Matthew Teems is a financial advisor at UBS Financial Services with 34 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for over a decade at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of products supported by proprietary research and affiliated banking and lending programs.

Jeffrey Furniss is a financial advisor with LPL Financial in Annapolis, MD, holding a Series 66 designation and 21 years of industry experience. He worked at Lincoln Financial Advisors Corp for 20 years before joining LPL Financial in 2024. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including model portfolios, retirement plan consulting, and brokerage services.

Esse Breon is a financial advisor at J.P. Morgan Securities with credentials including Series 66 and Series 63 licenses and four years of industry experience. Prior to joining J.P. Morgan, Breon held positions at Morgan Stanley Services Group, Inc., VakifBank, and other firms, including roles outside the financial sector. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and offers services on a non-discretionary basis with clients retaining final decision-making authority.

Carlos Benitez is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves a select number of high net worth families and business owners through integrated and customized wealth management strategies, including discretionary portfolio management, sophisticated retirement planning, stock-option analysis, and wealth-preservation and transfer strategies. Carlos is both a Domestic and International Financial Advisor. Carlos graduated with honors from the United States Naval Academy with a B.S. in Mechanical Engineering concentrating in Nuclear Engineering, where he also played soccer. He holds an M.B.A. from American University Kogod School of Business and graduated Beta Gamma Sigma. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Carlos is an avid sports enthusiast who enjoys coaching. He is involved in community organizations such as Habitat for Humanity and the Naval Academy Alumni Foundation. He lives in Boca Raton with his wife Militsa and their four children.

Karen Steppler Krieg is a financial advisor with Edward Jones in Edgewater, MD, holding the CFP® designation along with Series 63 and Series 66 licenses. She has 25 years of industry experience and has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Breton Laubscher is a financial advisor at UBS Financial Services with seven years of industry experience. He holds a Series 66 designation and has previously worked at Atlantic Lighting & Irrigation and NV Homes. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Wesley Hayward is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 credential and eight years of industry experience. He has been with Morgan Stanley and its Private Bank since 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its financial planning process while offering a broad suite of retail and institutional investment services.

Francine Porter is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2016, including a brief tenure at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Edwin Bonilla is a Financial Advisor with Merrill Lynch Wealth Management. He has been helping clients reach their financial goals for more than a decade. In his role, he provides personalized advice and access to a broad range of financial products and services, leveraging resources available through Bank of America. His experience encompasses investment management, retirement planning, wealth and estate planning strategies, risk management, banking and lending, and business owner services. Edwin collaborates with legal and tax professionals when structuring wills, trusts, and wealth transfer strategies, and offers assistance with succession planning and employee retirement plans. Edwin holds an Accredited Certificate Program from the University of Maryland Global Campus and is a Personal Investment Advisor (PIA). He communicates fluently in both Spanish and English. Outside of work, he enjoys basketball, football, reading, soccer, and traveling.

Laura Gonzalez Portillo is a financial advisor with Merrill in Silver Spring, MD, holding a Series 66 designation and four years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Sheri Mergenthaler is a CFP® professional with 14 years of industry experience, currently with Cetera in Annapolis, MD. She has held prior roles at Avantax Advisory Services and 1ST Global Capital Corp., among others. Sheri also serves as a committee member on the Maryland Association of CPAs (MACPA) Investment Committee, overseeing the organization's investment fund. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager approach that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Edward Hughes is a CFP® professional affiliated with Wells Fargo Clearing in Washington, DC, with 22 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Jacqueline Perrins is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. since 2016 and J.P. Morgan Securities since 2001. Outside of her advisory role, she serves as a director of Explore Museum, a nonprofit organization focused on early childhood education in the Washington, DC area. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services with a focus on quantitative asset-allocation modeling and manager due diligence within an ESG framework.

Jeremy Milo is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. His career includes roles at Fidelity Investments since 2020, prior experience at Bloomberg Industry Group, and running his own law office from 2011 to 2020. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery.

John Rohrs is a Series 66 licensed financial advisor with seven years of industry experience. He has worked at T. Rowe Price for eight years before joining Merrill and Bank of America in 2026. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm operates within Bank of America’s corporate platform, providing access to a wide array of products and services beyond typical managed account offerings.

Carey Greenauer is a Series 66-credentialed financial advisor with 25 years of industry experience. He has worked at UBS Financial Services since 2022 and previously held positions at Bank of America and Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and capital market assumptions to tailor strategies to clients' goals and risk tolerances, while also providing institutional trading capabilities and wealth management services.

Christopher Malay is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, including discretionary options and a broader set of financial product offerings than typical large institutional advisers.

Leigh Long is a financial advisor at Morgan Stanley with 32 years of industry experience. He previously worked at Merrill from 1993 to 2021 before joining Morgan Stanley in 2021. He holds Series 63 and Series 66 credentials and is based in Washington, DC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Cary Piligian is a CFP® and holds a Series 66 license with 16 years of experience in the financial services industry. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2024, following a 14-year tenure with Merrill and Bank of America. Cary is currently based in Washington, DC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to guide its services.

Celvin Reyes Ramos is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he worked at Bank of America and PNC Bank. Outside of his advisory role, he is the sole owner of a rental property in Maryland. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.