William Waters is a financial advisor with Raymond James & Associates in St. Petersburg, Florida. He holds the Series 66 designation and has 26 years of experience in the industry, including over 27 years with Raymond James & Associates. Outside of his advisory work, he is a partner in Jobil Properties LLC, where he oversees operations and maintenance activities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

David Williams is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. His career includes roles at Merrill, Morgan Stanley, and various divisions of Raymond James since 2017. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, providing financial planning, non-discretionary investment consulting, and municipal advisory services.

Beth Dominguez is a CFP® professional with 25 years of industry experience, currently serving at Raymond James & Associates since 2011. Prior to that, she worked at Alfonso Dominguez Inc for 20 years. She holds Series 63 and Series 65 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Robert Arroyo is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Duncan Financial Planning Advisors, First Allied Advisory Services, LPL Financial, UBS Financial Services, Merrill, and Legg Mason Wood Walker. Outside of advising, he owns a vending machine distribution business. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides proprietary model strategies under the Founders Gate Capital brand.

Jerrold Slutzky is a CFP® professional with 37 years of industry experience, currently serving as an advisor at LPL Financial since 2009. His prior experience includes roles at Mutual Service Corporation, Banc of America Investment Services, and UBS Financial Services. Outside of advisory work, he practices law specializing in wills, trusts, estate planning, elder law, and business agreements, and he is also an author of a book titled "My Everything File." LPL Financial is a national broker-dealer and SEC-registered investment adviser supporting a large network of advisors who serve individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and asset management services, combining advisory platforms with extensive non-advisory financial activities and oversight of substantial discretionary assets.

Mitchell Nelson is a financial advisor with Cetera in Largo, Florida, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His career includes roles with Cetera and its affiliates since 2012, as well as ownership of Monmouth Financial Services and involvement in insurance sales through Senior Care Specialists. He is also a notary public in New York and New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across various program structures and custodial relationships, with assets under management exceeding $256 billion.

Casey Craft is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. He has worked within various branches of Raymond James since 2014. Craft is also associated with Kirk Wealth Group in a non-investment role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting, supporting clients through its advisory programs and institutional consulting network.

Collin Hunter is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this position, he served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. He began his career as a Teller-Intern at Digital Federal Credit Union in 2021. In his current role, Collin partners with clients to develop financial roadmaps by understanding their personal stories, lifestyle, and legacy goals. He focuses on creating customized, comprehensive plans tailored to each client's unique objectives, aiming to deliver a world-class client experience. Outside of his professional responsibilities, Collin enjoys boating, fishing, fitness, social events with friends, golf, and traveling.

Jorge Lacott is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63, 65, and 66 licenses with 30 years of industry experience. He has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Douglas Reller is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016 and Morgan Stanley Private Bank, N.A. since 2015. Reller serves on the Board of Advisors for the University of South Florida Byrd Alzheimer's Research Center. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients. The firm’s financial planning process utilizes structured discovery conversations and planning tools, serving clients through tailored financial plans without providing individual security recommendations as part of standalone planning.

Francisco Rodriguez Ramirez is a financial advisor with Raymond James & Associates, holding Series 65 and Series 63 credentials and bringing 11 years of industry experience. He has been with Raymond James Insurance Group, Inc. and Raymond James & Associates since 2017. Prior to that, he worked at The Prudential Insurance Company of America and Pruco Securities, LLC from 2015 to 2017. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, charitable organizations, and state and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dean Landsman is a CFP® and ChFC® with 28 years of experience in the financial industry, currently serving at Edward Jones since 1999. He is based in St. Petersburg, FL. Outside of his advisory role, Landsman is active as a part-time musician performing at local clubs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

David Turner is a CFP® with 10 years of industry experience and has been with Cetera since 2015. He also maintains a role with Achieva Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create customized strategies across various program structures and custodial relationships.

Barth Morreale is a financial advisor at Ameriprise with 18 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2016. Outside of his advisory role, he is involved with GJC Legacy and Associates, Inc., where he manages an advisory business. Ameriprise offers a retirement-income planning service for individuals nearing or in retirement who meet certain asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficient strategies to deliver tailored retirement recommendations.

Thomas Panos is a CFP® and ChFC® with 30 years of experience in the financial services industry. He has worked at Raymond James Financial Services Advisors, Inc. since 2003, following earlier roles at A. G. Edwards & Sons, Inc. He is also CEO and president of Panos Wealth Partners Group, Inc., a support company offering financial products through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, institutional, and high-net-worth clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Allison Brown is a financial advisor with Raymond James Financial, holding Series 66 and Series 63 designations and nine years of industry experience. She has worked within various divisions of Raymond James since 2013, including Raymond James & Associates and Raymond James Financial Services Advisors, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Darrell Runyon is a financial advisor with Equitable Advisors in Tampa, FL, holding a Series 66 designation and three years of industry experience. His prior roles include positions with Northwestern Mutual Investment Services LLC and teaching at Polk County School Board and Wayne County Schools. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party program sponsors to tailor investment solutions based on client risk tolerance and plan objectives.

Matthew Lascari is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Raymond James since 2017. Prior to that, he was with The Prudential Insurance Company of America and Pruco Securities LLC from 2015 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, with a range of portfolio management options and municipal advisory services.

George Banks is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Raymond James Financial and Scottrade, Inc. prior to his current role. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, charitable organizations, and municipal entities. The firm offers tailored financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Scott Geric is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2007 and previously spent eight years at Merrill. Geric is also involved with Geric/Hemp Investment Group, an entrepreneurial venture. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.