Harvey Lam is a financial advisor at OSAIC with 31 years of industry experience. He holds a Series 63 designation and has worked previously at Sagepoint Financial, Inc. and MSI Financial Services, Inc. Outside of his advisory role, he serves as Vice President on the board of a condominium homeowners association in Coral Springs, FL. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through various managed programs. The firm employs a model-based investment approach with options for discretionary management, third-party managers, and proprietary strategies, supported by a broad platform and a complex affiliate network.

Francheska Suero is a financial advisor with Merrill in Plantation, FL, holding a Series 66 designation and four years of industry experience. Her work history includes roles at Merrill since 2015 and Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kristina Wagner is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career in 2016 after graduating from the University of Florida and holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Kristina focuses on delivering a comprehensive approach to managing wealth that starts with listening to clients' needs and understanding their goals. Her expertise covers retirement planning, insurance planning, estate planning services, tax minimization strategies, educational funding planning, generational wealth planning, legacy planning, managing new wealth, portfolio management services, and small business strategies. She provides access to investment insights from Merrill and banking services from Bank of America to address clients' financial lives. Outside of her professional role, Kristina is a member of the Junior League of Greater Fort Lauderdale and serves on the Board of Directors of the University of Florida's Alumni Association: Broward County Gators Club. She is also involved with the Jewish Federation of Broward County. Kristina lives in Boca Raton and enjoys yoga, cooking, pottery, spending time with her family, and surfing.

Jonathan Faber is a financial advisor with Morgan Stanley in Coral Springs, FL, holding a Series 66 license and 19 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Daniel Gindi is a financial advisor at LPL Financial with 40 years of industry experience. He has been with LPL Financial since 2005 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved with Wealth Preservation Specialists, LLC and provides investment-related services involving non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Jeffrey Millikin is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill Lynch. He also serves in the United States Marine Corps, where he has been active for over two decades. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tools-based planning process without providing individual security recommendations in standalone plans.

Michael Fuentes is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and 32 years of industry experience. He previously worked at Prudential Equity Group, LLC from 2000 to 2003 before joining Wells Fargo Clearing in 2016. Outside of advisory work, he serves as executor for his mother's estate. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics alongside diversification principles and modern portfolio theory to evaluate investment options and provides a range of financial products through bank and insurance affiliates.

Jonathan Green is a financial advisor with Wells Fargo Advisors in Boca Raton, FL, holding a Series 66 designation and four years of industry experience. He has worked at Wells Fargo Advisors since 2022, following roles at Wells Fargo Clearing, Capital One, and RCS Florida. He is the owner of Jonathan Green Capital LLC, an investment-related firm based in Boca Raton. Wells Fargo Advisors serves individuals, trusts, and institutional clients, providing a broad range of investment and financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis. The firm uses Wells Fargo research and tools to develop tailored recommendations, which clients may implement through various brokerage or advisory programs.

Olga Davydchenko is a financial advisor at Ameriprise with 14 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her prior experience includes roles at Fidelity Investments, Morgan Stanley, Bank of America, Merrill, and Ameriprise Financial Services. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset requirements, providing written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with its advisors.

Joseph Vitale is a financial advisor with LPL Financial in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies and advisor tools.

Jackier Hurtado is a financial advisor at Morgan Stanley with 22 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, he worked at Citigroup Global Markets from 2004 to 2009. Outside of his advisory work, Hurtado is involved as a yacht broker with the World Maritime Exchange. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory and financial planning services supported by firm-approved tools and the Global Investment Committee’s investment insights.

Harris Tuchman is a financial advisor with RBC Capital Markets in Boca Raton, FL. He holds Series 63 and Series 65 credentials and has 14 years of industry experience, including eight years at Oppenheimer prior to joining RBC in 2023. RBC Wealth Management serves a wide range of clients, including individual investors, institutional clients, and charitable organizations, offering customized portfolio management and financial planning services through various advisory programs. The firm integrates in-house and third-party investment managers and offers features such as tax management and responsible-investing options.

Robert Eigen is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs for individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis.

Elizaveta Mccartney is a CFP® with 20 years of industry experience, currently affiliated with RBC Capital Markets in Parkland, FL. She has worked at RBC Capital Markets since 2008 and at City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Ryan Rudnet is a Series 66-credentialed advisor at Fidelity with one year of industry experience. His prior roles include positions at the Florida State University Foundation and OS2 Corp, as well as involvement with The Tally Strip. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Don Weiher II is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America. Weiher serves as treasurer for Saint Anthony Catholic School’s safe board in Fort Lauderdale, reviewing and discussing the school’s finances. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Guy Regalado is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise since 2013 and also owns GDR Partners Group, LLC, through which he manages his advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed, model-based recommendations and tax-smart withdrawal strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jesse Ferro is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at UBS since 2013. Outside of his advisory role, he serves on the board of his local Home Owners Association and has been nominated as Treasurer. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies.

John Kirk is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory role, Kirk owns and manages Clover Club Worldwide LLC, an indoor golf facility. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm uses structured discovery processes and advanced planning tools, supporting clients with investment advisory services alongside diverse investment offerings.

Ernesto Rodriguez is a financial advisor at Merrill with 12 years of experience in the industry. He holds a Series 66 designation and has worked at Merrill since 2009 and Bank of America since 2015. He serves as a co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth persons, and institutional entities.