Dan Bonsanti is a financial advisor with Primerica Advisors in Cutler Bay, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with Primerica Advisors since 1988 and Primerica Financial Services since 1991. Outside of his advisory role, he is the owner and president of Dabon Music LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and provides a wrap-fee solution rather than managing institutional pension or profit-sharing plans.

Maria Leon Valero is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2021, following three years at Banesco USA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

Daniela Hurtado Mur is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Best Buy and Florida International University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Juan Sanchez is a financial advisor at Merrill with 9 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2017, alongside his affiliation with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Carlos Arango is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently with Morgan Stanley in Coral Gables, FL, where he has worked across various divisions since 2011, including Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he was with UBS Financial Services for nine years. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning approach involves structured discovery conversations and firm-approved tools, with a range of offerings that include retail and institutional investment solutions as well as private funds and commodity-related activities.

Jorge Gamarra is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has been with Merrill and Bank of America, N.A. since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Andre Bekerman is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Lendbuzz, Humana, Bradesco Bank, and several other companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Moises Alfonso is a financial advisor with Primerica Advisors in Miami, FL, holding Series 65 and Series 63 licenses and bringing 24 years of industry experience. He has been affiliated with Primerica Financial Services since 2001 and leads Momentum Enterprises, Inc., an investment-related business. Alfonso also serves as chairman of the board for Team Paradise, Inc., a nonprofit organization. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients primarily through model-delivery strategies created by third-party asset managers. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Christopher Angery is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has been with Merrill since 2017 after working two years at Bank of America. Outside of advising, he is a part-owner and manager of a family-owned auto repair business, CUTLER AUTO TECH LLC, based in Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lourdes Maria Martinez is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022. Her prior experience includes roles at Allaria Securities LLC, CGIS Securities, JP Morgan Chase Bank, and Florida International University. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses to support clients' financial goals.

Peter Corvi is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and having 21 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2005 and at J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Hilda Romagosa serves as Vice President and Branch Leader at Fidelity Investments, a position she has held since 2021. In this role, she leads a team of financial professionals focused on delivering a differentiated client experience and fostering a high performance work culture. Her leadership emphasizes empowering associates to maximize their talents and assist clients in planning for long-term financial well-being. Hilda's experience at Fidelity Investments spans over two decades. She held the role of Vice President and Financial Consultant from 2001 to 2021, served as an Investment Consultant between 1999 and 2001, and began her career as a Financial Representative from 1995 to 1999. Outside of her professional responsibilities, Hilda has interests in cooking and baking, fitness, and music.

Theodore Kerr is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He spent 25 years at Touchstone Capital, Inc. and 17 years at Commonwealth Financial Network prior to joining Raymond James. Outside of advisory services, he owns and manages several businesses including an aircraft leasing company and a consulting firm focused on advisor-to-advisor services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs analytical tools and tailored planning approaches to support client goals and offers unique advisory programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Kyle Fisher is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has prior work experience at AXA Advisors, AT&T, Lockheed Martin, and Penn State University. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a broad network of Investment Adviser Representatives. The firm employs a client-centered approach that involves assessing risk tolerance and matching clients to investment models or discretionary managers, utilizing both proprietary and third-party programs.

Luis M. Posse is an International Wealth Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial industry. He has specialized knowledge in wealth structuring and delivering financial strategies for large international families and companies. Luis began his career at Merrill Lynch Wealth Management in 2001, providing financial advice to large institutions, insurance companies, and pension funds. His institutional expertise has enabled him to cater to both international and domestic private clients. By the end of 2012, Luis advanced to the role of Senior Vice President at Merrill Lynch, becoming one of the youngest to hold this position at the firm at the time. Prior to his tenure at Merrill Lynch, he worked at Banco Liniers Sudamericano and Argencard S.A. in Buenos Aires. Luis holds a Bachelor of Science degree in Business Administration from the University of Colorado at Boulder and is a Personal Investment Advisor (PIA). He is fluent in English and Spanish. Originally from Argentina and educated in both Europe and the United States, Luis currently resides in Key Biscayne, Florida. Outside of his professional pursuits, he engages in activities such as snow skiing, golfing, and kite surfing.

Debora Castany is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Morgan Stanley and Sanders Capital LLC, as well as involvement with Castany Enterprises and a brief association with Rob Kresberg Tennis. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage and investment management capabilities.

Jacques Kaswan is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with six years of industry experience. His prior work includes roles at JP Morgan, Sunrise Securities, and Financial Partners Capital Management. Kaswan also spent five years affiliated with Yeshiva University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Mark Barefield is a financial advisor with Edward Jones in Coral Gables, FL, holding a Series 66 designation and 11 years of industry experience. He has worked with multiple firms including Guerra Wealth Advisors, LPL Financial LLC, and Raymond James Financial Services. Outside of his advisory role, he has been involved with Boomtown Performance LLC, a business related to CrossFit in Burkburnett, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated products through a nationwide network of advisors and branches.

David Hyman is a financial advisor with Edward Jones in Coral Gables, FL, holding Series 63 and Series 65 designations and 26 years of industry experience. He previously worked for Morgan Stanley Smith Barney LLC for 10 years before joining Edward Jones in 2025. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies along with affiliated mutual funds and securities-based lending. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices nationwide.

Carlos Lopez is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and National Securities Corp. Lopez is based in Miami, FL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.