Steven Polk is a CFP® professional with 23 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors, LLC for one year. Outside of his advisory role, he is a freelance trombone player based in Tampa, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

James Stanger is a CFP® with 51 years of industry experience and has been with Raymond James & Associates since 2008. He serves on the finance and investment committee of the Community Foundation of Tampa Bay. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Robert Coleman is a Chartered Financial Consultant (ChFC®) with 32 years of experience in the financial services industry. He has worked at OSAIC since 2018 and held prior positions with Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. for 25 years. Coleman is president and CEO of Signature Financial Solutions, LLC, a company involved in sales and marketing activities. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management options and uses firm-provided tools and third-party platforms to support investment decisions.

Jeanine Alasmar is currently a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2023. She has been with Fidelity Investments since 2014, progressing through various roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. Prior to her current role, she also served as Vice President of Client Development and Wealth Advisor at The Latus Group, Ltd. from 2019 to 2020. Throughout her career, Jeanine has focused on understanding her clients' goals, family situations, and investments to develop personalized financial plans. She emphasizes a client-first approach, utilizing the tools and resources available at Fidelity to tailor plans to each client's specific needs and wishes. Jeanine holds an insurance license in Arkansas.

Ronald Krueger is a CFP® and CFA® with 29 years of industry experience. He is currently affiliated with Cetera in Tampa, FL, where he has worked since 2000 under various Cetera entities. Outside of his advisory role, he serves as executor and trustee for his mother’s estate. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large nationwide network of independent advisors and supports multiple investment program options.

Angela Coloret is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2018, previously spending seven years at Morgan Stanley Smith Barney. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with an emphasis on Ameriprise-managed accounts and employs algorithmic tools alongside expert review to generate personalized retirement advice.

Michael Pepe is a financial advisor with Ameriprise in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional firm.

Anthony Falco is a financial advisor at Edelman Financial Engines with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Charles Schwab and Fisher Investments. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Lauren Dumas is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has been with JPMorgan Chase Bank since 2006. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions.

Mathew Meyer is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Merrill and the Archdiocese of Atlanta, along with several years in educational and community organizations. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process employs structured discovery conversations and firm‑approved tools, serving clients through both direct and employer-sponsored financial planning arrangements.

Elizabeth Curtis is a financial advisor at Raymond James Financial with one year of industry experience. She holds the Series 66 designation. Prior to her current role, she worked at several related Raymond James entities and has experience outside finance, including involvement with Color with Me, Stress Free. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Mark Bolle is a financial advisor with Charles Schwab in Tampa, FL, holding a Series 66 designation and 27 years of industry experience. He previously worked at Northwestern Mutual Investment Services, LLC for 17 years before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Vanessa Garl is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its advisory process.

E S Martin III is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 1981, as well as Bank of America since 2009. Outside of his advisory work, Martin is involved with the Tampa Bay Buccaneers and the National Football League in part-time game day roles, and he also assists with game day operations for the Outback Bowl. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dalton Grados is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Northwestern Mutual and other financial service firms. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Bart Riccardi is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and 30 years of industry experience. He worked at T. Rowe Price Investment Services, Inc. for 22 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its financial planning process.

Valerie Morris is a Series 66-licensed financial advisor with UBS Financial Services in Tampa, FL, where she has worked since 2002, accumulating 18 years of industry experience. She has an outside business interest in 31 Gifts, a retail venture based in Columbus, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services.

Richard Berry is a CFP® professional with 20 years of industry experience, currently practicing at Charles Schwab. His prior experience includes roles at Fidelity Brokerage Services, Resource Securities LLC, Leader Capital Corp., Liccar Securities & Custodial Services, and LJM Partners Ltd. He is based in Tampa, FL. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational platform.

Craig Moore is a CFP® professional with 28 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2024. His prior experience includes roles at MFS Fund Distributors, Inc. and Nationwide Investment Services Corp. He has also served as a Director of Logistics for the Rhode Island Army National Guard since 2000. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separate managed accounts and a formal alternative-investment offering.

Adam Ben Abram is a financial advisor with Edward Jones in Riverview, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, Adam hosts a podcast focusing on non-financial topics such as current religion and politics. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,000 financial advisors.