Harry Horning II is a financial advisor at OSAIC with a Series 66 designation and 13 years of industry experience. He previously worked at SagePoint Financial for 10 years and serves in the U.S. Marine Corps. Outside of his advisory role, he is the founder and CFO of Phase II, LLC, a government contracting business focused on community and enterprise development. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through multiple programs such as financial planning, managed portfolios, and retirement consulting. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by various tools and strategies.

Nancy Popovich is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Baird since 2007. Outside of her advisory role, she serves on the Virginia Hospital Center Health Board’s Investment Finance Committee and is involved as a board member, troop leader, and treasurer for a local Girl Scouts troop. Robert W. Baird & Co.’s Private Wealth Management department serves individuals, corporate and business clients, pension plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and brokerage services, supported by internal research and ongoing manager monitoring.

April Du Bois is a financial advisor at Edward Jones with seven years of industry experience. She holds a Series 66 designation and previously worked at McKinsey & Company for three years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Matthew Warren is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation and has worked previously at Tate & Lyle and the Goddard Research Group. Warren has also been involved with the Dunn Loring Swim Club. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and tailors investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Emilio Sanchez is a CFP® with 27 years of experience in the financial industry. He is currently with Morgan Stanley in McLean, VA, where he has worked since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Matthew Del Rosario is a financial advisor with Wells Fargo Clearing in McLean, VA. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at Pohanka Acura and Northwest Federal Credit Union, as well as a longer tenure with Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alisa Schultz is a financial advisor at Raymond James Financial in Fairfax, VA, with 17 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Prior to her current role, she has worked at Raymond James Financial Services, Inc. and has had diverse experience including positions outside the financial industry. She is also involved as an associate employee at Estes Wealth Strategies, providing financial advisory and support services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and investment consulting using analytical tools and supports its clients through a broad network of advisors and specialized programs.

Jochebed Bogunjoko is a Series 65-licensed financial advisor at Edelman Financial Engines with one year of industry experience. Prior to joining Edelman Financial Engines, she held roles at National General and Tiedemann Advisors LLC. She serves as Board President and Chair of Urban Trends Collective, Inc., a housing nonprofit. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary advice with a focus on diversified portfolios and long-term strategies.

Sean Shaughnessy is a CFP® and Series 66 licensed financial advisor at Charles Schwab with four years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2022 and previously was employed at Dixon Hughes Goodman. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management supported by a multi-asset model portfolio approach and a centralized operational structure.

Cindy Alexander is a CFP® with 16 years of experience in financial services. She is currently with Cetera and has previously been associated with VLP Financial Advisors since 2014. Outside of her advisory role, she serves as a notary public and holds power of attorney responsibilities for an individual. Cetera Investment Advisers LLC is an SEC-registered adviser that distributes services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating as a multi-manager platform with access to both affiliated and third-party managers.

Peter Sharpe is a financial advisor at Osaic Wealth with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors Corporation for 24 years. Outside of his advisory role, he owns a business offering disability insurance, fixed and indexed annuities, long-term care insurance, life settlements, and traditional life insurance products. Osaic Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients, providing a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment approach uses model-based asset allocation and portfolio optimization with discretionary and advisor-managed strategies.

William Ebhardt is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and First Command Financial Planning, Inc. He is also involved in non-variable insurance activities through Prudential. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, retirement plans, and charitable entities, primarily using model-driven investment portfolios developed by internal research and third-party strategists. The firm also offers affiliated trust services and insurance products while facilitating access to third-party asset managers.

Matthew Hickes is a financial advisor with Edelman Financial Engines in Fairfax, VA, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. His career includes roles at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, Edelman Financial Services LLC, and The Mutual Fund Store. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Nubia Garcia is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Her prior work includes roles at Bank of America and Professional Maintenance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ahmad Baderzada is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2017. Outside of advisory work, he operates Laziz LLC, a small business importing and selling candies and tea from Germany, Poland, and Vietnam. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Mazeas is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Shawn White is a financial advisor at Fisher Investments with nine years of industry experience. He holds the Series 65 and Series 63 designations. His prior experience includes roles at UBS Financial Services Inc. and The Vanguard Group, Inc. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and manages risk using tax-aware strategies and defensive tactics.

Jonathan Rayle is a financial advisor with Mass Mutual Investors Services in McLean, VA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. His prior roles include positions at MassMutual Life Insurance Company, AE Wealth Management, Rincon Investment Advisors, CJ Campbell & Associates, and Bridgemark Wealth Management. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual collaborative financial planning engagements using firm-approved software and provides specialized event-driven planning programs, including divorce planning and estate settlement services.