John Combs is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 23 years of industry experience. He previously worked at Oppenheimer for eight years before joining Raymond James in 2017. Combs serves as Treasurer and Board Member of the Jacksonville Chapter of the International Wine & Food Society. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm delivers non-discretionary, tailored planning and investment consulting using risk profiling and analytical tools, and offers specialized municipal and SIMPLE IRA advisory services.

Bradley Goldbach is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior work includes roles at xAI, Lightstream Marketing Agency, Scale AI, James T. Meyer, Inc., and Pearson Education. He is also involved in the sale of loan products and home-related services through Primerica affiliates. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Mark Lumpa is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 11 years of industry experience. He has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kai Ting Cheek is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Raymond James since 2019 and previously worked at Merrill for nine years. In addition to his advisory role, he serves as a Registered Client Associate at BCW Financial Consultants, LLC and Eleven Atlantic. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains unique affiliations in municipal and public finance advisory services.

Makenzie Hochman is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Pickard Poser Wealth Management Group, BJ's Restaurants, Inc., and involvement with The Gator Student Investment Fund and Olami JBIZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Rachel Phan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and Bank of America N.A. since 2023. Prior to her financial services career, she was employed at Walgreens and the University of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dennis Cowell is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and eight years of industry experience. He has been with Wells Fargo Clearing since 2018 and has a broader tenure at Wells Fargo Bank, N.A. dating back to 2013. Outside of his advisory work, he serves as a notary public in the state of Florida. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines brokerage and advisory solutions while utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment offerings.

Lawanda Thomas is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. She has worked at both Bank of America, NA and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kennon Tyre is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 license and has previously worked at Southern Crown Partners and various roles outside the financial sector, including positions at Splash in the Boro, McAllister's Deli, Georgia Southern University, and Pierce County High School. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and diverse asset management programs through a network of Investment Adviser Representatives. The firm emphasizes tailored advice based on client information and risk tolerance, utilizing both proprietary and third-party investment solutions.

Austin Williams is a financial advisor at Fidelity with a Series 66 designation and approximately three years of experience in the financial services industry. His prior roles include work with Mutual of Omaha Mortgage, 21st Mortgage, and self-employment in advisory-related activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers both discretionary and non-discretionary advisory services.

Kenny Ray is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments since 2025. In this role, he partners with executives to help them understand their employer benefits and develop plans to work toward their financial goals, employing a consultative approach to foster client confidence and strong relationships with Fidelity. Kenny has accumulated comprehensive experience at Fidelity Investments, holding various positions including Planning & Advice Help Desk (2024-2025), Investment Solutions Help Desk (2022-2024), Fixed Income Specialist (2019-2022), High Net Worth (2016-2019), and Customer Relationship Advocate (2015-2016). He also worked as a Client Service Associate at Brust Wealth Advisors in 2024. Outside of his professional work, Kenny enjoys baseball, spending time at the beach, cooking and baking, family activities, and outdoor adventures.

Alexis Graham is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity Investments in 2023, she worked at FedEx Office and held positions at Moon Dove Vintage and Anthropologie. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with oversight of affiliated and unaffiliated sub-advisers.

Thomas Kavanaugh is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He previously worked at UBS Financial Services from 2005 to 2017 and Wells Fargo Clearing from 2017 to 2023. He holds the Series 66 designation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm combines advisory services with other financial products and referral channels, providing clients with comprehensive financial solutions.

Meaghan Vencito is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Grego is a Financial Consultant at Fidelity Investments, a position he has held since 2024. Prior to this role, he served as a Planning Consultant and Workplace Planning Consultant at Fidelity Investments from 2021 to 2024. He began his financial services career as a Financial Representative at Northwestern Mutual from 2020 to 2021. Christopher holds insurance licenses in Arkansas and California. His professional approach focuses on providing personalized wealth management strategies that align with his clients' priorities, empowering them to make informed financial decisions. Outside of his professional work, Christopher's personal interests include activities such as going to the beach, fitness, running, and traveling.

Alex Chisholm is a Financial Consultant at Fidelity Investments, a position held since 2024. Prior to this role, Alex served as a Planning Consultant from 2023 to 2024 and as a Client Management Representative from 2022 to 2023 at Fidelity Investments. In these roles, Alex has focused on partnering with clients to design and implement dynamic financial plans tailored to their goals. Alex holds insurance licenses in Arkansas and California, supporting expertise in client financial and insurance needs. Outside of work, Alex enjoys cooking and baking, participating in family activities, and pursuing music as an instrumentalist.

Thomas Zaucha is a financial advisor with Ameriprise in Ponte Vedra, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliated entity since 2016. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to create personalized, non-discretionary recommendations, with a focus on assets managed within Ameriprise.

Joseph Walker is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Cafe Alfresco and Olive Garden, as well as experience at the University of Central Florida. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management. The firm employs proprietary research combined with quantitative and algorithmic portfolio construction methods, managing a range of investment vehicles such as mutual funds, ETFs, and fund-of-funds.

Arman Mazumdar is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Bank of America, Merrill, and multiple divisions within Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery with oversight controls and the use of AI and systematic methodologies.

Farhat Farhat Jr. serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with business owners, professionals, and families to develop strategies encompassing wealth accumulation, retirement income, business planning, estate considerations, and transitions across various life stages. He focuses on long-term relationships and coordinates with other professionals such as accountants, estate planning attorneys, and lending specialists to align client financial decisions. Farhat's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He has experience assisting clients in coordinating wills and trusts alongside estate attorneys and collaborates with Bank of America specialists to support personal and commercial banking and lending needs. He holds the Personal Investment Advisor (PIA) designation and attended Florida State College of Jacksonville. He earned his High School Diploma from Trinity Christian Academy. A Jacksonville native, Farhat is active in his community as a member of the South Jacksonville Rotary Club and Business Network International. Outside of work, he enjoys spending time with his family, golfing, working out, and traveling. He is married to Maryann and values fostering relationships with clients to create tailored financial strategies.