Andrew Sullivan is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured discovery conversations and firm-approved planning tools, offering advisory services without providing individual security recommendations within standalone planning programs.

David Sosa is a financial advisor with Cetera who holds a Series 66 designation and has nine years of industry experience. His prior roles include positions at Wells Fargo, LPL Financial, and Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers portfolio management, financial planning, and access to third-party managers, operating a multi-manager platform with a range of program options and custodial relationships.

Tony Keena is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Securities Corporation for 10 years. Keena also operates Keena Wealth, Inc., an ongoing business he founded in 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and advanced technology in its investment approach.

Phillip Varga is a Vice President and Financial Consultant at Fidelity Investments, where he has served since 2018. He began his career with Fidelity in 2012 and has held various roles including Financial Consultant, Investment Consultant, Central Relationship Manager, Investment Solutions Representative, and Financial Representative. Prior to joining Fidelity, he completed a Financial Services Internship at Merrill Lynch from 2011 to 2012. Throughout his career, Phillip has focused on partnering with clients to understand their financial objectives and developing customized financial plans that evolve in response to changing life circumstances and market conditions. His experience spans multiple facets of financial consulting and investment solutions. Outside of his professional work, Phillip enjoys comedy, golf, outdoor adventures, parenthood, and spending time with his pets.

Jonathan Fairey is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 63 designation and bringing 27 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He serves as treasurer for the Bridges of Light Foundation and participates on the finance committee for the Coalition for the Homeless of Central FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for discretionary management and a broader set of financial products than many institutional advisers.

Kaleb Williams is a Series 66 credentialed financial advisor at Edward Jones in Orlando, FL, with five years of industry experience. Prior to joining Edward Jones in 2020, he worked at Lockheed Martin Corporation, where he held a financial analyst role until April 2024. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Nahim Dewan is a financial advisor at Thrivent Investment Management with two years of industry experience. He previously worked at Florida Financial Advisors and Trinity Wealth Securities, and has a background that includes roles at the University of Central Florida and the University of Miami Miller School of Medicine. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers planning and managed-account services separately, allowing clients to consolidate billing through its WealthPlan program.

Christine Cyrus serves as a Resident Director at Merrill, where she applies her expertise as a financial relationship advisor. Since entering the financial services industry in 2008, she has developed a client-service focused investment model that emphasizes strong relationships to assist individuals and families in achieving their short-term and long-term financial goals. Her approach to wealth management is tailored to each client's unique financial situation, preferences, and objectives. Christine specializes in areas including college education planning, family wealth management strategies, employee financial health, legacy planning, managing new wealth, portfolio management services, small business strategies, women and wealth, and retirement income. She is dedicated to helping clients build and preserve wealth, enjoy a comfortable retirement, and views her role as a financial concierge committed to personalized service. Christine holds a Master of Business Administration (MBA) from the University of Florida and a Bachelor's Degree from the University of North Florida. She has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Christine is an active member of professional organizations such as the Council of 101 at the Orlando Museum of Art, the Junior League of Greater Orlando, and the Rotary of Orlando. Outside of her professional life, she enjoys cooking, football, gardening, golfing, interior decorating, pickleball, reading, running, skiing, and spending time with her family.

Larson Inauen is a financial advisor at UBS Financial Services with a Series 66 designation and less than one year of industry experience. Prior to joining UBS, Larson held various positions primarily in education and service industries. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, combining model-based asset allocation and research to tailor financial plans. The firm offers a broad range of capital markets services alongside wealth management, operating as both an investment adviser and futures commission merchant.

Octavio Ramirez is a financial advisor with Wells Fargo Advisors in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at Morgan Stanley for eight years and Bank of America Merrill Lynch for one year before joining Wells Fargo Advisors Financial Network. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including cash-flow, retirement, education, risk management, and specialized planning such as business-owner transitions and special-needs analysis.

Andrew Feinberg is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, combining detailed financial planning with access to extensive investment resources and innovative modeling tools.

Edward Higgins is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors. Outside of his advisory role, Higgins serves as treasurer for the Civitan Club of Orlando and president of the University Estates Property Owners Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven process incorporates modern portfolio theory and offers a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jeffrey Smith is a financial advisor with LPL Enterprise in Orlando, FL, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Cetera Advisors LLC, Morgan Stanley, and Synergy Wealth Alliance. Outside of financial services, he was involved with Home Design Partners for five years. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutions, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance products and utilizes a mix of in-house and third-party portfolio management.

Karen Johns is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Todd Stevens is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1995. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using proprietary tools and modeling techniques.

Jillian Roberts is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and beginning her industry career in 2025. Prior to joining Raymond James, she held roles in various sectors including higher education and the hospitality industry, and she has experience in small business operations through involvement with a brewing company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, institutions, and charitable organizations. The firm employs analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and supports its clients through a wide advisor network and specialized services in municipal finance and employer-sponsored retirement plans.

Naveed Shujaat is a financial advisor with Merrill in Orlando, FL, holding a Series 66 credential and over 10 years of industry experience. He has been with Merrill since 2006, totaling 20 years at the firm. Outside of his advisory role, he serves as a board member and Chair for Heart of FL United Way, providing advisory support on human services in Central Florida, and he is involved in managing administrative matters for his wife's eye care business. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Grant Harkness is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. He has worked with Cetera Investment Services LLC since 2016 and has been affiliated with Regions Bank since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to both affiliated and third-party investment managers.

Robert Young is a CFP®, ChFC®, and Series 66-licensed financial advisor with Edward Jones in Clermont, FL, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he serves as a board member for the West Orange High School Scholarship Group, helping to determine college scholarship recipients, and is the managing member of a consulting business that handles administrative functions. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad range of financial needs. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering various investment strategies and affiliated financial services.

Richard Way is a financial advisor with Morgan Stanley, holding a Series 66 designation and 12 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Mutual of Omaha Insurance Company and Mutual of Omaha Investor Services from 2019 to 2022, and at Merrill and Bank of America from 2016 to 2019. Outside of his advisory role, he is a sole proprietor of Urban Unite, Inc., a retail and online store business, and serves as a professor at Florida Memorial University. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.