Hector Quinones Sanchez is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he worked with EHP - The Employer's Choice and Symmetry Financial Group, where he was involved in preventive care plans and insurance services. His previous experience includes roles at Memorial Healthcare System and World Kinect Corporation. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory programs and third-party asset managers to deliver tailored investment solutions.

Barbara Corrao is a financial advisor with Raymond James & Associates in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Raymond James & Associates since 1996. Outside of her advisory role, she is a founder and director of Pinion, Inc., a nonprofit organization. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, drawing on a range of portfolio management styles and affiliated research, while maintaining mostly non-discretionary client relationships.

Nicole Lee is a financial advisor with Morgan Stanley in Boca Raton, Florida, holding Series 63 and Series 65 certifications and bringing 28 years of industry experience. She has been with Morgan Stanley since 2016. Lee also serves as a trustee and co-trustee for multiple trusts in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery processes and firm-approved tools to develop financial plans.

Doris Clarke is a financial advisor with Primerica Advisors in Margate, FL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been associated with PFS Investments, Inc. and Primerica Financial Services since 2007. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports a range of investment approaches including strategic, tactical, and tax-managed models.

Scott Sosna is a CFP® with 33 years of experience in financial advising, currently with Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is involved in independent insurance brokering and co-owns businesses that invest in existing companies and manage personal business expenses related to Ameriprise activities. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Robert Lord is a financial advisor with Edward Jones in Pompano Beach, FL, holding Series 63 and Series 66 licenses. He has 25 years of industry experience and has been with Edward Jones since 2000. Outside of his advisory role, he is involved in farming activities that include raising livestock and growing pumpkins, as well as managing various rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is noted for its large retail advisor network and affiliated financial services beyond traditional advisory offerings.

Aden Chong is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation. He has one year of experience in the industry and has previously held roles at Consolidated Electrical Distributors Inc. and in various positions associated with the University of Kentucky. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Margareth Patino is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 31 years of industry experience. She has worked at LPL Financial since 2012 and previously held roles at New England Securities, Uvest Financial Services Group, Inc., and Truist Investment Services, INC. Patino is also involved as an insurance agent with Alpha Solutions Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Khalid Hammad is a financial advisor at Morgan Stanley with 21 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Outside of his advisory role, he is the owner of SweatFactory Enterprises, LLC, a retail and online store based in Plantation, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques to support its advisory services.

Peter McCulloh is a Planning Consultant with Fidelity Investments, a role he has held since 2026. In this capacity, he works closely with clients to understand their financial situations, family needs, and long-term objectives. He assists clients in developing and maintaining financial plans, implementing strategies, and adjusting those strategies as needed to align with evolving circumstances and goals. Peter's experience at Fidelity Investments includes roles as a Relationship Manager from 2025 to 2026, Financial Representative from 2024 to 2025, and Financial Services Representative from 2023 to 2024. Prior to joining Fidelity, he completed a Summer Investment Banking Internship at EF Hutton in 2022. Outside of his professional responsibilities, Peter enjoys activities such as going to the beach, fitness, football, social events with friends, golf, and traveling.

Simon Kopel is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. He worked at Merrill from 1994 to 2011 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Sebastian Villegas is a Series 66-licensed financial advisor with three years of industry experience, currently with J.P. Morgan Securities. His prior experience includes roles at Merrill and Jpmorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research supported by centralized due diligence and includes a range of investment and portfolio services through affiliated entities.

Kristin Reyes is a Series 66 licensed financial advisor at Merrill with five years of industry experience. She has worked at Bank of America and Merrill since 2019 and previously spent eight years at AT&T. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Howard Hechtman is a financial advisor at Osaic with one year of industry experience. He holds a Series 65 designation and has been self-employed since 1989, providing accounting and tax services as a CPA through his sole proprietorship. Osaic Wealth serves a diverse clientele including individual investors, retirement plans, charities, and corporate clients. The firm utilizes a multi-advisor platform offering brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by various analytical tools.

Brian Ehrenberg is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and previously worked at Morgan Stanley from 2000 to 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies designed and managed by internal and third-party teams.

Susan Peets is a Senior Financial Advisor with over 20 years of experience in wealth management at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, tax minimization, and retirement income, helping clients create personalized financial strategies tailored to their unique goals and values. Susan holds the Personal Investment Advisor (PIA) designation and completed her high school education at Auburn High School. She emphasizes the importance of understanding clients' priorities through one-on-one conversations to develop flexible strategies that adapt to changing market conditions. In addition to her professional work, Susan is engaged in community activities through volunteering, reflecting her commitment to the Merrill tradition of service. Her personal interests include boating, music, running, spending time with family, traveling, and watching movies.

Christopher Prindle is a CFA® charterholder with over 31 years of experience in the financial industry. He is currently with Morgan Stanley in Boca Raton, FL, and has held previous roles at J.P. Morgan Chase Bank, J.P. Morgan Securities, Oppenheimer, Stanford Group Company, and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and analytical tools such as Monte Carlo simulations.

Andrew Sukhin is a CFP® professional with 35 years of industry experience. He is currently with Raymond James & Associates and has over a decade of prior experience at Morgan Stanley, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Juan Chong is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Deerfield Beach, FL. He has 12 years of industry experience and has held roles at J.P. Morgan Securities since 2014, alongside positions at JPMorgan Chase Bank, N.A., Uber, Contender Claims, and Ro Projects. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions, and includes broader capabilities in derivatives and commodities.

Andre Gonzalez is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 13 years of industry experience. His prior work includes roles at Synovus Bank, Synovus Securities Inc., and Wells Fargo entities. Merrill, in partnership with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.