Nicholas Simmons is a financial advisor with Primerica Advisors in Springdale, OH, holding a Series 63 designation and 11 years of industry experience. He has worked at Primerica Financial Services since 2013 and is also associated with Torchlight Financial Group and PFS Investments Inc. Outside of advisory roles, Simmons is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, managing potential conflicts through disclosure and oversight.

Hunter Gillespie is a financial advisor at Raymond James Financial with CFP® and Series 66 credentials and five years of industry experience. His prior work includes positions at Robertshaw Capital Group, J.P. Morgan Securities LLC, JPMorgan Chase Bank, and Cincytech. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting supported by risk profiling and analytical tools, and it maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Stephanie Stegmuller is a Financial Advisor with Merrill Lynch Wealth Management. She brings over 16 years of experience in the financial services industry, focusing on comprehensive wealth management strategies and tailored financial planning. Stephanie has developed expertise in areas including qualified plans, investment management, retirement planning, and estate planning services. Stephanie holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned her high school diploma from Colerain High School. Outside of her professional role, Stephanie enjoys spending time with her husband and four children, engaging in activities such as gardening, playing pickleball, cooking, interior decorating, traveling, and practicing yoga.

Christopher Dolle is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Equitable Advisors since 1999 and served concurrently at Axa Advisors, LLC from 1999 to 2020. Outside of his advisory role, he serves on the board of a condominium association in Longboat Key, Florida. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Alexander Mac Phail Fausey is a financial advisor at Robert Baird & Co. with two years of industry experience. He holds the Series 66 designation and serves as an online adjunct professor at Cedarville University. Outside of his advisory role, he assists with inventory management and website development for his spouse’s crocheted goods business and is a worship leader at Lightpoint Church. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a wide range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Michael Nienaber is a Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Investment Solutions Representative, and Investment Consultant. Michael focuses on forming strong relationships with clients and their families, aiming to provide trusted and reliable financial planning guidance. His expertise includes various aspects of financial consulting and investment services developed through his continuous roles at Fidelity. Michael emphasizes partnership with clients to navigate the complexities of financial planning. Outside of his professional life, he enjoys family activities, gardening, golf, hiking, outdoor adventures, and skiing.

Patrick Dorazio is a financial advisor with Primerica Advisors in Springdale, OH, holding eight years of industry experience. He has previously worked at EPOS (formerly Demant Sound) and PFSI Investment Inc. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies managed by third-party asset managers and supports trade execution and custody through established financial institutions.

Julie Seavey is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2015. The firm provides a wide range of advisory programs to individual and institutional clients, combining tailored financial planning with comprehensive investment management. Morgan Stanley Wealth Management manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models in its financial planning process.

Gregory Hang is a financial advisor with LPL Financial in Mason, Ohio, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2000. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including model portfolios and retirement plan consulting, supported by extensive research and technological resources.

Odell Graves is a financial advisor with Primerica Advisors in Cincinnati, OH, holding five years of industry experience. He has worked with PFS Investments Inc. since 2020 and with Primerica Financial Services since 2019. Outside of his advisory role, he is approved as a franchisee for a restaurant venture, though the business has not yet been developed. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm uses third-party asset managers and maintains an operational model based on tiered wrap fees.

Lucas Mcomber is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 66 and Series 63 credentials and has worked within various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering a range of discretionary and non-discretionary advisory services as well as model portfolios built from mutual funds, ETFs, and ETPs.

Coleman Goldsmith is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 33 years of industry experience. His prior roles include positions at Sandlapper Wealth Management, Cabot Lodge Securities, and Premium 72 Capital. In addition to his advisory work, he sells long-term care insurance and operates an investment advisory practice through Hyde Park Wealth Advisors, LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers tailored investment strategies via multiple platforms and a range of portfolio management solutions, supported by institutional features such as equity participation and formal compliance processes.

James Sigg is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 21 years of industry experience. He has worked with Primerica Advisors since 2004 and has been affiliated with Primerica Financial Services since 2003. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and limited discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

Kari Day is a financial advisor with UBS Financial Services in Cincinnati, OH. She holds a Series 66 designation and has 15 years of industry experience. Kari has been with UBS Financial Services since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a range of capital markets services.

Ryan Barnett is a financial advisor with Equitable Advisors in West Chester, OH, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009, including time when the firm operated as Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Charlotte Dougherty is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. She worked at Lincoln Financial Advisors Corporation from 1980 to 2024 before joining LPL Financial and Dougherty, Tedesco, & Associates in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio options, supported by research from LPL and third-party subadvisors.

Ajdin Dropic is a Series 66-licensed financial advisor with Mass Mutual Investors Services in Cincinnati, Ohio, with 23 years of industry experience. He has been with MML Investors Services since 2016 and MassMutual since 2015. Outside of his advisory role, he serves as the junior varsity soccer head coach at Villa Madonna Academy and is the board president for the Northern Kentucky Clippers swim team. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars.

Jack Dowling is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and four years of industry experience. Prior to joining UBS in 2021, he worked at Middlebury College and held positions at Stryker Corporation and the Indian Hill Club. He also engaged in an extended travel activity in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm provides services including fee-based financial planning, portfolio management, and access to proprietary research and institutional trading capabilities.

Samuel Mathews is a financial advisor at Raymond James & Associates in Cincinnati, OH, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Touchstone Securities Inc., UWM, EW Scripps, and Marietta. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a broad network of advisors.

Peter West II is a financial advisor with Charles Schwab in Cincinnati, OH, holding the CFP® designation and Series 66 and 63 licenses. He has five years of industry experience, previously working at TD Ameritrade and Charles Schwab Bank. Outside of advising, he is involved in retail through Riviera Luggage LLC, where he serves as a lead sales associate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions using multi-asset model portfolios and centralized operational support.