Pation Reynolds is a financial advisor with Mass Mutual Investors Services in Atlanta, GA, holding the ChFC® designation along with Series 63 and Series 65 licenses. Reynolds has four years of industry experience and has been with MML Investors Services, LLC since 2017. Prior to this, Reynolds worked at MassMutual Life Insurance Co and served at Kennesaw State University. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, ongoing planning relationships and offers specialized programs such as divorce planning and estate-settlement services.

Mark Ramsey is a financial advisor with Wells Fargo Clearing in Alpharetta, GA, holding Series 63 and Series 65 designations and with 32 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research and analytics to guide investment decisions.

Amanda Brooks is a financial advisor with Merrill, holding a Series 66 designation and 28 years of industry experience. She has been with Merrill since 1998. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cortney Winston is a financial advisor at Merrill with over 20 years of experience at the firm. She holds a Series 66 designation. Outside of her advisory role, she serves as Treasurer for Alpha Kappa Alpha Sorority, Inc., a community service organization, and is a founding board member of the S.T.R.E.A.M. Minds Academy, where she contributes to governance and financial oversight. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Chance is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo Clearing, Merrill, and First Allied Advisory Services. He is currently based in Johns Creek, GA. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a wide range of program options and custodial arrangements.

Alexander Horgan is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Securities and held roles outside the financial sector including positions with Union City Chrysler Dodge Jeep and Alliance Inspection Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Michael Woods is a CFP® professional with 32 years of experience, currently serving at Mass Mutual Investors Services since 2005. He is also the president and owner of MMW Financial LLC, an entity he uses for business income and expense bookkeeping, and owns a small eBay sales venture that supports his son’s activities. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations.

Benjamin Smith is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2011, with additional roles at Morgan Stanley Services Group, Solium Financial Services LLC, and E*Trade Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize firm-approved tools and modeling techniques.

Philip Downing is a financial advisor at Edward Jones in Alpharetta, GA, holding a Series 66 designation with two years of industry experience. His previous roles include positions at Base64.ai, Inc., NiX Software, Inc., and Arcos LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Ji You is a Financial Services Advisor (FSA) at Merrill Lynch Wealth Management. With experience spanning banking and wealth management, Ji transitioned from a background in music to finance, bringing a diverse perspective to client service and financial guidance. Ji holds a Bachelor's degree from the University of Colorado System and two Master's degrees, one from the University of North Texas and another from Indiana University. Ji's academic journey reflects a strong foundation prior to entering the financial services industry. At Merrill Lynch Wealth Management, Ji focuses on assisting clients with their investment and financial planning needs, leveraging a Personal Investment Advisor (PIA) designation.

Dominick Del Pozzo is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 66 and Series 63 licenses with five years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Securities and has experience in various roles including at Pharmacy Development Services and GovSpend. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and strategies.

William Tallman Jr. is a financial advisor at Merrill with 27 years of industry experience. He holds a Series 66 credential and has been with Merrill since 1999, also working concurrently at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Garrett Cathey is a financial advisor with Mass Mutual Investors Services in Atlanta, GA. He holds a Series 66 designation and has been with the firm since 2024. Prior to his current role, he has experience in various service and retail positions and is affiliated with Kennesaw State University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs using firm-approved analytical tools and structured, collaborative client relationships.

Stephen Malone is a financial advisor with Morgan Stanley in Alpharetta, GA, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2017 and previously spent six years at Bank of America and 41 years at Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using firm-approved tools and serves a broad range of clients through both direct and employer-sponsored plans.

Roberto Morejon Hernandez is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining Morgan Stanley, he worked at the US Census, Domino's, and Premier Rental Purchase. Outside of his advisory role, he is also active as a rideshare driver for Uber. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets.

Kristin Wint is a financial advisor at RBC Capital Markets with 10 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 12 years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charities. The firm offers a variety of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles and investment preferences.

Udel Richardson II is a financial advisor at Morgan Stanley with 13 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Wells Fargo Clearing and Edward Jones. He is currently based in Atlanta, GA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process using firm-approved tools and serves clients through both direct engagements and corporate financial planning agreements.

Michael Mc Cracken is a financial advisor at Edward Jones in Marietta, GA, holding a Series 66 credential with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at Emerson from 2016 to 2019. Outside his advisory role, he is the owner of an e-commerce business, Kraken LLC, and has veteran disability status with the Department of Veteran Affairs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Joseph Kurelic Jr. is a financial advisor with Ameriprise in Atlanta, GA, holding a Series 66 designation and 20 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. He also owns JPKJR LLC, a single-person business entity. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary advice in partnership with its financial advisors.

Peter Heller is a financial advisor with Morgan Stanley in Atlanta, GA, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at UBS Financial Services from 2004 to 2010, followed by positions at Morgan Stanley since 2010, including the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools to model outcomes.