Daniel Osborne is a financial advisor with OSAIC based in Cincinnati, OH, holding a Series 63 credential and 34 years of industry experience. He has worked with Fortis Investors, Inc. and Midwest Financial Group (Investacorp) since 1997. Outside of advisory work, he is involved in the sale and service of term life insurance through a sole proprietorship. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes with both discretionary and non-discretionary options.

Christina Yards is a financial advisor at Robert W. Baird & Co. in Cincinnati, OH, holding a Series 66 designation with eight years of industry experience. She has been with Robert W. Baird since 2015. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a combination of consulting and portfolio services tailored to client goals, utilizing both in-house and third-party managers across a range of investment strategies.

Tyler Putman is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked in logistics and staffing roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory services. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad range of investment vehicles.

Charles Beach III is a financial advisor at Cambridge Investment Research Advisors with 41 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Cambridge Investment Research Advisors since 2012. Outside of his advisory role, he serves on the stewardship committee of Mariemont Community Church in Cincinnati, OH. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing multiple custody platforms and both proprietary and third-party model strategies.

Cade Curtis is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Kelly Services and Interweave Solutions and served in roles with The Church of Jesus Christ of Latter-day Saints. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to various clients including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary portfolios, fund advisory, and model portfolio delivery.

Brian Snowden is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill Lynch and Scottrade. Snowden is also employed as a sales assistant at Yellow Cardinal Brokerage Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports a broad advisor network with specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

James Eck is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. He has held various roles within Wells Fargo, including with Wells Fargo Clearing and Wells Fargo Advisors LLC, since 2009. Outside of his advisory work, he serves on the board of directors for the Fort Mitchell Country Club. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Timothy Mark is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has worked in various roles within Fidelity, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Zac Cottongim is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities, JP Morgan Chase Bank, Bank of America, Merrill, and Foresters Financial Services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Michelle Fogel is a financial advisor with LPL Financial in Cincinnati, Ohio, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her prior roles include positions at SGF Associates LLC, Separation Advisors LLC, and Waddell & Reed, Inc. She is involved with SGF Associates LLC, a business entity related to her investment advisory work. LPL Financial is a national investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by comprehensive research and various technology platforms.

Danielle Pillman is a Planning Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2020, previously serving as a Relationship Manager from 2021 to 2023 and as a Customer Relationship Advocate from 2020 to 2021. In her current position, she focuses on developing strong financial plans that align with clients' long-term financial needs by understanding their individual stories and financial situations. Danielle holds insurance licenses in Arkansas and California. She is committed to sharing her passion and knowledge of financial planning, having personally experienced the freedom and peace it can provide. Her approach emphasizes starting with solid financial planning to create tailored strategies for clients.

Kevin Meier is a financial advisor with Fidelity Investments, holding a Series 66 designation and three years of industry experience. Prior to joining Fidelity, he worked in the automotive sales sector with several dealerships from 2015 to 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an adviser to multiple registered investment companies and employs systematic methodologies in developing model portfolios.

Jarred Smith is a financial advisor with LPL Financial in Cincinnati, OH, holding Series 63 and Series 65 credentials and 12 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory role, he is a part owner of a food truck business and a horse racing enterprise. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Madelyn Sursi is a financial advisor at RBC Capital Markets with a Series 66 designation and no industry experience. Her prior roles include positions at City National Bank and Enterprise Mobility, as well as work in education with Eastern Michigan University and North Carolina Public Schools. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles and employing both in-house and third-party investment managers.

Michael Dempsey is a financial advisor with Robert W. Baird & Co. Inc. in Ft Wright, KY, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He has been with Robert W. Baird since 2007. Outside of his advisory role, he is a co-owner of a rental property and a member of a property management company. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and manager options.

Bradley Sierer is a financial advisor with Fidelity in Cincinnati, Ohio, holding Series 63 and Series 66 designations and 18 years of industry experience. He has been with Fidelity Investments and its affiliates since 2007. Outside of his advisory role, he writes novels and short stories in his free time. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory work, portfolio management, and fund consulting. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversees sub-advisers while maintaining governance and proxy-voting procedures.

Michelle Chester is a financial advisor with Robert W. Baird & Co. in Cincinnati, OH, holding a Series 66 designation and 21 years of industry experience. She has been with Robert W. Baird since 2013. Outside of her advisory role, she serves as a Cub Scouts pack leader. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services using a range of strategies, including traditional and non-traditional investments, with options for discretionary and non-discretionary management.

Sean Schroeder is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He works with clients to establish goal-oriented financial strategies and aims to develop long-lasting personal relationships through thoughtful engagement. Sean has a comprehensive background in financial services, with progressive roles at Fidelity Investments starting in 2007. His experience includes positions such as Retirement Relationship Manager, Retirement Solutions Representative, Investments Solutions Representative, Financial Representative, and Defined Contribution Representative III. He holds insurance licenses in Arkansas and California. Outside of his professional work, Sean engages in activities such as motorcycling and skiing.

Cory Clausius is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Cincinnati Public Schools and Tracker Boats. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Chris Broering is a Wealth Management Planning Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity in 1998 and has held multiple roles within the company, including Wealth Management Service Specialist, Private Client Group Service Representative, Premium Service Representative, and Brokerage Service Representative. Throughout his tenure, Chris has focused on providing high levels of service to clients, aiming to ensure client satisfaction and loyalty to Fidelity. His experience spans various facets of wealth management services, reflecting a long-standing commitment to the firm's service-oriented approach. Outside of his professional work, Chris enjoys family activities, fitness, golf, music, and soccer.