Saul Simon is a financial advisor with OSAIC in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He worked at Lincoln Financial Advisors Corp. for 22 years before joining OSAIC in 2025. Simon is also an author of investment-related books. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services and employs various asset-allocation tools and third-party platforms to support portfolio management.

Ricardo Nunez is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses. His career includes roles at Wells Fargo Clearing, J.P. Morgan Securities LLC, Merrill, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Alexander Williams is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. Prior to joining LPL, he worked for 25 years at Edward D. Jones & Co., L.P. In addition to his advisory role, Williams is involved as a business owner in several non-investment-related ventures. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research from multiple sources.

Brian Ehrenberg is a Series 66-licensed financial advisor with Merrill in Boca Raton, Florida, and has 25 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes internal and third-party investment models and supports clients with trading, administration, and custody services.

Bradford Delanoy is a financial advisor at LPL Financial with 34 years of industry experience. He holds the Series 63 designation and has worked at LPL Financial since 2020. Prior to that, he was with Morgan Stanley Private Bank and Morgan Stanley Smith Barney from 2009 to 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, and utilizes both discretionary and non-discretionary management along with diverse model portfolios and research.

Maria Wood is a Series 66 licensed financial advisor with Merrill, based in Boca Raton, Florida. She has 27 years of industry experience, including over 28 years with Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Beitler is a financial advisor with Cambridge Investment Research Advisors in Boca Raton, FL, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at FSC Securities Corporation for 13 years before joining Cambridge Investment Research Advisors in 2019. Outside of his advisory work, he is CEO and co-owner of Trinity Creek Farms, Inc., a livestock sales and leasing business. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm utilizes multiple custody platforms and offers both proprietary and third-party investment strategies, emphasizing tailored approaches to client objectives.

Mark Bentivegna is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His work history includes significant tenures at Cetera and CETERA Financial Specialists LLC, alongside running Bentivegna & Co. since 1982. He is also a CPA and maintains related financial service activities outside his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from multiple sources to support its investment strategies.

Shirley Taylor is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her financial career, she has been involved in the Magic and Comedy of the Taylors for over 25 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Ryan Heagen is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. He has served in the U.S. Navy for over 15 years and also works with American Airlines. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement plan consulting through its national network of investment adviser representatives.

Frederick Treff is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Cambridge Investment Research Advisors and Sterling Jewelers. In addition to his advisory role, he owns an accounting and tax preparation business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a nationwide network of advisers. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven investment solutions.

Philip Poole is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm’s approach includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Joseph Kelly is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at LPL Financial for 10 years. Outside of advising, he is involved in independent brokering of insurance products with UnitedHealthcare. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations through a centralized consulting team.

Robin Malatino is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63, 65, and 66 licenses and having 24 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Malatino is involved in agricultural and equine businesses, including ownership and management of horse breeding operations and founding the Sugar Plum Farm Foundation, which focuses on children and youth. He also serves on the board of a technology company, Captuure Inc. Morgan Stanley Wealth Management provides advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and an advisory approach centered on client responsibility for implementation and updates.

Vincent Gioeni is a financial advisor with Fidelity Investments in Boca Raton, FL, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. His prior work includes roles at Tor Brokerage LLC, Velocity Clearing LLC, Quantex Clearing, LLC, and Noble Financial Capital Markets. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs.

Vincent Montanti is a CFP® and CFA® with 19 years of industry experience, currently affiliated with LPL Financial since 2020. He previously worked at FSC Securities Corp for five years and has operated Montanti Advisory Services since 2011. Montanti is also a licensed life insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting through a nationwide network of investment adviser representatives.

Amal Benbrahim is a financial advisor with LPL Financial in Boynton Beach, FL, holding Series 63 and Series 65 registrations and totaling 37 years of industry experience. His prior roles include positions at Astoria Bank and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management supported by in-house and third-party research.

Meryll Bangsil is a CFP®-designated financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary market research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Barry Dershaw is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at Ameriprise and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Walter Jones Jr. is a financial advisor with Raymond James & Associates in Boca Raton, FL, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Raymond James & Associates since 2001 and is also involved with the Walter E Jones Family Trust Agreement. Jones serves as a committee member providing oversight to the Endowment Fund of St. Gregorys Episcopal Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.