Karen Johns is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Todd Stevens is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1995. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using proprietary tools and modeling techniques.

Justin Rogin is a financial advisor at Charles Schwab with 21 years of industry experience. He has worked at Charles Schwab since 2006 and holds the Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, with a multi-asset investment approach supported by centralized custody and operational infrastructure.

Dana Richmond is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has worked at firms including Evershore Financial and Minnesota Life Insurance Company. Richmond is a founder and director of the Winter Park Lifelong Learning Foundation, where she supports and provides community education programs, and she holds a partnership interest in a restaurant group in Tallahassee, FL. Cetera Investment Advisers LLC is an SEC-registered advisor that offers a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides portfolio management, financial planning, and access to various program structures, managing over $256 billion in assets with more than 10,000 advisors nationwide.

Grant Harkness is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. He has worked with Cetera Investment Services LLC since 2016 and has been affiliated with Regions Bank since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to both affiliated and third-party investment managers.

Jaime Llanos is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and has prior experience at Merrill Lynch, Tradeflo, and Natixis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services alongside brokerage, custody, and financial planning. The firm is noted for its scale, integrated service model, and distinctive operational approach.

David Rivas is a CFP® and Series 66-licensed financial advisor with Edward Jones, based in Lake Mary, FL. He has 14 years of industry experience and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory strategies and supports approximately $1.01 trillion in assets under management through a large national network of advisors and branch offices.

Richard Way is a financial advisor with Morgan Stanley, holding a Series 66 designation and 12 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Mutual of Omaha Insurance Company and Mutual of Omaha Investor Services from 2019 to 2022, and at Merrill and Bank of America from 2016 to 2019. Outside of his advisory role, he is a sole proprietor of Urban Unite, Inc., a retail and online store business, and serves as a professor at Florida Memorial University. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Henry Ilyasov is a CFP® professional with 20 years of industry experience, currently affiliated with Charles Schwab in Orlando, FL. His career includes roles at Charles Schwab Bank, TD Ameritrade, Investment Link, and Ameriprise Financial Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment approval process.

Robert Crews is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2025 and previously with Concourse Financial Group Securities Inc for eight years. Outside of his advisory role, he is involved in several business activities including tax accounting, mortgage brokerage, and managing financial and assurance services at Solutions Group. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that allows access to both affiliated and unaffiliated third-party managers.

Branden Murphy is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2022, following a decade at TD Ameritrade. Based in Orlando, FL, he provides advisory services within Schwab’s wealth management platform. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options via multi-asset model portfolios and maintains a centralized operational structure supporting a large client base.

Percy Canteenwalla is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 credential and has previously worked at Bank of America, N.A. and Merrill. LPL Financial serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Mark Brunco is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab in various capacities since 1995, most recently joining the firm again in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated brokerage, custody, and advisory services.

Kristin O'Brien is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 15 years of industry experience. She has worked at various Wells Fargo entities since 2006, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Arif Fareed is a CFP®, ChFC®, and Series 66-licensed financial advisor with 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,000 advisors.

Thomas Eisenhuth is a financial advisor with Ameriprise in Altamonte Springs, FL, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at Morgan Stanley and Morgan Stanley Private Bank. Eisenhuth serves on the Board of Directors for First Tee of Central Florida. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in investable assets, combining research-based modeling and tax-efficient strategies to generate written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tyler Van Donge is a CFP® with 16 years of industry experience, currently serving at Charles Schwab in Orlando, FL. He has been with Charles Schwab & Co., Inc. since 2016 and has held roles at Schwab Wealth Advisory Inc. and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services within a large, integrated platform.

Brian Musbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works as part of a financial team dedicated to assisting families, individuals, and business owners in developing long-term financial strategies. Brian focuses on helping clients organize personal and business finances through a detailed discovery process that prioritizes their financial goals, risk tolerance, time horizons, and liquidity needs. His approach aims to create personalized wealth management strategies tailored to each client's objectives. Brian’s areas of expertise include family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and retirement income. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from DeVry University in Orlando. Outside of his professional work, Brian is involved with the Knights of Columbus and supports the Boys and Girls Club. His personal interests include cooking, fishing, golfing, running, and tennis.

Michael Clark is a CFP® with 18 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. in Orlando, FL. He has been affiliated with Raymond James since 2008 and also leads Clark Retirement Consulting LLC. Clark is a board member of the AdventHealth Cancer Institute. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and supports various advisory programs and institutional portfolio management.

Robert Davis is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Cetera and its affiliates since 2021 and previously spent seven years with VOYA Financial Advisors. Outside of his advisory role, Davis is also an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a large SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing multiple program structures and third-party managers, with over $256 billion in assets under management.