Yizenia Alvare Garcia is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 63 designation and previously worked at UBS Financial Services from 2010 to 2023. She is currently based in Miami, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of financial planning and advisory programs supported by structured discovery processes and firm-approved planning tools.

Jessica Osteen is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves as a board member for multiple real estate entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Rogelio Fernandez is a financial advisor at UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Hilary Kumble Freeman is a financial advisor with Morgan Stanley in Aventura, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has worked with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis.

Javier Ferreira is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He previously worked at Wells Fargo Advisors and Wells Fargo Clearing for a combined total of six years. Outside of his advisory role, he owns and manages residential real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Jose Lequerica is an International Wealth Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Jose graduated from Fordham University in 1974 with a Bachelor's degree in political science. He is a senior member of his team, bringing extensive experience to his role in wealth management.

Adam Friedman is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at Valic Financial Advisors from 2015 to 2018 and has been with Bank of America, N.A. and Merrill since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with a range of tactical and strategic asset allocation options.

Dayana Pelaez is a Series 66-licensed financial advisor at UBS Financial Services with 11 years of industry experience, all with UBS since 2015. She serves clients from Miami, FL. Outside of her advisory role, she is a trustee for a family trust established by her domestic partner. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering customized financial planning and portfolio management supported by proprietary research and capital market insights.

Seth Williamson is a financial advisor with J.P. Morgan Securities LLC and holds a Series 66 designation. He has three years of industry experience and has worked at firms including JPMorgan Chase Bank, Uber, and Grubhub. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Olivia Connor is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with one year of industry experience. Her prior work includes roles at Adams Gallinar PA and Norwegian Cruiselines, as well as involvement with the Key Biscayne Tennis Association. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Monica Quirante Morales is a financial advisor at J.P. Morgan Securities with Series 66 accreditation and two years of industry experience. Her work history includes roles at J.P. Morgan Chase Bank and Emory University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines advisory services with affiliated brokerage, distribution, and investment management capabilities.

Maria Castro is a financial advisor at UBS Financial Services in Miami, FL, holding a Series 66 designation with 15 years of industry experience. She has been with UBS International since 2010. Outside of her advisory role, she owns and operates The Organic Chicks, an informal business selling organic granola to friends and family. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, delivering tailored financial plans and portfolio management supported by proprietary research and institutional trading capabilities.

Angela Scioscia Locantore is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at CBRE and has held roles at Plus One Holdings Inc. and Marin Sport Center LLC, which operated under the name 360 Energy in Motion. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages a broad array of client assets and employs a structured financial planning process supported by firm-approved tools and analyses.

Guilherme Aragao is a financial advisor at Morgan Stanley with 19 years of industry experience. He has held roles at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. He holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning through dedicated Financial Advisors and Estate Planning Strategies, managing approximately $2.74 trillion in client assets.

Matthew Goode is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial situations and goals. He assists in updating financial plans, implementing strategies, and making necessary adjustments to support clients in working towards their financial objectives. Matthew has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant. His experience encompasses client relationship management and financial planning. Outside of his professional work, Matthew has personal interests that include cars, concerts, golf, motorcycles, outdoor adventures, and skiing.

Diana Sanchez is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has previously worked at UBS Financial Services and The Q Kapital Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market-return modeling.

Paul Greyson is a Financial Advisor at Merrill Lynch Wealth Management who partners with high-growth individuals and their corporations, focusing primarily on High-Earner-Not-Rich-Yet (HENRY) clients and Ultra-High-Net-Worth (UHNW) families. He leverages his personal experience as a former HENRY and a lifelong member of a UHNW family to inform his approach, treating clients with the same care and commitment he would his own family. Paul emphasizes the importance of candid, insightful advice and believes strongly in aligning his investment decisions with those of his clients. Prior to joining Merrill, Paul served as CEO and CIO of a boutique investment management firm specializing in a Long/Short U.S. equity hedge fund and previously worked at Morgan Stanley as a Registered Associate and Private Wealth Management Analyst. He holds a Bachelor of Science degree in Communications Studies from Northwestern University and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Paul enjoys golfing, hiking, pickleball, rock climbing, skiing, tennis, traveling, watching movies, and spending time with his family. Since 2023, he has been a member of the Young Collector's Board at the Institute of Contemporary Art (ICA) Miami.

Katherine Lingle is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2007. Outside of her advisory role, she serves as a board member on the Endowment and Investment Committee at The Cushman School, overseeing approximately $750,000 in investments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm operates as both a broker-dealer and investment adviser, delivering recommendations through a centralized due-diligence framework while clients retain final decision-making authority.

Lorenzo Santiago is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning areas such as business-owner transition and special-needs analysis.

Beatriz Correa is a financial advisor with J.P. Morgan Securities in Miami Beach, FL, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Agia, Valic, and FedEx Express. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.